Housing data for Warsaw, KY
Warsaw, KY has an estimated 2,072 residents and 886 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Gallatin County.
59.6% of households rent.
The median gross rent is $757 a month.
Figures last updated on .
- Residents
- 2,072 (±328)
- Housing units
- 886 (±151)
- Households that rent
- 59.6%
- Median gross rent
- $757
- Residents since 2015–2019
- +10.0%
What stands out in Warsaw
Homes in buildings of 5 or more units: 46.2% (±11.1 points) in Warsaw, higher than in Gallatin County (12.8%).
Households that rent: 59.6% (±9.3 points) in Warsaw, higher than in Gallatin County (24.9%).
Homes built before 1980: 42.9% (±11.0 points) in Warsaw, higher than in Gallatin County (28.9%).
Average commute: 22.0 minutes (±3.7) in Warsaw, lower than in Gallatin County (29.5 minutes).
- Types of homes in Warsaw
- Renters and owners in Warsaw
- Age of homes in Warsaw
- Commute and cars in Warsaw
Housing in Warsaw at a glance
- Median rent: $757 median gross rent a month
- Rent by bedrooms: $783 median gross rent, 2 bedrooms
- Rent burden: 30.2% of renters pay 30% or more of income
- Renters and owners: 59.6% of households rent
- Income and affordability: $60,769 median household income
- Home values: $185,900 median home value
- Homeowner costs: $1,163 median monthly cost with a mortgage
- Property taxes: $1,466 median real estate taxes a year
- Types of homes: 46.2% of homes are in buildings of 5 or more units
- Bedrooms: 35.0% of homes have 3 or more bedrooms
- Age of homes: 42.9% of homes were built before 1980
- Vacancy rate: 6.8% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 70.4% heat with electricity
- Commute and cars: 22.0 minutes average trip to work
- Crime reported to police: 0 violent crimes per 100,000 residents
- Growth: +10.0% residents since 2015–2019
- How long people stay: 25.0% moved in since 2020
- Crowding and facilities: 11.2% of homes have more than 1 person per room (Small sample: wide margin of error)
Warsaw against Gallatin County, its state and the nation
| Warsaw | Gallatin County | Kentucky | United States | |
|---|---|---|---|---|
| Residents | 2,072 (±328) | 8,769 (exact) | 4,534,824 (exact) | 334,922,499 |
| Housing units | 886 (±151) | 3,816 (±22) | 2,023,116 (±474) | 143,775,355 |
| Households that rent | 59.6% (±9.3 points) | 24.9% (±4.6 points) | 31.7% (±0.3 points) | 34.8% |
| Median gross rent | $757 (±$91) | $832 (±$90) | $967 (±$5) | $1,413 |
| Median household income | $60,769 (±$8,432) | $63,346 (±$6,282) | $63,726 (±$429) | $80,734 |
| Median home value | $185,900 (±$20,719) | $178,200 (±$11,061) | $205,600 (±$1,096) | $332,700 |
| Median real estate taxes (a year) | $1,466 (±$238) | $1,476 (±$128) | $1,544 (±$10) | $3,119 |
| Built before 1980 | 42.9% (±11.0 points) | 28.9% (±4.9 points) | 47.1% (±0.4 points) | 49.7% |
| Average commute | 22.0 minutes (±3.7) | 29.5 minutes (±2.1) | 24.0 minutes (±0.2) | 26.4 minutes |
| Households with broadband | 87.1% (±7.4 points) | 87.4% (±3.6 points) | 88.6% (±0.2 points) | 91.0% |
| Median age of residents | 30.3 years (±4.4) | 39.6 years (±1.0) | 39.1 years (±0.1) | 38.9 years |
Warsaw covers 1.0 square miles of land, about 2,154 residents per square mile (Census Bureau Gazetteer).
