Housing data for ZIP code 40701

ZIP code 40701 has an estimated 30,526 residents and 13,659 homes (US Census Bureau, 2020–2024 American Community Survey).

It lies in Whitley County.

32.2% of households rent.

The median gross rent is $747 (±$57) a month.

The median home value is $160,700 (±$11,848).

The median household income is $47,204 (±$3,052) a year.

Figures last updated on .

Residents
30,526 (±1,741)
Median gross rent
$747
Median home value
$160,700
Households that rent
32.2%

How ZIP code 40701 compares

Estimate (90% margin of error)
ZIP 40701Whitley CountyKentuckyUnited States
Residents30,526 (±1,741)36,9204,534,824334,922,499
Housing units13,659 (±653)15,6292,023,116143,775,355
Households that rent32.2% (±3.2 points)33.2%31.7%34.8%
Median gross rent$747 (±$57)$798$967$1,413
Median home value$160,700 (±$11,848)$131,800$205,600$332,700
Median household income$47,204 (±$3,052)$44,615$63,726$80,734
Median real estate taxes (a year)$974 (±$104)$849$1,544$3,119
Renters paying 30% or more of income44.0% (±8.2 points)46.2%45.4%51.1%
Built before 198039.9% (±4.2 points)39.2%47.1%49.7%
Average commute23.2 minutes (±2.2)24.5 minutes24.0 minutes26.4 minutes
Households with broadband87.8% (±2.3 points)83.3%88.6%91.0%
Median age of residents40.8 years (±1.6)35.2 years39.1 years38.9 years

In ZIP 40701, median gross rent is not measurably different from Whitley County ($798).

It is also lower than in Kentucky ($967).

It is lower than the national figure ($1,413).

Among the 4 ZIP codes in Whitley County with a published estimate, ZIP 40701 ranks 2 from highest to lowest median gross rent.

Among the 4 ZIP codes in Whitley County with a published estimate, ZIP 40701 ranks 1 from highest to lowest median home value.

Among the 3 ZIP codes in Whitley County with a published estimate, ZIP 40701 ranks 1 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 40701

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 40701Whitley CountyKentuckyUnited States
Less than $50021.1% (±7.0 points)15.6%11.4%6.3%
$500 to $99962.7% (±7.9 points)61.9%42.1%20.2%
$1,000 to $1,49914.6% (±4.2 points)20.3%32.5%28.1%
$1,500 to $1,9990.7% (±0.6 points)1.5%10.1%21.1%
$2,000 to $2,4990.5% (±0.6 points)0.5%2.6%12.0%
$2,500 to $2,9990.3% (±0.4 points)0.3%0.7%5.5%
$3,000 or more0.0% (±1.0 points)0.0%0.7%6.8%

The most common range is $500 to $999, paid by 62.7% of renting households.

Rent by bedrooms in ZIP code 40701

Median gross rent by number of bedrooms, estimate (90% margin of error)
BedroomsCensus median
1 bedroom$464 (±$88)
2 bedrooms$733 (±$48)
3 bedrooms$853 (±$93)
4 bedrooms$1,066 (±$196)

Rent burden in ZIP code 40701

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 40701Whitley CountyKentuckyUnited States
Less than 15%17.8% (±7.0 points)18.3%16.6%12.6%
15% to 19.9%16.0% (±5.0 points)17.2%13.5%12.2%
20% to 24.9%8.9% (±3.3 points)7.0%12.7%12.6%
25% to 29.9%13.3% (±4.8 points)11.3%11.8%11.5%
30% to 34.9%8.6% (±3.7 points)10.0%8.8%9.2%
35% or more35.4% (±7.3 points)36.2%36.6%41.9%

44.0% (±8.2 points) of renting households in ZIP code 40701 spend 30% or more of their income on gross rent.

Home values in ZIP code 40701

Owner-occupied homes by value, 2020–2024
ValueZIP 40701Whitley CountyKentuckyUnited States
Less than $50,00016.2% (±3.8 points)18.2%9.4%5.3%
$50,000 to $99,99914.0% (±2.8 points)18.9%11.5%6.1%
$100,000 to $149,99916.0% (±2.9 points)19.0%12.5%6.8%
$150,000 to $199,99916.2% (±2.9 points)14.1%15.1%9.0%
$200,000 to $299,99923.9% (±3.5 points)17.3%23.1%17.8%
$300,000 to $499,99911.4% (±2.6 points)11.2%20.1%26.9%
$500,000 to $999,9991.6% (±0.9 points)0.9%7.1%20.9%
$1,000,000 or more0.7% (±0.6 points)0.4%1.2%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 40701

