How much do homeowners pay a month in Old Orchard Beach, ME?

Name: Homeowner costs in Old Orchard Beach, ME, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Old Orchard Beach, ME pay a median of $1,905 (±$101) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $762 (±$58).

52.4% of owned homes carry a mortgage.

In Old Orchard Beach, the median monthly cost with a mortgage went from $1,566 in 2015–2019 to $1,905 in 2020–2024 (+21.6%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,905 (±$101)
Without a mortgage: $762 (±$58)
Owned with a mortgage: 52.4%

Monthly owner costs in Old Orchard Beach

Median selected monthly owner costs, estimate (90% margin of error)
	Old Orchard Beach	York County	Maine	United States
With a mortgage	$1,905 (±$101)	$1,988 (±$40)	$1,729 (±$15)	$1,963
Without a mortgage	$762 (±$58)	$738 (±$17)	$638 (±$6)	$638
Owned homes with a mortgage	52.4% (±7.3 points)	63.3% (±1.4 points)	57.7% (±0.6 points)	60.6%
Median real estate taxes (a year)	$3,426 (±$491)	$3,787 (±$67)	$3,036 (±$26)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Old Orchard Beach, the median cost with a mortgage is not measurably different from York County ($1,988).

It is also higher than in Maine ($1,729).

It is not measurably different from the national figure ($1,963).

In York County, Old Orchard Beach ranks 19 of 29 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 72 of 461.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Old Orchard Beach have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,566 (±$126)	$1,905 (±$101)	+21.6%	No measurable change after inflation
Median real estate taxes	$2,806 (±$246)	$3,426 (±$491)	+22.1%	No measurable change after inflation
Median home value	$220,000 (±$14,701)	$366,600 (±$37,873)	+66.6%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Old Orchard Beach

Nearest places with a published estimate, compared with Old Orchard Beach
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Old Orchard Beach	—	$1,905 (±$101)	—
Scarborough	2.8 mi	$2,681 (±$113)	Higher
Dunstan	2.9 mi	$2,522 (±$1,002)	Not measurably different
Saco	3.2 mi	$2,088 (±$93)	Higher
Oak Hill	4.4 mi	$1,923 (±$191)	Not measurably different
Biddeford	6.8 mi	$1,948 (±$103)	Not measurably different
South Portland	7.6 mi	$1,938 (±$83)	Not measurably different
Cape Elizabeth	8.0 mi	$2,747 (±$245)	Higher
Arundel	11 mi	$1,982 (±$202)	Not measurably different

Nearby places with a measurably higher figure: Scarborough, ME ($2,681), Saco, ME ($2,088), Cape Elizabeth, ME ($2,747).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across York County, place by place

Rank	Place	Median monthly cost with a mortgage
13	Arundel	$1,982 (±$202)
14	Alfred	$1,951 (±$251)
15	Biddeford	$1,948 (±$103)
16	Wells	$1,933 (±$135)
17	Buxton	$1,923 (±$112)
18	Hollis	$1,906 (±$115)
19	Old Orchard Beach	$1,905 (±$101)
20	Lebanon	$1,802 (±$215)
21	Shapleigh	$1,785 (±$153)
22	Sanford	$1,747 (±$87)
23	Limerick	$1,727 (±$125)
24	Parsonsfield	$1,710 (±$167)
25	Limington	$1,665 (±$123)

Showing 13 of 29 places in York County, ranked from highest to lowest.

The figures for Old Orchard Beach include the places inside it that have pages of their own: Old Orchard Beach (community).

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Old Orchard Beach

What is the average mortgage payment in Old Orchard Beach?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Old Orchard Beach, ME is $1,905 (±$101) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Old Orchard Beach?

Owners without a mortgage in Old Orchard Beach pay a median of $762 (±$58) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Old Orchard Beach gone up?

In Old Orchard Beach, the median monthly cost with a mortgage went from $1,566 in 2015–2019 to $1,905 in 2020–2024 (+21.6%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Old Orchard Beach town, York County, Maine (county subdivision:55085, in state:23 county:031).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.