How much do homeowners pay a month in Cottage City, MD?
Homeowners with a mortgage in Cottage City, MD pay a median of $2,076 (±$333) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $675 (±$59).
74.8% of owned homes carry a mortgage.
In Cottage City, the median monthly cost with a mortgage went from $1,635 in 2015–2019 to $2,076 in 2020–2024 (+27.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $2,076 (±$333)
- Without a mortgage
- $675 (±$59)
- Owned with a mortgage
- 74.8%
Monthly owner costs in Cottage City
| Cottage City | Prince George's County | Maryland | United States | |
|---|---|---|---|---|
| With a mortgage | $2,076 (±$333) | $2,456 (±$22) | $2,347 (±$8) | $1,963 |
| Without a mortgage | $675 (±$59) | $823 (±$13) | $753 (±$4) | $638 |
| Owned homes with a mortgage | 74.8% (±8.3 points) | 78.2% (±0.7 points) | 71.0% (±0.3 points) | 60.6% |
| Median real estate taxes (a year) | $4,077 (±$324) | $4,771 (±$45) | $4,093 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Cottage City, the median cost with a mortgage is lower than in Prince George's County ($2,456).
It is not measurably different from Maryland ($2,347).
It is not measurably different from the national figure ($1,963).
In Prince George's County, Cottage City ranks 63 of 79 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 237 of 381.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Cottage City have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,635 (±$154) | $2,076 (±$333) | +27.0% | No measurable change after inflation |
| Median real estate taxes | $3,408 (±$190) | $4,077 (±$324) | +19.6% | No measurable change after inflation |
| Median home value | $236,800 (±$15,990) | $343,100 (±$20,077) | +44.9% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Cottage City
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Cottage City | — | $2,076 (±$333) | — |
| North Brentwood | 0.4 mi | $2,776 (±$210) | Higher |
| Brentwood | 0.6 mi | $2,495 (±$308) | Not measurably different |
| Colmar Manor | 0.9 mi | $2,191 (±$197) | Not measurably different |
| Mount Rainier | 0.9 mi | $2,575 (±$240) | Higher |
| Edmonston | 1.2 mi | $2,360 (±$151) | Not measurably different |
| Bladensburg | 1.3 mi | $2,099 (±$156) | Not measurably different |
| Hyattsville | 1.6 mi | $2,700 (±$185) | Higher |
| Cheverly | 2.1 mi | $2,612 (±$229) | Higher |
Nearby places with a measurably higher figure: North Brentwood, MD ($2,776), Mount Rainier, MD ($2,575), Hyattsville, MD ($2,700).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Prince George's County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 57 | Hillcrest Heights | $2,100 (±$152) |
| 58 | Bladensburg | $2,099 (±$156) |
| 59 | Oxon Hill | $2,096 (±$113) |
| 60 | Seat Pleasant | $2,089 (±$188) |
| 61 (tie) | Greenbelt | $2,085 (±$183) |
| 61 (tie) | Suitland | $2,085 (±$88) |
| 63 (tie) | Cottage City | $2,076 (±$333) |
| 63 (tie) | Langley Park | $2,076 (±$313) |
| 65 | Temple Hills | $2,070 (±$161) |
| 66 | Marlow Heights | $2,038 (±$278) |
| 67 | Upper Marlboro | $2,037 (±$341) |
| 68 (tie) | Peppermill Village | $2,014 (±$153) |
| 68 (tie) | Summerfield | $2,014 (±$105) |
Showing 13 of 79 places in Prince George's County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Cottage City
What is the average mortgage payment in Cottage City?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Cottage City, MD is $2,076 (±$333) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Cottage City?
Owners without a mortgage in Cottage City pay a median of $675 (±$59) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Cottage City gone up?
In Cottage City, the median monthly cost with a mortgage went from $1,635 in 2015–2019 to $2,076 in 2020–2024 (+27.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Cottage City town, Maryland
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Cottage City town, Maryland
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Cottage City town, Maryland
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Cottage City town, Maryland
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Cottage City town, Maryland
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Cottage City town, Maryland (place:20050, in state:24).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Cottage City at a glance
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- Renters and owners in Cottage City
- Income and affordability in Cottage City
- Home values in Cottage City
- Property taxes in Cottage City
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- Population growth in Cottage City
- Maryland landlord and tenant rules
- Housing across Prince George's County
- Housing data for every place in Maryland