Housing data for Silver Grove, KY

Silver Grove, KY has an estimated 1,008 residents and 590 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a city in Campbell County.

40.3% of households rent.

The median gross rent is $587 a month.

Its population shrank measurably since 2015–2019 (−32.8%).

Figures last updated on .

Residents
1,008 (±224)
Housing units
590 (±175)
Households that rent
40.3%
Median gross rent
$587
Residents since 2015–2019
−32.8%

What stands out in Silver Grove

Median home value: $107,700 (±$22,239) in Silver Grove, lower than in Campbell County ($252,000).

Median gross rent: $587 (±$138) in Silver Grove, lower than in Campbell County ($1,145).

Renters paying 30% or more of income: 18.4% (±18.0 points) in Silver Grove, lower than in Campbell County (49.2%).

Working from home: 5.2% (±3.6 points) in Silver Grove, lower than in Campbell County (17.1%).

Housing in Silver Grove at a glance

  • Median rent: $587 median gross rent a month
  • Rent by bedrooms
  • Rent burden: 18.4% of renters pay 30% or more of income (Small sample: wide margin of error)
  • Renters and owners: 40.3% of households rent
  • Income and affordability: $46,595 median household income
  • Home values: $107,700 median home value
  • Homeowner costs: $1,049 median monthly cost with a mortgage
  • Property taxes: $1,711 median real estate taxes a year
  • Types of homes: 28.8% of homes are in buildings of 5 or more units
  • Bedrooms: 37.3% of homes have 3 or more bedrooms (Small sample: wide margin of error)
  • Age of homes: 77.3% of homes were built before 1980
  • Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
  • Heating fuel: 69.3% heat with electricity
  • Commute and cars: 24.3 minutes average trip to work
  • Growth: −32.8% residents since 2015–2019
  • How long people stay: 16.5% moved in since 2020 (Small sample: wide margin of error)
  • Crowding and facilities: 5.3% of homes have more than 1 person per room (Small sample: wide margin of error)
  • Fair Market Rent: $1,010 Small Area FMR, 2 bedrooms (ZIP 41085)

Silver Grove against Campbell County, its state and the nation

Estimate (90% margin of error)
Silver GroveCampbell CountyKentuckyUnited States
Residents1,008 (±224)93,426 (exact)4,534,824 (exact)334,922,499
Housing units590 (±175)42,065 (±58)2,023,116 (±474)143,775,355
Households that rent40.3% (±14.4 points)28.9% (±1.5 points)31.7% (±0.3 points)34.8%
Median gross rent$587 (±$138)$1,145 (±$29)$967 (±$5)$1,413
Median household income$46,595 (±$3,819)$77,567 (±$2,690)$63,726 (±$429)$80,734
Median home value$107,700 (±$22,239)$252,000 (±$7,796)$205,600 (±$1,096)$332,700
Median real estate taxes (a year)$1,711 (±$110)$2,556 (±$88)$1,544 (±$10)$3,119
Built before 198077.3% (±21.9 points)57.1% (±2.5 points)47.1% (±0.4 points)49.7%
Average commute24.3 minutes (±3.6)23.5 minutes (±0.7)24.0 minutes (±0.2)26.4 minutes
Households with broadband73.1% (±19.9 points)92.2% (±1.2 points)88.6% (±0.2 points)91.0%
Median age of residents44.2 years (±7.1)39.3 years (±0.3)39.1 years (±0.1)38.9 years

Silver Grove covers 1.2 square miles of land, about 875 residents per square mile (Census Bureau Gazetteer).

How Silver Grove has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents1,499 (±357)1,008 (±224)−32.8%Measurable decrease
Housing units611 (±94)590 (±175)−3.4%Not a measurable change
Median gross rent$649 (±$49)$587 (±$138)−9.6%Down after inflation
Median home value$104,600 (±$19,034)$107,700 (±$22,239)+3.0%No measurable change after inflation
Median household income$56,389 (±$7,971)$46,595 (±$3,819)−17.4%Down after inflation
Median owner cost with a mortgage$1,221 (±$87)$1,049 (±$299)−14.1%Down after inflation
Median real estate taxes$1,818 (±$207)$1,711 (±$110)−5.9%Down after inflation
Households that rent34.4% (±9.0 points)40.3% (±14.4 points)+5.9 percentage pointsNot a measurable change
Rental vacancy rate0.0% (±11.9 points)0.0% (±14.5 points)0.0 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Campbell County

Silver Grove has no police department of its own in the FBI’s figures, so this is the figure for Campbell County as a whole.

