Housing data for ZIP code 41031

Name: Housing in ZIP code 41031, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

ZIP code 41031 has an estimated 16,624 residents and 7,114 homes (US Census Bureau, 2020–2024 American Community Survey).

It lies in Harrison County.

29.8% of households rent.

The median gross rent is $768 (±$54) a month.

The median home value is $212,000 (±$17,203).

The median household income is $64,883 (±$4,507) a year.

Figures last updated on November 12, 2026.

Residents: 16,624 (±586)
Median gross rent: $768
Median home value: $212,000
Households that rent: 29.8%

How ZIP code 41031 compares

Estimate (90% margin of error)
	ZIP 41031	Harrison County	Kentucky	United States
Residents	16,624 (±586)	19,140	4,534,824	334,922,499
Housing units	7,114 (±180)	8,186	2,023,116	143,775,355
Households that rent	29.8% (±4.2 points)	28.6%	31.7%	34.8%
Median gross rent	$768 (±$54)	$765	$967	$1,413
Median home value	$212,000 (±$17,203)	$202,100	$205,600	$332,700
Median household income	$64,883 (±$4,507)	$66,442	$63,726	$80,734
Median real estate taxes (a year)	$1,374 (±$122)	$1,328	$1,544	$3,119
Renters paying 30% or more of income	41.8% (±10.5 points)	42.0%	45.4%	51.1%
Built before 1980	48.8% (±6.1 points)	46.9%	47.1%	49.7%
Average commute	27.0 minutes (±3.0)	28.2 minutes	24.0 minutes	26.4 minutes
Households with broadband	81.0% (±4.0 points)	81.6%	88.6%	91.0%
Median age of residents	41.0 years (±2.1)	42.1 years	39.1 years	38.9 years

In ZIP 41031, median gross rent is not measurably different from Harrison County ($765).

It is also lower than in Kentucky ($967).

It is lower than the national figure ($1,413).

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 41031

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rent	ZIP 41031	Harrison County	Kentucky	United States
Less than $500	15.5% (±7.3 points)	15.5%	11.4%	6.3%
$500 to $999	62.2% (±9.1 points)	61.5%	42.1%	20.2%
$1,000 to $1,499	16.7% (±7.9 points)	18.0%	32.5%	28.1%
$1,500 to $1,999	5.1% (±3.9 points)	4.7%	10.1%	21.1%
$2,000 to $2,499	0.0% (±2.1 points)	0.0%	2.6%	12.0%
$2,500 to $2,999	0.5% (±0.8 points)	0.4%	0.7%	5.5%
$3,000 or more	0.0% (±2.1 points)	0.0%	0.7%	6.8%

The most common range is $500 to $999, paid by 62.2% of renting households.

Rent by bedrooms in ZIP code 41031

Median gross rent by number of bedrooms, estimate (90% margin of error)
Bedrooms	Census median
Studio	$670 (±$372)
1 bedroom	$415 (±$165)
2 bedrooms	$762 (±$98)
3 bedrooms	$925 (±$167)
4 bedrooms	$914 (±$361)

Rent burden in ZIP code 41031

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rent	ZIP 41031	Harrison County	Kentucky	United States
Less than 15%	24.8% (±8.1 points)	25.8%	16.6%	12.6%
15% to 19.9%	11.9% (±6.3 points)	11.1%	13.5%	12.2%
20% to 24.9%	8.8% (±5.8 points)	9.1%	12.7%	12.6%
25% to 29.9%	12.6% (±6.8 points)	12.1%	11.8%	11.5%
30% to 34.9%	6.4% (±4.8 points)	5.9%	8.8%	9.2%
35% or more	35.4% (±9.3 points)	36.1%	36.6%	41.9%

41.8% (±10.5 points) of renting households in ZIP code 41031 spend 30% or more of their income on gross rent.

Home values in ZIP code 41031

Owner-occupied homes by value, 2020–2024
Value	ZIP 41031	Harrison County	Kentucky	United States
Less than $50,000	10.3% (±3.8 points)	9.8%	9.4%	5.3%
$50,000 to $99,999	10.0% (±3.4 points)	11.4%	11.5%	6.1%
$100,000 to $149,999	12.8% (±3.8 points)	12.6%	12.5%	6.8%
$150,000 to $199,999	13.0% (±3.9 points)	15.6%	15.1%	9.0%
$200,000 to $299,999	28.2% (±5.5 points)	27.1%	23.1%	17.8%
$300,000 to $499,999	16.7% (±3.8 points)	15.6%	20.1%	26.9%
$500,000 to $999,999	7.4% (±3.3 points)	6.6%	7.1%	20.9%
$1,000,000 or more	1.7% (±1.5 points)	1.3%	1.2%	7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 41031

