Housing data for ZIP code 42303

ZIP code 42303 has an estimated 42,119 residents and 18,070 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Owensboro, Daviess County.

34.2% of households rent.

The median gross rent is $979 (±$45) a month.

The median home value is $198,200 (±$10,081).

The median household income is $64,773 (±$5,978) a year.

Figures last updated on .

Residents
42,119 (±1,295)
Median gross rent
$979
Median home value
$198,200
Households that rent
34.2%

How ZIP code 42303 compares

Estimate (90% margin of error)
ZIP 42303OwensboroDaviess CountyKentuckyUnited States
Residents42,119 (±1,295)60,302103,6484,534,824334,922,499
Housing units18,070 (±551)27,27444,4312,023,116143,775,355
Households that rent34.2% (±2.5 points)42.6%31.9%31.7%34.8%
Median gross rent$979 (±$45)$905$918$967$1,413
Median home value$198,200 (±$10,081)$178,900$199,900$205,600$332,700
Median household income$64,773 (±$5,978)$56,357$68,214$63,726$80,734
Median real estate taxes (a year)$1,723 (±$100)$1,642$1,675$1,544$3,119
Renters paying 30% or more of income40.7% (±7.1 points)43.7%41.8%45.4%51.1%
Built before 198053.9% (±4.5 points)65.5%55.0%47.1%49.7%
Average commute17.7 minutes (±1.0)17.1 minutes19.3 minutes24.0 minutes26.4 minutes
Households with broadband91.3% (±2.3 points)89.4%89.8%88.6%91.0%
Median age of residents39.9 years (±1.3)37.5 years38.6 years39.1 years38.9 years

In ZIP 42303, median gross rent is higher than in Daviess County ($918).

It is not measurably different from Kentucky ($967).

It is lower than the national figure ($1,413).

The median gross rent in ZIP code 42303 is higher than in Owensboro as a whole ($905).

Its median home value is higher than in Owensboro as a whole ($178,900).

Among the 5 ZIP codes in Daviess County with a published estimate, ZIP 42303 ranks 1 from highest to lowest median gross rent.

Among the 5 ZIP codes in Daviess County with a published estimate, ZIP 42303 ranks 4 from highest to lowest median home value.

Among the 5 ZIP codes in Daviess County with a published estimate, ZIP 42303 ranks 4 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 42303

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 42303Daviess CountyKentuckyUnited States
Less than $50010.3% (±4.0 points)12.5%11.4%6.3%
$500 to $99942.6% (±6.8 points)48.4%42.1%20.2%
$1,000 to $1,49941.9% (±6.8 points)32.9%32.5%28.1%
$1,500 to $1,9994.3% (±2.8 points)3.9%10.1%21.1%
$2,000 to $2,4990.9% (±1.0 points)2.0%2.6%12.0%
$2,500 to $2,9990.0% (±0.7 points)0.1%0.7%5.5%
$3,000 or more0.0% (±0.7 points)0.2%0.7%6.8%

The most common range is $500 to $999, paid by 42.6% of renting households.

Rent by bedrooms in ZIP code 42303

Median gross rent by number of bedrooms, estimate (90% margin of error)
BedroomsCensus median
Studio$960 (±$199)
1 bedroom$668 (±$59)
2 bedrooms$984 (±$54)
3 bedrooms$1,119 (±$56)
4 bedrooms$997 (±$124)

Rent burden in ZIP code 42303

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 42303Daviess CountyKentuckyUnited States
Less than 15%19.3% (±5.6 points)20.1%16.6%12.6%
15% to 19.9%11.2% (±4.4 points)13.0%13.5%12.2%
20% to 24.9%14.8% (±4.9 points)13.1%12.7%12.6%
25% to 29.9%14.0% (±5.4 points)12.0%11.8%11.5%
30% to 34.9%9.4% (±3.1 points)9.9%8.8%9.2%
35% or more31.3% (±6.4 points)31.9%36.6%41.9%

40.7% (±7.1 points) of renting households in ZIP code 42303 spend 30% or more of their income on gross rent.

Home values in ZIP code 42303

Owner-occupied homes by value, 2020–2024
ValueZIP 42303Daviess CountyKentuckyUnited States
Less than $50,0003.5% (±1.1 points)4.2%9.4%5.3%
$50,000 to $99,9997.9% (±2.0 points)10.3%11.5%6.1%
$100,000 to $149,99918.6% (±2.9 points)17.0%12.5%6.8%
$150,000 to $199,99920.7% (±2.8 points)18.6%15.1%9.0%
$200,000 to $299,99922.6% (±3.0 points)25.2%23.1%17.8%
$300,000 to $499,99920.1% (±2.9 points)19.3%20.1%26.9%
$500,000 to $999,9996.0% (±1.8 points)5.1%7.1%20.9%
$1,000,000 or more0.6% (±0.5 points)0.3%1.2%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 42303

Housing units by units in structure, 2020–2024
Building typeZIP 42303Daviess CountyKentuckyUnited States
Single-family, detached73.2% (±2.9 points)75.0%67.5%61.3%
Single-family, attached (townhouse, rowhouse)2.5% (±0.9 points)1.5%2.9%6.2%
2 units2.4% (±1.0 points)3.0%2.7%3.4%
3 or 4 units5.4% (±1.3 points)5.0%4.3%4.3%
5 to 9 units5.2% (±1.5 points)3.8%4.6%4.5%
10 to 19 units3.9% (±1.4 points)2.7%3.4%4.3%
20 or more units2.7% (±1.3 points)3.3%3.7%10.3%
Mobile home4.7% (±1.5 points)5.4%10.7%5.6%
Boat, RV, van, etc.0.0% (±0.2 points)0.1%0.1%0.1%

When the homes in ZIP code 42303 were built

Housing units by year structure built, 2020–2024
Year builtZIP 42303Daviess CountyKentuckyUnited States
2020 or later1.0% (±0.5 points)2.0%1.8%2.0%
2010 to 201910.1% (±1.7 points)9.2%9.1%9.4%
2000 to 200912.1% (±1.8 points)11.5%14.5%13.6%
1990 to 199914.2% (±2.4 points)13.3%15.3%12.4%
1980 to 19898.7% (±1.6 points)9.2%12.2%12.9%
1970 to 197915.0% (±2.4 points)16.9%15.6%14.2%
1960 to 196913.7% (±2.6 points)12.8%9.9%9.9%
1950 to 195914.6% (±2.3 points)13.6%8.6%9.5%
1940 to 19494.5% (±1.2 points)5.3%4.0%4.4%
1939 or earlier6.1% (±1.1 points)6.4%9.0%11.7%

53.9% of the homes in ZIP code 42303 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 42303

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 42303Daviess CountyKentuckyUnited States
Utility gas66.9% (±3.7 points)62.8%35.2%46.5%
Fuel oil, kerosene, etc.0.0% (±0.2 points)0.0%0.7%3.9%
Electricity30.8% (±3.6 points)31.9%54.9%41.3%
Bottled or tank gas (propane)1.7% (±0.7 points)4.2%6.3%4.9%
Wood0.0% (±0.2 points)0.4%1.9%1.4%
Solar energy0.0% (±0.2 points)0.1%0.1%0.3%
Coal or coke0.0% (±0.2 points)0.0%0.1%0.1%
Other fuel0.1% (±0.1 points)0.1%0.3%0.5%
No fuel used0.5% (±0.5 points)0.5%0.4%1.2%

How people in ZIP code 42303 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 42303Daviess CountyKentuckyUnited States
Drove alone84.0% (±2.2 points)84.1%76.6%68.8%
Carpooled7.7% (±1.6 points)7.2%9.3%8.5%
Public transportation0.2% (±0.2 points)0.4%0.6%3.2%
Walked1.3% (±0.9 points)1.4%2.0%2.4%
Other means (bicycle, taxi, motorcycle)0.8% (±0.5 points)0.7%1.3%2.0%
Worked from home6.0% (±1.3 points)6.1%10.2%15.1%

Workers who live in ZIP code 42303 take an average of 17.7 minutes to get to work.

Places in ZIP code 42303

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Owensboro19%$90542.6%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 42303

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
423666.7 mi$878$229,700$87,6729.7%
423557.6 mi$907$144,900$60,12520.0%
476359.1 mi$679$166,700$66,28629.6%
423769.8 mi$791$207,900$76,0988.7%
4230111 mi$876$198,200$66,88537.0%
4237812 mi$873$181,400$73,4199.9%
4235114 mi$827$169,200$76,21324.7%
4763414 mi$889$137,600$70,7817.2%

Crime reported to police in Owensboro

Most of ZIP code 42303 is policed by the Owensboro Police Department, which reported 413 violent and 2,345 property crimes per 100,000 residents to the FBI in 2025.

The FBI publishes crime by police department, not by ZIP code, so this is the department’s figure for the whole area it serves.

ZIP code 42303 is reported as ZIP Code Tabulation Area 42303: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 42303

What is the median rent in ZIP code 42303?

The median gross rent in ZIP Code Tabulation Area 42303 is $979 (±$45) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 42303?

The median value of owner-occupied homes in ZIP code 42303 is $198,200 (±$10,081) (2020–2024 American Community Survey).

What is the median household income in ZIP code 42303?

The median household income in ZIP code 42303 is $64,773 (±$5,978) a year (2020–2024 American Community Survey).

What town is ZIP code 42303 in?

ZIP code 42303 lies mostly in Owensboro.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 42303 (zip code tabulation area:42303).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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