How Warsaw has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,884 (±217) | 2,072 (±328) | +10.0% | Not a measurable change |
| Housing units | 901 (±99) | 886 (±151) | −1.7% | Not a measurable change |
| Median gross rent | $694 (±$43) | $757 (±$91) | +9.1% | No measurable change after inflation |
| Median home value | $97,100 (±$12,864) | $185,900 (±$20,719) | +91.5% | Up after inflation |
| Median household income | $40,108 (±$4,649) | $60,769 (±$8,432) | +51.5% | Up after inflation |
| Median owner cost with a mortgage | $1,055 (±$76) | $1,163 (±$121) | +10.2% | No measurable change after inflation |
| Median real estate taxes | $1,041 (±$189) | $1,466 (±$238) | +40.8% | No measurable change after inflation |
| Households that rent | 62.8% (±6.6 points) | 59.6% (±9.3 points) | −3.2 percentage points | Not a measurable change |
| Rental vacancy rate | 5.4% (±3.8 points) | 6.8% (±5.2 points) | +1.4 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Warsaw
In 2025, the Warsaw Police Department reported 0 violent and 512 property crimes per 100,000 residents to the FBI.
Across Gallatin County, the departments that report recorded 158 violent and 442 property crimes per 100,000 residents that year.
Places near Warsaw
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| York Township (Switzerland County) | 3.7 mi | — | $152,500 | 22.3% |
| Patriot | 4.9 mi | $850 | $95,000 | 30.2% |
| Posey Township (Switzerland County) | 5.1 mi | $805 | $130,100 | 15.4% |
| Glencoe | 5.5 mi | $1,028 | $186,600 | 16.7% |
| Sparta | 6.1 mi | $1,063 | $116,700 | 26.3% |
| Cotton Township | 8.5 mi | — | $209,900 | 2.4% |
| Jefferson Township (Switzerland County) | 8.8 mi | $662 | $162,200 | 40.5% |
| Sanders | 9.4 mi | — | — | 8.9% |
Places in Kentucky most like Warsaw
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Dry Ridge | $811 | $216,800 | $55,995 | 57.7% |
| Richmond | $917 | $214,900 | $50,870 | 61.7% |
| Southgate | $1,078 | $190,800 | $54,421 | 40.8% |
| Lyndon | $1,246 | $276,800 | $65,679 | 55.8% |
| Highland Heights | $1,144 | $169,700 | $53,275 | 37.5% |
| Crescent Springs | $926 | $302,100 | $83,066 | 42.0% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Kentucky.
HUD Fair Market Rent for Warsaw, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,052 | $1,128 | $1,442 | $1,897 | $2,141 |
HUD income limits for Warsaw, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $23,100 | $38,500 | $61,550 |
| 2 people | $26,400 | $44,000 | $70,350 |
| 3 people | $29,700 | $49,500 | $79,150 |
| 4 people | $33,000 | $54,950 | $87,900 |
| 5 people | $38,680 | $59,350 | $94,950 |
| 6 people | $44,360 | $63,750 | $102,000 |
| 7 people | $50,040 | $68,150 | $109,000 |
| 8 people | $55,720 | $72,550 | $116,050 |
These are the limits HUD sets for its housing programs in the Cincinnati, OH-KY-IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $109,900.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Warsaw
What is the average rent in Warsaw, KY?
The Census Bureau publishes the median rather than the average: the median gross rent in Warsaw is $757 (±$91) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Warsaw?
The median gross rent for a one-bedroom home in Warsaw, KY is $630 (±$73) a month (2020–2024 American Community Survey).
Are renters in Warsaw rent-burdened?
30.2% of renting households in Warsaw pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Warsaw?
Warsaw has an estimated 465 (±116) renting households, 59.6% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Warsaw?
The median household income in Warsaw is $60,769 (±$8,432) a year (2020–2024 American Community Survey).
What is the average home value in Warsaw, KY?
The Census Bureau publishes the median: $185,900 (±$20,719) for owner-occupied homes in Warsaw (2020–2024 American Community Survey).
Is Warsaw growing?
In Warsaw, the number of residents went from 1,884 in 2015–2019 to 2,072 in 2020–2024 (+10.0%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Warsaw city, Kentucky
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Warsaw city, Kentucky
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Warsaw city, Kentucky
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Warsaw city, Kentucky
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Warsaw city, Kentucky
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Warsaw city, Kentucky
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Warsaw city, Kentucky
- HUD Fair Market Rents, fiscal year 2027: Cincinnati, OH-KY-IN HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Cincinnati, OH-KY-IN HUD Metro FMR Area
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Warsaw Police Department (ORI KY0390100)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Warsaw city, Kentucky (place:80706, in state:21).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .