Housing data for Chesapeake Beach, MD
Chesapeake Beach, MD has an estimated 6,456 residents and 2,823 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Calvert County.
17.2% of households rent.
The median gross rent is $1,756 a month.
Its population grew measurably since 2015–2019 (+8.3%).
Figures last updated on .
- Residents
- 6,456 (±23)
- Housing units
- 2,823 (±231)
- Households that rent
- 17.2%
- Median gross rent
- $1,756
- Residents since 2015–2019
- +8.3%
What stands out in Chesapeake Beach
Homes heated by fuel oil: 5.2% (±2.9 points) in Chesapeake Beach, lower than in Calvert County (10.3%).
Households that moved in since 2020: 26.9% (±6.2 points) in Chesapeake Beach, higher than in Calvert County (18.9%).
Housing in Chesapeake Beach at a glance
- Median rent: $1,756 median gross rent a month
- Rent by bedrooms: $1,600 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 58.4% of renters pay 30% or more of income
- Renters and owners: 17.2% of households rent
- Income and affordability: $138,895 median household income
- Home values: $444,600 median home value
- Homeowner costs: $2,274 median monthly cost with a mortgage
- Property taxes: $3,676 median real estate taxes a year
- Types of homes: 8.9% of homes are in buildings of 5 or more units
- Bedrooms: 78.0% of homes have 3 or more bedrooms
- Age of homes: 26.7% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 77.5% heat with electricity
- Commute and cars: 41.3 minutes average trip to work
- Growth: +8.3% residents since 2015–2019
- How long people stay: 26.9% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Chesapeake Beach against Calvert County, its state and the nation
| Chesapeake Beach | Calvert County | Maryland | United States | |
|---|---|---|---|---|
| Residents | 6,456 (±23) | 94,313 (exact) | 6,206,011 (exact) | 334,922,499 |
| Housing units | 2,823 (±231) | 36,119 (±79) | 2,560,784 (±424) | 143,775,355 |
| Households that rent | 17.2% (±6.8 points) | 12.8% (±1.5 points) | 32.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,756 (±$553) | $1,759 (±$81) | $1,705 (±$8) | $1,413 |
| Median household income | $138,895 (±$17,889) | $133,922 (±$4,535) | $103,678 (±$597) | $80,734 |
| Median home value | $444,600 (±$35,629) | $460,200 (±$7,584) | $419,900 (±$1,385) | $332,700 |
| Median real estate taxes (a year) | $3,676 (±$234) | $3,885 (±$106) | $4,093 (±$21) | $3,119 |
| Built before 1980 | 26.7% (±9.9 points) | 31.9% (±2.4 points) | 51.2% (±0.4 points) | 49.7% |
| Average commute | 41.3 minutes (±3.8) | 39.3 minutes (±1.4) | 31.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 87.3% (±8.3 points) | 93.6% (±1.0 points) | 92.4% (±0.2 points) | 91.0% |
| Median age of residents | 41.9 years (±2.7) | 40.8 years (±0.4) | 39.4 years (±0.1) | 38.9 years |
Chesapeake Beach covers 2.7 square miles of land, about 2,397 residents per square mile (Census Bureau Gazetteer).
How Chesapeake Beach has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 5,960 (±20) | 6,456 (±23) | +8.3% | Measurable increase |
| Housing units | 2,519 (±218) | 2,823 (±231) | +12.1% | Not a measurable change |
| Median gross rent | $1,699 (±$175) | $1,756 (±$553) | +3.4% | No measurable change after inflation |
| Median home value | $338,600 (±$31,450) | $444,600 (±$35,629) | +31.3% | No measurable change after inflation |
| Median household income | $104,318 (±$10,083) | $138,895 (±$17,889) | +33.1% | No measurable change after inflation |
| Median owner cost with a mortgage | $2,183 (±$167) | $2,274 (±$157) | +4.2% | Down after inflation |
| Median real estate taxes | $3,445 (±$191) | $3,676 (±$234) | +6.7% | Down after inflation |
| Households that rent | 30.8% (±8.7 points) | 17.2% (±6.8 points) | −13.6 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±4.5 points) | 0.0% (±9.2 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Calvert County
Chesapeake Beach has no police department of its own in the FBI’s figures, so this is the figure for Calvert County as a whole.
In 2025, the police departments that report for Calvert County recorded 128 violent and 480 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Chesapeake Beach
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 20732 | 24% | 10,722 | $1,825 | $448,700 | $140,304 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Chesapeake Beach
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| North Beach | 1.7 mi | $1,856 | $394,000 | 43.4% |
| Owings | 3.1 mi | — | $602,900 | 5.5% |
| Huntingtown | 6.4 mi | — | $589,900 | 7.4% |
| Deale | 6.7 mi | $3,130 | $431,400 | 6.7% |
| Dunkirk | 6.9 mi | — | $561,300 | 5.3% |
| Shady Side | 9.8 mi | $2,490 | $503,500 | 11.1% |
| Prince Frederick | 10 mi | $1,377 | $404,400 | 52.2% |
| Baden | 10 mi | $1,571 | $590,000 | 9.8% |
Places in Maryland most like Chesapeake Beach
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Kettering | $2,297 | $418,500 | $126,938 | 14.4% |
| Waldorf | $1,995 | $407,600 | $116,089 | 25.1% |
| La Plata | $1,559 | $428,400 | $121,208 | 19.6% |
| Marlton | $2,026 | $415,700 | $109,328 | 13.0% |
| Clinton | $1,809 | $431,400 | $124,803 | 10.5% |
| Damascus | $1,792 | $528,400 | $158,883 | 9.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Maryland.
HUD Fair Market Rent for Chesapeake Beach, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,630 | $1,666 | $1,890 | $2,617 | $2,959 |
HUD income limits for Chesapeake Beach, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $31,650 | $52,800 | $74,800 |
| 2 people | $36,200 | $60,300 | $85,450 |
| 3 people | $40,700 | $67,850 | $96,150 |
| 4 people | $45,200 | $75,350 | $106,800 |
| 5 people | $48,850 | $81,400 | $115,350 |
| 6 people | $52,450 | $87,450 | $123,900 |
| 7 people | $56,050 | $93,450 | $132,450 |
| 8 people | $59,700 | $99,500 | $141,000 |
These are the limits HUD sets for its housing programs in the Calvert County, MD HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $149,900.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Chesapeake Beach
What is the average rent in Chesapeake Beach, MD?
The Census Bureau publishes the median rather than the average: the median gross rent in Chesapeake Beach is $1,756 (±$553) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
Are renters in Chesapeake Beach rent-burdened?
58.4% of renting households in Chesapeake Beach pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Chesapeake Beach?
Chesapeake Beach has an estimated 439 (±185) renting households, 17.2% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Chesapeake Beach?
The median household income in Chesapeake Beach is $138,895 (±$17,889) a year (2020–2024 American Community Survey).
What is the average home value in Chesapeake Beach, MD?
The Census Bureau publishes the median: $444,600 (±$35,629) for owner-occupied homes in Chesapeake Beach (2020–2024 American Community Survey).
What is the average mortgage payment in Chesapeake Beach?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Chesapeake Beach, MD is $2,274 (±$157) a month, including taxes, insurance and utilities.
Is Chesapeake Beach growing?
In Chesapeake Beach, the number of residents went from 5,960 in 2015–2019 to 6,456 in 2020–2024 (+8.3%), a measurable increase.
What ZIP codes are in Chesapeake Beach?
The ZIP code that covers Chesapeake Beach is 20732.
What is the median rent in ZIP code 20732?
The median gross rent in ZIP Code Tabulation Area 20732 is $1,825 (±$444) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Chesapeake Beach town, Maryland
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Chesapeake Beach town, Maryland
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Chesapeake Beach town, Maryland
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Chesapeake Beach town, Maryland
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Chesapeake Beach town, Maryland
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Chesapeake Beach town, Maryland
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Chesapeake Beach town, Maryland
- HUD Fair Market Rents, fiscal year 2027: Calvert County, MD HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Calvert County, MD HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Chesapeake Beach town, Maryland (place:15925, in state:24).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .