How much do homeowners pay a month in Owings Mills, MD?

Name: Homeowner costs in Owings Mills, MD, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Owings Mills, MD pay a median of $2,153 (±$121) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $691 (±$98).

85.9% of owned homes carry a mortgage.

In Owings Mills, the median monthly cost with a mortgage went from $1,899 in 2015–2019 to $2,153 in 2020–2024 (+13.4%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $2,153 (±$121)
Without a mortgage: $691 (±$98)
Owned with a mortgage: 85.9%

Monthly owner costs in Owings Mills

Median selected monthly owner costs, estimate (90% margin of error)
	Owings Mills	Baltimore County	Maryland	United States
With a mortgage	$2,153 (±$121)	$2,049 (±$22)	$2,347 (±$8)	$1,963
Without a mortgage	$691 (±$98)	$703 (±$10)	$753 (±$4)	$638
Owned homes with a mortgage	85.9% (±3.8 points)	67.3% (±0.8 points)	71.0% (±0.3 points)	60.6%
Median real estate taxes (a year)	$3,803 (±$297)	$3,736 (±$30)	$4,093 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Owings Mills, the median cost with a mortgage is not measurably different from Baltimore County ($2,049).

It is also lower than in Maryland ($2,347).

It is higher than the national figure ($1,963).

In Baltimore County, Owings Mills ranks 11 of 32 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 218 of 381.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Owings Mills have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,899 (±$63)	$2,153 (±$121)	+13.4%	Down after inflation
Median real estate taxes	$3,339 (±$156)	$3,803 (±$297)	+13.9%	No measurable change after inflation
Median home value	$260,700 (±$11,657)	$361,000 (±$21,302)	+38.5%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Owings Mills

Nearest places with a published estimate, compared with Owings Mills
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Owings Mills	—	$2,153 (±$121)	—
Garrison	2.1 mi	$2,034 (±$207)	Not measurably different
Randallstown	2.8 mi	$1,974 (±$80)	Lower
Reisterstown	3.3 mi	$2,057 (±$94)	Not measurably different
Milford Mill	4.4 mi	$1,881 (±$69)	Lower
Pikesville	5.0 mi	$2,401 (±$132)	Higher
Lochearn	5.5 mi	$1,775 (±$81)	Lower
Mays Chapel	7.3 mi	$2,510 (±$219)	Higher
Woodlawn (Baltimore County)	7.6 mi	$1,889 (±$73)	Lower

Nearby places with a measurably lower figure: Randallstown, MD ($1,974), Milford Mill, MD ($1,881), Lochearn, MD ($1,775).

Nearby places with a measurably higher figure: Pikesville, MD ($2,401), Mays Chapel, MD ($2,510).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Baltimore County, place by place

Rank	Place	Median monthly cost with a mortgage
5	Cockeysville	$2,540 (±$200)
6	Towson	$2,520 (±$97)
7	Mays Chapel	$2,510 (±$219)
8	Lutherville	$2,461 (±$207)
9	Pikesville	$2,401 (±$132)
10	Catonsville	$2,179 (±$69)
11	Owings Mills	$2,153 (±$121)
12	Bowleys Quarters	$2,119 (±$248)
13	Rossville	$2,113 (±$246)
14	Edgemere	$2,102 (±$145)
15	Reisterstown	$2,057 (±$94)
16	Garrison	$2,034 (±$207)
17	White Marsh	$1,994 (±$119)

Showing 13 of 32 places in Baltimore County, ranked from highest to lowest.

Owings Mills is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in Owings Mills

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Owings Mills beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Owings Mills, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Owings Mills, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Owings Mills

What is the average mortgage payment in Owings Mills?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Owings Mills, MD is $2,153 (±$121) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Owings Mills?

Owners without a mortgage in Owings Mills pay a median of $691 (±$98) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Owings Mills gone up?

In Owings Mills, the median monthly cost with a mortgage went from $1,899 in 2015–2019 to $2,153 in 2020–2024 (+13.4%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Owings Mills CDP, Maryland (place:59425, in state:24).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.