Housing units by units in structure, 2020–2024
Building typeZIP 40701Whitley CountyKentuckyUnited States
Single-family, detached62.8% (±3.6 points)63.5%67.5%61.3%
Single-family, attached (townhouse, rowhouse)0.6% (±0.4 points)0.9%2.9%6.2%
2 units4.3% (±1.6 points)4.3%2.7%3.4%
3 or 4 units2.7% (±1.2 points)2.5%4.3%4.3%
5 to 9 units4.6% (±2.0 points)2.1%4.6%4.5%
10 to 19 units2.2% (±1.1 points)1.5%3.4%4.3%
20 or more units2.2% (±1.2 points)1.0%3.7%10.3%
Mobile home20.1% (±3.1 points)24.1%10.7%5.6%
Boat, RV, van, etc.0.4% (±0.4 points)0.1%0.1%0.1%

When the homes in ZIP code 40701 were built

Housing units by year structure built, 2020–2024
Year builtZIP 40701Whitley CountyKentuckyUnited States
2020 or later2.4% (±1.1 points)1.9%1.8%2.0%
2010 to 20198.9% (±2.4 points)7.9%9.1%9.4%
2000 to 200917.2% (±2.6 points)16.3%14.5%13.6%
1990 to 199917.6% (±2.4 points)18.2%15.3%12.4%
1980 to 198913.9% (±2.3 points)16.4%12.2%12.9%
1970 to 197918.4% (±2.9 points)19.3%15.6%14.2%
1960 to 19699.1% (±2.1 points)7.4%9.9%9.9%
1950 to 19593.8% (±1.3 points)4.4%8.6%9.5%
1940 to 19492.4% (±0.9 points)1.9%4.0%4.4%
1939 or earlier6.2% (±1.6 points)6.2%9.0%11.7%

39.9% of the homes in ZIP code 40701 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 40701

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 40701Whitley CountyKentuckyUnited States
Utility gas29.0% (±2.9 points)32.6%35.2%46.5%
Fuel oil, kerosene, etc.0.1% (±0.1 points)0.3%0.7%3.9%
Electricity65.8% (±3.2 points)57.2%54.9%41.3%
Bottled or tank gas (propane)3.3% (±1.4 points)5.9%6.3%4.9%
Wood1.0% (±0.8 points)2.3%1.9%1.4%
Solar energy0.0% (±0.3 points)0.0%0.1%0.3%
Coal or coke0.0% (±0.3 points)0.2%0.1%0.1%
Other fuel0.4% (±0.6 points)0.5%0.3%0.5%
No fuel used0.4% (±0.4 points)1.0%0.4%1.2%

How people in ZIP code 40701 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 40701Whitley CountyKentuckyUnited States
Drove alone78.6% (±3.4 points)72.5%76.6%68.8%
Carpooled12.0% (±3.1 points)14.3%9.3%8.5%
Public transportation0.2% (±0.2 points)0.1%0.6%3.2%
Walked0.6% (±0.6 points)2.5%2.0%2.4%
Other means (bicycle, taxi, motorcycle)0.5% (±0.5 points)0.6%1.3%2.0%
Worked from home8.1% (±2.2 points)9.9%10.2%15.1%

Workers who live in ZIP code 40701 take an average of 23.2 minutes to get to work.

ZIP codes near 40701

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
407376.8 mi$821$137,000$47,09620.0%
407718.0 mi$100 or less$125,600—55.3%
407448.8 mi$825$172,700$64,36925.4%
407599.3 mi$737$97,300$34,90932.7%
4074010 mi$734$111,100$63,70136.2%
4073411 mi$697$131,700$42,50023.5%
4263414 mi—$68,900$31,25014.5%
4076915 mi$840$105,500$43,87838.9%

Crime reported to police in Whitley County

In 2025, the police departments that report for Whitley County recorded 83 violent and 336 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 40701 is reported as ZIP Code Tabulation Area 40701: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

What you can do on Seayora in ZIP 40701

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Questions about ZIP 40701

What is the median rent in ZIP code 40701?

The median gross rent in ZIP Code Tabulation Area 40701 is $747 (±$57) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 40701?

The median value of owner-occupied homes in ZIP code 40701 is $160,700 (±$11,848) (2020–2024 American Community Survey).

What is the median household income in ZIP code 40701?

The median household income in ZIP code 40701 is $47,204 (±$3,052) a year (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 40701 (zip code tabulation area:40701).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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