In 2025, the police departments that report for Campbell County recorded 105 violent and 1,121 property crimes per 100,000 residents.

A county-wide figure describes the whole county, not this place; crime varies from one community to the next.

ZIP codes in Silver Grove

ZIP Code Tabulation Areas that cover this place (2020–2024 estimates)
ZIP codeShare of the ZIP’s land in this placeResidentsMedian gross rentMedian home valueMedian household income
41085100%601$582$117,000$77,757

A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.

Places near Silver Grove

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Crestview1.3 mi$1,521$173,90012.5%
Melbourne1.7 mi$638$166,2004.9%
Salem Heights2.0 mi—$245,2007.3%
Cold Spring2.5 mi$1,191$253,60010.9%
Fruit Hill2.7 mi—$271,3004.1%
Highland Heights3.0 mi$1,144$169,70037.5%
Coldstream3.2 mi—$849,6000.0%
Sherwood (community)3.8 mi—$301,2004.9%

Places in Kentucky most like Silver Grove

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Greenville$602$116,400$46,05432.4%
Maysville$699$151,500$39,01347.7%
New Castle$764$154,000$43,20346.3%
Augusta$744$110,200$51,25043.4%
Adairville$504$117,400$40,96241.9%
Irvine$710$139,200$42,80555.8%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Kentucky.

HUD Fair Market Rent for Silver Grove, fiscal year 2027

Cincinnati, OH-KY-IN HUD Metro FMR Area, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$1,052$1,128$1,442$1,897$2,141

HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.

HUD income limits for Silver Grove, fiscal year 2026

Cincinnati, OH-KY-IN HUD Metro FMR Area, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$23,100$38,500$61,550
2 people$26,400$44,000$70,350
3 people$29,700$49,500$79,150
4 people$33,000$54,950$87,900
5 people$38,680$59,350$94,950
6 people$44,360$63,750$102,000
7 people$50,040$68,150$109,000
8 people$55,720$72,550$116,050

These are the limits HUD sets for its housing programs in the Cincinnati, OH-KY-IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $109,900.

A program can use its own limits; tax-credit and local programs often do.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Silver Grove

What is the average rent in Silver Grove, KY?

The Census Bureau publishes the median rather than the average: the median gross rent in Silver Grove is $587 (±$138) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.

How much is a one-bedroom apartment in Silver Grove?

The median gross rent for a one-bedroom home in Silver Grove, KY is $717 (±$71) a month (2020–2024 American Community Survey).

How many renters are there in Silver Grove?

Silver Grove has an estimated 228 (±104) renting households, 40.3% of its occupied homes (2020–2024 American Community Survey).

What is the median household income in Silver Grove?

The median household income in Silver Grove is $46,595 (±$3,819) a year (2020–2024 American Community Survey).

What is the average home value in Silver Grove, KY?

The Census Bureau publishes the median: $107,700 (±$22,239) for owner-occupied homes in Silver Grove (2020–2024 American Community Survey).

What is the average mortgage payment in Silver Grove?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Silver Grove, KY is $1,049 (±$299) a month, including taxes, insurance and utilities.

Is Silver Grove growing?

In Silver Grove, the number of residents went from 1,499 in 2015–2019 to 1,008 in 2020–2024 (−32.8%), a measurable decrease.

What ZIP codes are in Silver Grove?

The ZIP code that covers Silver Grove is 41085.

What is the median rent in ZIP code 41085?

The median gross rent in ZIP Code Tabulation Area 41085 is $582 (±$184) a month (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Silver Grove city, Kentucky (place:70644, in state:21).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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