Housing data for ZIP code 40071

Name: Housing in ZIP code 40071, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

ZIP code 40071 has an estimated 17,239 residents and 6,340 homes (US Census Bureau, 2020–2024 American Community Survey).

It lies in Spencer County.

13.1% of households rent.

The median gross rent is $960 (±$44) a month.

The median home value is $329,000 (±$12,882).

The median household income is $98,528 (±$9,821) a year.

Figures last updated on November 12, 2026.

Residents: 17,239 (±821)
Median gross rent: $960
Median home value: $329,000
Households that rent: 13.1%

How ZIP code 40071 compares

Estimate (90% margin of error)
	ZIP 40071	Spencer County	Kentucky	United States
Residents	17,239 (±821)	20,193	4,534,824	334,922,499
Housing units	6,340 (±278)	7,712	2,023,116	143,775,355
Households that rent	13.1% (±3.4 points)	12.1%	31.7%	34.8%
Median gross rent	$960 (±$44)	$987	$967	$1,413
Median home value	$329,000 (±$12,882)	$330,000	$205,600	$332,700
Median household income	$98,528 (±$9,821)	$102,618	$63,726	$80,734
Median real estate taxes (a year)	$2,273 (±$149)	$2,188	$1,544	$3,119
Renters paying 30% or more of income	37.1% (±13.6 points)	45.0%	45.4%	51.1%
Built before 1980	20.0% (±4.4 points)	17.4%	47.1%	49.7%
Average commute	32.1 minutes (±1.4)	32.7 minutes	24.0 minutes	26.4 minutes
Households with broadband	93.7% (±3.2 points)	92.3%	88.6%	91.0%
Median age of residents	40.7 years (±1.8)	42.9 years	39.1 years	38.9 years

In ZIP 40071, median gross rent is not measurably different from Spencer County ($987).

It is not measurably different from Kentucky ($967).

It is lower than the national figure ($1,413).

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 40071

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rent	ZIP 40071	Spencer County	Kentucky	United States
Less than $500	14.7% (±6.9 points)	12.9%	11.4%	6.3%
$500 to $999	44.6% (±14.5 points)	39.7%	42.1%	20.2%
$1,000 to $1,499	37.9% (±12.6 points)	37.0%	32.5%	28.1%
$1,500 to $1,999	1.7% (±2.3 points)	9.4%	10.1%	21.1%
$2,000 to $2,499	0.0% (±5.2 points)	0.0%	2.6%	12.0%
$2,500 to $2,999	1.1% (±2.3 points)	1.0%	0.7%	5.5%
$3,000 or more	0.0% (±5.2 points)	0.0%	0.7%	6.8%

The most common range is $500 to $999, paid by 44.6% of renting households.

Rent by bedrooms in ZIP code 40071

Median gross rent by number of bedrooms, estimate (90% margin of error)
Bedrooms	Census median
1 bedroom	$460 (±$234)
2 bedrooms	$909 (±$106)
3 bedrooms	$1,014 (±$99)
4 bedrooms	$1,387 (±$55)

Rent burden in ZIP code 40071

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rent	ZIP 40071	Spencer County	Kentucky	United States
Less than 15%	18.0% (±10.9 points)	15.8%	16.6%	12.6%
15% to 19.9%	11.2% (±6.9 points)	11.1%	13.5%	12.2%
20% to 24.9%	7.8% (±5.8 points)	6.9%	12.7%	12.6%
25% to 29.9%	25.9% (±13.1 points)	21.2%	11.8%	11.5%
30% to 34.9%	10.8% (±6.5 points)	13.6%	8.8%	9.2%
35% or more	26.3% (±12.0 points)	31.4%	36.6%	41.9%

37.1% (±13.6 points) of renting households in ZIP code 40071 spend 30% or more of their income on gross rent.

Home values in ZIP code 40071

Owner-occupied homes by value, 2020–2024
Value	ZIP 40071	Spencer County	Kentucky	United States
Less than $50,000	3.3% (±1.9 points)	3.3%	9.4%	5.3%
$50,000 to $99,999	3.3% (±2.0 points)	3.7%	11.5%	6.1%
$100,000 to $149,999	2.8% (±1.4 points)	3.2%	12.5%	6.8%
$150,000 to $199,999	5.3% (±2.1 points)	5.0%	15.1%	9.0%
$200,000 to $299,999	27.4% (±4.3 points)	26.3%	23.1%	17.8%
$300,000 to $499,999	45.4% (±4.8 points)	43.5%	20.1%	26.9%
$500,000 to $999,999	12.1% (±3.1 points)	14.5%	7.1%	20.9%
$1,000,000 or more	0.4% (±0.4 points)	0.5%	1.2%	7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 40071

Housing units by units in structure, 2020–2024
Building type	ZIP 40071	Spencer County	Kentucky	United States
Single-family, detached	91.3% (±2.4 points)	90.5%	67.5%	61.3%
Single-family, attached (townhouse, rowhouse)	0.4% (±0.3 points)	0.1%	2.9%	6.2%
2 units	0.2% (±0.2 points)	0.2%	2.7%	3.4%
3 or 4 units	1.9% (±0.9 points)	1.5%	4.3%	4.3%
5 to 9 units	1.6% (±0.9 points)	1.3%	4.6%	4.5%
10 to 19 units	0.8% (±0.5 points)	0.7%	3.4%	4.3%
20 or more units	0.7% (±0.4 points)	0.6%	3.7%	10.3%
Mobile home	3.1% (±1.6 points)	5.1%	10.7%	5.6%
Boat, RV, van, etc.	0.0% (±0.6 points)	0.0%	0.1%	0.1%

When the homes in ZIP code 40071 were built

Housing units by year structure built, 2020–2024
Year built	ZIP 40071	Spencer County	Kentucky	United States
2020 or later	3.5% (±1.9 points)	3.5%	1.8%	2.0%
2010 to 2019	11.7% (±3.0 points)	13.1%	9.1%	9.4%
2000 to 2009	33.0% (±3.8 points)	32.7%	14.5%	13.6%
1990 to 1999	25.9% (±4.4 points)	26.7%	15.3%	12.4%
1980 to 1989	5.8% (±1.7 points)	6.6%	12.2%	12.9%
1970 to 1979	5.7% (±1.9 points)	3.7%	15.6%	14.2%
1960 to 1969	4.8% (±2.7 points)	3.9%	9.9%	9.9%
1950 to 1959	2.5% (±1.6 points)	1.8%	8.6%	9.5%
1940 to 1949	0.9% (±0.7 points)	0.8%	4.0%	4.4%
1939 or earlier	6.1% (±2.3 points)	7.2%	9.0%	11.7%

20.0% of the homes in ZIP code 40071 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 40071

Occupied housing units by house heating fuel, 2020–2024
Fuel used most	ZIP 40071	Spencer County	Kentucky	United States
Utility gas	7.6% (±2.1 points)	2.6%	35.2%	46.5%
Fuel oil, kerosene, etc.	0.1% (±0.3 points)	0.5%	0.7%	3.9%
Electricity	63.2% (±4.4 points)	67.2%	54.9%	41.3%
Bottled or tank gas (propane)	24.6% (±4.0 points)	25.3%	6.3%	4.9%
Wood	1.4% (±1.0 points)	1.6%	1.9%	1.4%
Solar energy	0.0% (±0.6 points)	0.0%	0.1%	0.3%
Coal or coke	0.0% (±0.6 points)	0.0%	0.1%	0.1%
Other fuel	1.4% (±1.3 points)	1.4%	0.3%	0.5%
No fuel used	1.6% (±1.2 points)	1.4%	0.4%	1.2%

How people in ZIP code 40071 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportation	ZIP 40071	Spencer County	Kentucky	United States
Drove alone	78.9% (±4.2 points)	79.8%	76.6%	68.8%
Carpooled	6.5% (±3.0 points)	4.9%	9.3%	8.5%
Public transportation	0.2% (±0.3 points)	0.2%	0.6%	3.2%
Walked	0.9% (±0.7 points)	0.8%	2.0%	2.4%
Other means (bicycle, taxi, motorcycle)	1.1% (±0.8 points)	1.1%	1.3%	2.0%
Worked from home	12.4% (±3.1 points)	13.3%	10.2%	15.1%

Workers who live in ZIP code 40071 take an average of 32.1 minutes to get to work.

ZIP codes near 40071

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP code	Distance	Median gross rent	Median home value	Median household income	Households that rent
40020	7.5 mi	—	—	$90,712	2.5%
40022	7.7 mi	—	$576,800	$98,333	13.5%
40023	8.7 mi	$1,181	$497,800	$144,635	4.0%
40013	9.0 mi	$722	$265,300	$100,226	6.3%
40047	9.6 mi	$1,027	$279,400	$99,124	11.2%
40299	11 mi	$1,340	$290,200	$89,440	25.2%
40008	11 mi	$810	$224,000	$66,486	16.2%
40046	11 mi	—	$221,000	$66,000	11.3%

Crime reported to police in Spencer County

In 2025, the police departments that report for Spencer County recorded 38 violent and 279 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 40071 is reported as ZIP Code Tabulation Area 40071: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 40071

What is the median rent in ZIP code 40071?

The median gross rent in ZIP Code Tabulation Area 40071 is $960 (±$44) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 40071?

The median value of owner-occupied homes in ZIP code 40071 is $329,000 (±$12,882) (2020–2024 American Community Survey).

What is the median household income in ZIP code 40071?

The median household income in ZIP code 40071 is $98,528 (±$9,821) a year (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 40071 (zip code tabulation area:40071).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.