Housing units by units in structure, 2020–2024
Building type	ZIP 41031	Harrison County	Kentucky	United States
Single-family, detached	72.2% (±3.9 points)	72.7%	67.5%	61.3%
Single-family, attached (townhouse, rowhouse)	1.6% (±1.4 points)	1.4%	2.9%	6.2%
2 units	5.9% (±2.5 points)	5.1%	2.7%	3.4%
3 or 4 units	2.0% (±1.4 points)	1.7%	4.3%	4.3%
5 to 9 units	4.4% (±2.1 points)	3.8%	4.6%	4.5%
10 to 19 units	1.4% (±1.1 points)	1.2%	3.4%	4.3%
20 or more units	0.8% (±1.1 points)	0.7%	3.7%	10.3%
Mobile home	11.8% (±2.8 points)	13.3%	10.7%	5.6%
Boat, RV, van, etc.	0.0% (±0.5 points)	0.0%	0.1%	0.1%

When the homes in ZIP code 41031 were built

Housing units by year structure built, 2020–2024
Year built	ZIP 41031	Harrison County	Kentucky	United States
2020 or later	2.0% (±1.2 points)	1.8%	1.8%	2.0%
2010 to 2019	4.5% (±2.1 points)	4.4%	9.1%	9.4%
2000 to 2009	14.0% (±2.8 points)	15.1%	14.5%	13.6%
1990 to 1999	18.7% (±3.6 points)	18.6%	15.3%	12.4%
1980 to 1989	11.9% (±3.0 points)	13.1%	12.2%	12.9%
1970 to 1979	13.0% (±3.2 points)	12.8%	15.6%	14.2%
1960 to 1969	10.3% (±2.8 points)	9.5%	9.9%	9.9%
1950 to 1959	5.7% (±1.9 points)	5.3%	8.6%	9.5%
1940 to 1949	3.3% (±1.7 points)	3.2%	4.0%	4.4%
1939 or earlier	16.5% (±3.5 points)	16.1%	9.0%	11.7%

48.8% of the homes in ZIP code 41031 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 41031

Occupied housing units by house heating fuel, 2020–2024
Fuel used most	ZIP 41031	Harrison County	Kentucky	United States
Utility gas	20.7% (±3.3 points)	18.5%	35.2%	46.5%
Fuel oil, kerosene, etc.	3.7% (±1.7 points)	3.8%	0.7%	3.9%
Electricity	58.4% (±4.5 points)	57.8%	54.9%	41.3%
Bottled or tank gas (propane)	11.3% (±3.0 points)	13.4%	6.3%	4.9%
Wood	2.6% (±1.2 points)	3.6%	1.9%	1.4%
Solar energy	0.8% (±1.0 points)	0.7%	0.1%	0.3%
Coal or coke	0.0% (±0.6 points)	0.0%	0.1%	0.1%
Other fuel	1.7% (±1.2 points)	1.6%	0.3%	0.5%
No fuel used	0.9% (±0.8 points)	0.8%	0.4%	1.2%

How people in ZIP code 41031 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportation	ZIP 41031	Harrison County	Kentucky	United States
Drove alone	78.5% (±5.0 points)	79.7%	76.6%	68.8%
Carpooled	12.6% (±4.0 points)	11.6%	9.3%	8.5%
Public transportation	0.0% (±0.5 points)	0.0%	0.6%	3.2%
Walked	2.7% (±1.8 points)	2.7%	2.0%	2.4%
Other means (bicycle, taxi, motorcycle)	1.0% (±1.1 points)	0.9%	1.3%	2.0%
Worked from home	5.2% (±1.9 points)	5.1%	10.2%	15.1%

Workers who live in ZIP code 41031 take an average of 27.0 minutes to get to work.

ZIP codes near 41031

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP code	Distance	Median gross rent	Median home value	Median household income	Households that rent
41003	9.5 mi	$686	$157,000	$79,625	21.8%
40348	11 mi	$641	$104,700	$41,979	60.9%
40370	13 mi	$1,286	$284,200	$94,234	12.0%
41064	14 mi	$559	$158,300	$51,094	18.0%
40361	15 mi	$850	$233,000	$63,333	35.7%
41040	17 mi	$878	$137,500	$49,147	29.2%
41010	18 mi	$883	$169,800	$71,204	15.1%
40324	18 mi	$1,246	$289,100	$85,110	30.6%

Crime reported to police in Harrison County

In 2025, the police departments that report for Harrison County recorded 61 violent and 548 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 41031 is reported as ZIP Code Tabulation Area 41031: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 41031

What is the median rent in ZIP code 41031?

The median gross rent in ZIP Code Tabulation Area 41031 is $768 (±$54) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 41031?

The median value of owner-occupied homes in ZIP code 41031 is $212,000 (±$17,203) (2020–2024 American Community Survey).

What is the median household income in ZIP code 41031?

The median household income in ZIP code 41031 is $64,883 (±$4,507) a year (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 41031 (zip code tabulation area:41031).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.