Housing data for Cumberland, ME
Cumberland, ME has an estimated 8,647 residents and 3,282 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Cumberland County.
9.1% of households rent.
The median gross rent is $2,143 a month.
Its population grew measurably since 2015–2019 (+8.1%).
Figures last updated on .
- Residents
- 8,647 (±22)
- Housing units
- 3,282 (±229)
- Households that rent
- 9.1%
- Median gross rent
- $2,143
- Residents since 2015–2019
- +8.1%
What stands out in Cumberland
Median household income: $173,894 (±$19,740) in Cumberland, higher than in Cumberland County ($95,677).
Households that rent: 9.1% (±3.7 points) in Cumberland, lower than in Cumberland County (30.2%).
Homes in buildings of 5 or more units: 4.0% (±3.2 points) in Cumberland, lower than in Cumberland County (15.0%).
Median real estate taxes: $7,116 (±$374) in Cumberland, higher than in Cumberland County ($4,707).
- Income and affordability in Cumberland
- Renters and owners in Cumberland
- Types of homes in Cumberland
- Property taxes in Cumberland
Housing in Cumberland at a glance
- Median rent: $2,143 median gross rent a month
- Rent burden: 47.1% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 9.1% of households rent
- Income and affordability: $173,894 median household income
- Home values: $616,800 median home value
- Homeowner costs: $2,947 median monthly cost with a mortgage
- Property taxes: $7,116 median real estate taxes a year
- Types of homes: 4.0% of homes are in buildings of 5 or more units
- Bedrooms: 78.7% of homes have 3 or more bedrooms
- Age of homes: 45.8% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 49.8% heat with fuel oil or kerosene
- Commute and cars: 24.3 minutes average trip to work
- Crime reported to police: 0 violent crimes per 100,000 residents
- Growth: +8.1% residents since 2015–2019
- How long people stay: 13.4% moved in since 2020
- Crowding and facilities: 0.6% of homes have more than 1 person per room
Cumberland against Cumberland County, its state and the nation
| Cumberland | Cumberland County | Maine | United States | |
|---|---|---|---|---|
| Residents | 8,647 (±22) | 308,827 (exact) | 1,387,817 (exact) | 334,922,499 |
| Housing units | 3,282 (±229) | 153,286 (±137) | 751,876 (±671) | 143,775,355 |
| Households that rent | 9.1% (±3.7 points) | 30.2% (±0.9 points) | 25.7% (±0.4 points) | 34.8% |
| Median gross rent | $2,143 (±$759) | $1,589 (±$36) | $1,139 (±$13) | $1,413 |
| Median household income | $173,894 (±$19,740) | $95,677 (±$1,883) | $74,733 (±$795) | $80,734 |
| Median home value | $616,800 (±$41,642) | $451,200 (±$5,798) | $296,600 (±$2,876) | $332,700 |
| Median real estate taxes (a year) | $7,116 (±$374) | $4,707 (±$61) | $3,036 (±$26) | $3,119 |
| Built before 1980 | 45.8% (±7.7 points) | 54.8% (±1.4 points) | 54.5% (±0.6 points) | 49.7% |
| Average commute | 24.3 minutes (±2.2) | 23.2 minutes (±0.6) | 24.6 minutes (±0.3) | 26.4 minutes |
| Households with broadband | 96.5% (±2.0 points) | 92.7% (±0.7 points) | 90.3% (±0.3 points) | 91.0% |
| Median age of residents | 41.9 years (±4.0) | 42.2 years (±0.2) | 44.8 years (±0.1) | 38.9 years |
Cumberland covers 22.9 square miles of land, about 378 residents per square mile (Census Bureau Gazetteer).
How Cumberland has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 7,998 (±18) | 8,647 (±22) | +8.1% | Measurable increase |
| Housing units | 3,039 (±155) | 3,282 (±229) | +8.0% | Not a measurable change |
| Median gross rent | $1,183 (±$145) | $2,143 (±$759) | +81.1% | No measurable change after inflation |
| Median home value | $376,400 (±$19,260) | $616,800 (±$41,642) | +63.9% | Up after inflation |
| Median household income | $111,890 (±$11,477) | $173,894 (±$19,740) | +55.4% | Up after inflation |
| Median owner cost with a mortgage | $2,301 (±$139) | $2,947 (±$204) | +28.1% | No measurable change after inflation |
| Median real estate taxes | $6,153 (±$392) | $7,116 (±$374) | +15.7% | No measurable change after inflation |
| Households that rent | 18.5% (±5.3 points) | 9.1% (±3.7 points) | −9.4 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±4.6 points) | 0.0% (±9.2 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Cumberland
In 2025, the Cumberland Police Department reported 0 violent and 78 property crimes per 100,000 residents to the FBI.
Across Cumberland County, the departments that report recorded 100 violent and 898 property crimes per 100,000 residents that year.
ZIP codes in Cumberland
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 04110 | 100% | 1,657 | $1,839 | $923,600 | $194,205 |
| 04021 | 100% | 6,990 | $2,579 | $579,000 | $172,468 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Cumberland
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Yarmouth (community) | 3.3 mi | $1,663 | $576,900 | 26.2% |
| Falmouth | 3.5 mi | $2,120 | $767,500 | 15.6% |
| North Yarmouth | 4.1 mi | $1,708 | $496,500 | 13.4% |
| Falmouth Foreside | 4.1 mi | $2,631 | $855,000 | 13.7% |
| Yarmouth | 4.7 mi | $1,693 | $639,700 | 19.6% |
| Falmouth (community) | 5.0 mi | $1,573 | $833,300 | 31.7% |
| Westbrook | 7.5 mi | $1,392 | $383,300 | 38.8% |
| Windham | 7.7 mi | $1,232 | $388,900 | 15.4% |
Places in Maine most like Cumberland
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Falmouth | $2,120 | $767,500 | $150,919 | 15.6% |
| North Yarmouth | $1,708 | $496,500 | $129,267 | 13.4% |
| Falmouth Foreside | $2,631 | $855,000 | $177,411 | 13.7% |
| Cape Elizabeth | $2,185 | $731,600 | $145,821 | 12.0% |
| York | $1,490 | $636,400 | $121,250 | 18.5% |
| West Kennebunk | $1,602 | $554,100 | $124,167 | 20.2% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Maine.
HUD Fair Market Rent for Cumberland, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,639 | $1,864 | $2,353 | $2,902 | $3,092 |
HUD income limits for Cumberland, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $29,250 | $48,700 | $74,800 |
| 2 people | $33,400 | $55,650 | $85,450 |
| 3 people | $37,600 | $62,600 | $96,150 |
| 4 people | $41,750 | $69,550 | $106,800 |
| 5 people | $45,100 | $75,150 | $115,350 |
| 6 people | $48,450 | $80,700 | $123,900 |
| 7 people | $51,800 | $86,250 | $132,450 |
| 8 people | $55,720 | $91,850 | $141,000 |
These are the limits HUD sets for its housing programs in the Portland, ME HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $139,100.
A program can use its own limits; tax-credit and local programs often do.
The figures for Cumberland include the places inside it that have pages of their own: Cumberland Center.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Cumberland
What is the average rent in Cumberland, ME?
The Census Bureau publishes the median rather than the average: the median gross rent in Cumberland is $2,143 (±$759) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How many renters are there in Cumberland?
Cumberland has an estimated 284 (±124) renting households, 9.1% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Cumberland?
The median household income in Cumberland is $173,894 (±$19,740) a year (2020–2024 American Community Survey).
What is the average home value in Cumberland, ME?
The Census Bureau publishes the median: $616,800 (±$41,642) for owner-occupied homes in Cumberland (2020–2024 American Community Survey).
What is the average mortgage payment in Cumberland?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Cumberland, ME is $2,947 (±$204) a month, including taxes, insurance and utilities.
How much are property taxes in Cumberland?
The median real estate tax paid by homeowners in Cumberland, ME is $7,116 (±$374) a year (2020–2024 American Community Survey).
Is Cumberland growing?
In Cumberland, the number of residents went from 7,998 in 2015–2019 to 8,647 in 2020–2024 (+8.1%), a measurable increase.
What ZIP codes are in Cumberland?
The ZIP codes that cover Cumberland are 04110, 04021.
What is the median rent in ZIP code 04110?
The median gross rent in ZIP Code Tabulation Area 04110 is $1,839 (±$645) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Cumberland town, Cumberland County, Maine
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Cumberland town, Cumberland County, Maine
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Cumberland town, Cumberland County, Maine
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Cumberland town, Cumberland County, Maine
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Cumberland town, Cumberland County, Maine
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Cumberland town, Cumberland County, Maine
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Cumberland town, Cumberland County, Maine
- HUD Fair Market Rents, fiscal year 2027: Portland, ME HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Portland, ME HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Cumberland Police Department (ORI ME0031000)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cumberland town, Cumberland County, Maine (county subdivision:15430, in state:23 county:005).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .