Housing data for Naval Academy, MD
Naval Academy, MD has an estimated 3,006 residents and 142 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Anne Arundel County.
100.0% of households rent.
The median gross rent is $2,918 a month.
Its population shrank measurably since 2015–2019 (−49.6%).
Figures last updated on .
- Residents
- 3,006 (±771)
- Housing units
- 142 (±70)
- Households that rent
- 100.0%
- Median gross rent
- $2,918
- Residents since 2015–2019
- −49.6%
What stands out in Naval Academy
Households that rent: 100.0% (±25.4 points) in Naval Academy, higher than in Anne Arundel County (24.9%).
Homes in buildings of 5 or more units: 64.8% (±32.7 points) in Naval Academy, higher than in Anne Arundel County (16.0%).
Working from home: 2.1% (±3.7 points) in Naval Academy, lower than in Anne Arundel County (18.5%).
Average commute: 7.2 minutes (±0.7) in Naval Academy, lower than in Anne Arundel County (28.9 minutes).
Housing in Naval Academy at a glance
- Median rent: $2,918 median gross rent a month
- Rent by bedrooms: $2,702 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 29.2% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 100.0% of households rent (Small sample: wide margin of error)
- Income and affordability: $122,432 median household income (Small sample: wide margin of error)
- Types of homes: 64.8% of homes are in buildings of 5 or more units (Small sample: wide margin of error)
- Bedrooms: 52.1% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 95.8% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 69.0% heat with electricity (Small sample: wide margin of error)
- Commute and cars: 7.2 minutes average trip to work
- Growth: −49.6% residents since 2015–2019
- How long people stay: 43.0% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Naval Academy against Anne Arundel County, its state and the nation
| Naval Academy | Anne Arundel County | Maryland | United States | |
|---|---|---|---|---|
| Residents | 3,006 (±771) | 598,166 (exact) | 6,206,011 (exact) | 334,922,499 |
| Housing units | 142 (±70) | 236,262 (±212) | 2,560,784 (±424) | 143,775,355 |
| Households that rent | 100.0% (±25.4 points) | 24.9% (±0.8 points) | 32.4% (±0.3 points) | 34.8% |
| Median gross rent | $2,918 (±$344) | $2,071 (±$29) | $1,705 (±$8) | $1,413 |
| Median household income | $122,432 (±$18,602) | $124,911 (±$1,826) | $103,678 (±$597) | $80,734 |
| Median home value | — | $467,900 (±$3,896) | $419,900 (±$1,385) | $332,700 |
| Median real estate taxes (a year) | — | $3,957 (±$44) | $4,093 (±$21) | $3,119 |
| Built before 1980 | 95.8% (±58.3 points) | 44.9% (±1.1 points) | 51.2% (±0.4 points) | 49.7% |
| Average commute | 7.2 minutes (±0.7) | 28.9 minutes (±0.4) | 31.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 100.0% (±25.4 points) | 95.5% (±0.4 points) | 92.4% (±0.2 points) | 91.0% |
| Median age of residents | 21.0 years (±0.3) | 39.0 years (±0.3) | 39.4 years (±0.1) | 38.9 years |
Naval Academy covers 0.5 square miles of land, about 5,619 residents per square mile (Census Bureau Gazetteer).
How Naval Academy has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 5,970 (±1,763) | 3,006 (±771) | −49.6% | Measurable decrease |
| Housing units | 138 (±42) | 142 (±70) | +2.9% | Not a measurable change |
| Median gross rent | $2,229 (±$97) | $2,918 (±$344) | +30.9% | No measurable change after inflation |
| Median household income | $101,250 (±$4,741) | $122,432 (±$18,602) | +20.9% | No measurable change after inflation |
| Households that rent | 100.0% (±25.3 points) | 100.0% (±25.4 points) | 0.0 percentage points | Not a measurable change |
| Rental vacancy rate | 11.4% (±16.6 points) | 0.0% (±25.4 points) | −11.4 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Anne Arundel County
Naval Academy has no police department of its own in the FBI’s figures, so this is the figure for Anne Arundel County as a whole.
In 2025, the police departments that report for Anne Arundel County recorded 303 violent and 1,674 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Naval Academy
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 21402 | 26% | 4,303 | $2,933 | — | $80,893 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Naval Academy
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Annapolis | 1.5 mi | $1,860 | $548,900 | 38.0% |
| Annapolis Neck | 3.4 mi | $2,489 | $739,100 | 11.7% |
| Parole | 3.8 mi | $2,306 | $533,500 | 35.8% |
| Highland Beach | 3.8 mi | — | $767,900 | 10.2% |
| Arnold | 4.2 mi | $2,158 | $564,200 | 13.5% |
| Cape St. Claire | 4.5 mi | $2,031 | $488,200 | 11.7% |
| Edgewater | 4.8 mi | $2,208 | $454,100 | 16.6% |
| Mayo | 5.8 mi | $2,372 | $604,900 | 9.2% |
HUD Fair Market Rent for Naval Academy, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,523 | $1,625 | $2,006 | $2,509 | $2,789 |
HUD income limits for Naval Academy, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $28,150 | $46,900 | $74,800 |
| 2 people | $32,200 | $53,600 | $85,450 |
| 3 people | $36,200 | $60,300 | $96,150 |
| 4 people | $40,200 | $67,000 | $106,800 |
| 5 people | $43,450 | $72,400 | $115,350 |
| 6 people | $46,650 | $77,750 | $123,900 |
| 7 people | $50,040 | $83,100 | $132,450 |
| 8 people | $55,720 | $88,450 | $141,000 |
These are the limits HUD sets for its housing programs in the Baltimore-Columbia-Towson, MD MSA, where HUD’s median family income for fiscal year 2026 is $134,000.
A program can use its own limits; tax-credit and local programs often do.
Naval Academy is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Naval Academy
What is the average rent in Naval Academy, MD?
The Census Bureau publishes the median rather than the average: the median gross rent in Naval Academy is $2,918 (±$344) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How long is the average commute in Naval Academy?
Workers who live in Naval Academy, MD take an average of 7.2 minutes each way (2020–2024 American Community Survey).
Is Naval Academy growing?
Naval Academy, MD had an estimated 3,006 residents in 2020–2024 and 5,970 in 2015–2019, a change of −49.6%: a measurable decrease by the Census Bureau’s test.
Is Naval Academy growing?
In Naval Academy, the number of residents went from 5,970 in 2015–2019 to 3,006 in 2020–2024 (−49.6%), a measurable decrease.
What ZIP codes are in Naval Academy?
The ZIP code that covers Naval Academy is 21402.
What is the median rent in ZIP code 21402?
The median gross rent in ZIP Code Tabulation Area 21402 is $2,933 (±$254) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Naval Academy CDP, Maryland
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Naval Academy CDP, Maryland
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Naval Academy CDP, Maryland
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Naval Academy CDP, Maryland
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Naval Academy CDP, Maryland
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Naval Academy CDP, Maryland
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Naval Academy CDP, Maryland
- HUD Fair Market Rents, fiscal year 2027: Baltimore-Columbia-Towson, MD MSA
- HUD Income Limits, fiscal year 2026: Baltimore-Columbia-Towson, MD MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Naval Academy CDP, Maryland (place:55050, in state:24).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .