Housing data for Cape Neddick, ME
Cape Neddick, ME has an estimated 2,453 residents and 3,423 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in York County.
10.7% of households rent.
The median gross rent is $1,750 a month.
Figures last updated on .
- Residents
- 2,453 (±489)
- Housing units
- 3,423 (±355)
- Households that rent
- 10.7%
- Median gross rent
- $1,750
- Residents since 2015–2019
- +10.6%
What stands out in Cape Neddick
Renters paying 30% or more of income: 89.6% (±26.3 points) in Cape Neddick, higher than in York County (44.3%).
Median home value: $684,400 (±$70,748) in Cape Neddick, higher than in York County ($395,700).
Working from home: 35.0% (±14.2 points) in Cape Neddick, higher than in York County (16.8%).
Households that rent: 10.7% (±7.0 points) in Cape Neddick, lower than in York County (22.7%).
Housing in Cape Neddick at a glance
- Median rent: $1,750 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 89.6% of renters pay 30% or more of income
- Renters and owners: 10.7% of households rent (Small sample: wide margin of error)
- Income and affordability: $108,412 median household income
- Home values: $684,400 median home value
- Homeowner costs: $2,775 median monthly cost with a mortgage
- Property taxes: $5,151 median real estate taxes a year
- Types of homes: 3.2% of homes are in buildings of 5 or more units
- Bedrooms: 63.7% of homes have 3 or more bedrooms
- Age of homes: 62.9% of homes were built before 1980
- Vacancy rate: 17.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 40.0% heat with fuel oil or kerosene
- Commute and cars: 17.9 minutes average trip to work
- Growth: +10.6% residents since 2015–2019
- How long people stay: 19.2% moved in since 2020
- Crowding and facilities: 4.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Cape Neddick against York County, its state and the nation
| Cape Neddick | York County | Maine | United States | |
|---|---|---|---|---|
| Residents | 2,453 (±489) | 216,731 (exact) | 1,387,817 (exact) | 334,922,499 |
| Housing units | 3,423 (±355) | 115,091 (±117) | 751,876 (±671) | 143,775,355 |
| Households that rent | 10.7% (±7.0 points) | 22.7% (±1.0 points) | 25.7% (±0.4 points) | 34.8% |
| Median gross rent | $1,750 (±$961) | $1,339 (±$51) | $1,139 (±$13) | $1,413 |
| Median household income | $108,412 (±$52,346) | $88,333 (±$2,794) | $74,733 (±$795) | $80,734 |
| Median home value | $684,400 (±$70,748) | $395,700 (±$6,526) | $296,600 (±$2,876) | $332,700 |
| Median real estate taxes (a year) | $5,151 (±$810) | $3,787 (±$67) | $3,036 (±$26) | $3,119 |
| Built before 1980 | 62.9% (±12.7 points) | 50.0% (±1.7 points) | 54.5% (±0.6 points) | 49.7% |
| Average commute | 17.9 minutes (±5.0) | 27.7 minutes (±0.7) | 24.6 minutes (±0.3) | 26.4 minutes |
| Households with broadband | 89.6% (±10.1 points) | 92.7% (±0.9 points) | 90.3% (±0.3 points) | 91.0% |
| Median age of residents | 65.2 years (±4.1) | 45.3 years (±0.1) | 44.8 years (±0.1) | 38.9 years |
Cape Neddick covers 3.7 square miles of land, about 657 residents per square mile (Census Bureau Gazetteer).
How Cape Neddick has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,217 (±441) | 2,453 (±489) | +10.6% | Not a measurable change |
| Housing units | 3,648 (±290) | 3,423 (±355) | −6.2% | Not a measurable change |
| Median gross rent | $1,268 (±$177) | $1,750 (±$961) | +38.0% | No measurable change after inflation |
| Median home value | $421,600 (±$36,117) | $684,400 (±$70,748) | +62.3% | Up after inflation |
| Median household income | $81,037 (±$22,379) | $108,412 (±$52,346) | +33.8% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,768 (±$460) | $2,775 (±$419) | +57.0% | No measurable change after inflation |
| Median real estate taxes | $3,426 (±$469) | $5,151 (±$810) | +50.4% | No measurable change after inflation |
| Households that rent | 18.0% (±10.8 points) | 10.7% (±7.0 points) | −7.3 percentage points | Not a measurable change |
| Rental vacancy rate | 29.5% (±26.2 points) | 17.0% (±25.9 points) | −12.5 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in York County
Cape Neddick has no police department of its own in the FBI’s figures, so this is the figure for York County as a whole.
In 2025, the police departments that report for York County recorded 95 violent and 877 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Cape Neddick
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 03910 | 100% | 15 | — | — | — |
| 03909 | 10% | 10,943 | $1,513 | $638,400 | $115,608 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Cape Neddick
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| York Harbor | 2.3 mi | $1,322 | $627,700 | 26.8% |
| Ogunquit | 4.6 mi | — | $875,700 | 5.7% |
| South Berwick | 7.6 mi | $1,726 | $428,300 | 21.7% |
| Eliot | 7.8 mi | $1,948 | $498,900 | 20.2% |
| Kittery (community) | 8.1 mi | $1,697 | $461,400 | 44.7% |
| South Eliot | 8.9 mi | $2,155 | $475,600 | 20.1% |
| New Castle | 8.9 mi | $3,500 or more | $1,701,300 | 7.0% |
| Wells | 9.6 mi | $1,350 | $485,300 | 9.9% |
Places in Maine most like Cape Neddick
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Mount Desert | $1,341 | $522,100 | $92,813 | 15.2% |
| Cape Elizabeth | $2,185 | $731,600 | $145,821 | 12.0% |
| South Eliot | $2,155 | $475,600 | $99,299 | 20.1% |
| Eliot | $1,948 | $498,900 | $101,522 | 20.2% |
| Long Island | $2,194 | $551,100 | $91,250 | 12.5% |
| Castine | $1,105 | $603,500 | $113,750 | 19.6% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Maine.
HUD Fair Market Rent for Cape Neddick, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,655 | $1,816 | $2,376 | $2,831 | $3,383 |
HUD income limits for Cape Neddick, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $27,900 | $46,550 | $74,450 |
| 2 people | $31,900 | $53,200 | $85,050 |
| 3 people | $35,900 | $59,850 | $95,700 |
| 4 people | $39,850 | $66,450 | $106,300 |
| 5 people | $43,050 | $71,800 | $114,850 |
| 6 people | $46,250 | $77,100 | $123,350 |
| 7 people | $50,040 | $82,400 | $131,850 |
| 8 people | $55,720 | $87,750 | $140,350 |
These are the limits HUD sets for its housing programs in the York-Kittery-South Berwick, ME HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $132,900.
A program can use its own limits; tax-credit and local programs often do.
Cape Neddick is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside York, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Cape Neddick
Are renters in Cape Neddick rent-burdened?
89.6% of renting households in Cape Neddick pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
What is the median household income in Cape Neddick?
The median household income in Cape Neddick is $108,412 (±$52,346) a year (2020–2024 American Community Survey).
What is the average home value in Cape Neddick, ME?
The Census Bureau publishes the median: $684,400 (±$70,748) for owner-occupied homes in Cape Neddick (2020–2024 American Community Survey).
What is the average mortgage payment in Cape Neddick?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Cape Neddick, ME is $2,775 (±$419) a month, including taxes, insurance and utilities.
How much are property taxes in Cape Neddick?
The median real estate tax paid by homeowners in Cape Neddick, ME is $5,151 (±$810) a year (2020–2024 American Community Survey).
How many homes are in Cape Neddick?
Cape Neddick, ME has an estimated 3,423 (±355) housing units, occupied and vacant (2020–2024 American Community Survey).
Is Cape Neddick growing?
In Cape Neddick, the number of residents went from 2,217 in 2015–2019 to 2,453 in 2020–2024 (+10.6%), not a measurable change.
What ZIP codes are in Cape Neddick?
The ZIP codes that cover Cape Neddick are 03910, 03909.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Cape Neddick CDP, Maine
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Cape Neddick CDP, Maine
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Cape Neddick CDP, Maine
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Cape Neddick CDP, Maine
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Cape Neddick CDP, Maine
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Cape Neddick CDP, Maine
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Cape Neddick CDP, Maine
- HUD Fair Market Rents, fiscal year 2027: York-Kittery-South Berwick, ME HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: York-Kittery-South Berwick, ME HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cape Neddick CDP, Maine (place:10320, in state:23).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .