Housing data for Point of Rocks, MD
Point of Rocks, MD has an estimated 2,462 residents and 817 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Frederick County.
2.4% of households rent.
Its population grew measurably since 2015–2019 (+32.6%).
Figures last updated on .
- Residents
- 2,462 (±481)
- Housing units
- 817 (±157)
- Households that rent
- 2.4%
- Residents since 2015–2019
- +32.6%
What stands out in Point of Rocks
Households that rent: 2.4% (±2.7 points) in Point of Rocks, lower than in Frederick County (23.0%).
Homes in buildings of 5 or more units: 0.0% (±8.8 points) in Point of Rocks, lower than in Frederick County (14.5%).
Homes built before 1980: 7.4% (±9.0 points) in Point of Rocks, lower than in Frederick County (34.5%).
Homes heated by fuel oil: 3.3% (±3.9 points) in Point of Rocks, lower than in Frederick County (8.3%).
Housing in Point of Rocks at a glance
- Rent burden: 45.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 2.4% of households rent (Small sample: wide margin of error)
- Income and affordability: $159,708 median household income
- Home values: $480,500 median home value
- Homeowner costs: $2,842 median monthly cost with a mortgage
- Property taxes: $4,337 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 93.9% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 7.4% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 48.5% heat with utility gas
- Commute and cars: 43.6 minutes average trip to work
- Growth: +32.6% residents since 2015–2019
- How long people stay: 16.2% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
- Fair Market Rent: $1,820 Small Area FMR, 2 bedrooms (ZIP 21777)
Point of Rocks against Frederick County, its state and the nation
| Point of Rocks | Frederick County | Maryland | United States | |
|---|---|---|---|---|
| Residents | 2,462 (±481) | 287,048 (exact) | 6,206,011 (exact) | 334,922,499 |
| Housing units | 817 (±157) | 108,924 (±86) | 2,560,784 (±424) | 143,775,355 |
| Households that rent | 2.4% (±2.7 points) | 23.0% (±0.9 points) | 32.4% (±0.3 points) | 34.8% |
| Median gross rent | — | $1,774 (±$37) | $1,705 (±$8) | $1,413 |
| Median household income | $159,708 (±$28,512) | $122,002 (±$2,489) | $103,678 (±$597) | $80,734 |
| Median home value | $480,500 (±$51,422) | $464,600 (±$4,368) | $419,900 (±$1,385) | $332,700 |
| Median real estate taxes (a year) | $4,337 (±$745) | $4,584 (±$51) | $4,093 (±$21) | $3,119 |
| Built before 1980 | 7.4% (±9.0 points) | 34.5% (±1.2 points) | 51.2% (±0.4 points) | 49.7% |
| Average commute | 43.6 minutes (±5.8) | 33.1 minutes (±0.7) | 31.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 100.0% (±5.1 points) | 93.2% (±0.7 points) | 92.4% (±0.2 points) | 91.0% |
| Median age of residents | 43.8 years (±7.7) | 39.0 years (±0.2) | 39.4 years (±0.1) | 38.9 years |
Point of Rocks covers 1.1 square miles of land, about 2,198 residents per square mile (Census Bureau Gazetteer).
How Point of Rocks has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,857 (±215) | 2,462 (±481) | +32.6% | Measurable increase |
| Housing units | 594 (±64) | 817 (±157) | +37.5% | Measurable increase |
| Median home value | $356,500 (±$28,573) | $480,500 (±$51,422) | +34.8% | No measurable change after inflation |
| Median household income | $113,229 (±$11,873) | $159,708 (±$28,512) | +41.0% | No measurable change after inflation |
| Median owner cost with a mortgage | $2,244 (±$135) | $2,842 (±$205) | +26.6% | No measurable change after inflation |
| Median real estate taxes | $3,299 (±$399) | $4,337 (±$745) | +31.5% | No measurable change after inflation |
| Households that rent | 6.1% (±6.1 points) | 2.4% (±2.7 points) | −3.7 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±49.4 points) | 0.0% (±75.8 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Frederick County
Point of Rocks has no police department of its own in the FBI’s figures, so this is the figure for Frederick County as a whole.
In 2025, the police departments that report for Frederick County recorded 195 violent and 916 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Point of Rocks
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 21777 | 95% | 2,462 | — | $480,500 | $159,708 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Point of Rocks
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Adamstown | 3.8 mi | — | $601,700 | 2.2% |
| Brunswick | 5.8 mi | $1,217 | $374,500 | 13.9% |
| Lovettsville | 6.0 mi | $1,871 | $543,700 | 13.5% |
| Jefferson | 6.1 mi | $1,379 | $533,100 | 13.8% |
| Buckeystown | 6.3 mi | $3,500 or more | $542,600 | 36.2% |
| Rosemont | 6.3 mi | — | $437,900 | 3.0% |
| Barnesville | 9.0 mi | — | $730,300 | 3.1% |
| Ballenger Creek | 9.2 mi | $1,987 | $387,300 | 35.3% |
HUD Fair Market Rent for Point of Rocks, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $2,111 | $2,204 | $2,438 | $3,107 | $3,658 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Point of Rocks, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $34,900 | $58,150 | $74,800 |
| 2 people | $39,900 | $66,450 | $85,450 |
| 3 people | $44,900 | $74,750 | $96,150 |
| 4 people | $49,850 | $83,050 | $106,800 |
| 5 people | $53,850 | $89,700 | $115,350 |
| 6 people | $57,850 | $96,350 | $123,900 |
| 7 people | $61,850 | $103,000 | $132,450 |
| 8 people | $65,850 | $109,650 | $141,000 |
These are the limits HUD sets for its housing programs in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $166,100.
A program can use its own limits; tax-credit and local programs often do.
Point of Rocks is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Point of Rocks
What is the median household income in Point of Rocks?
The median household income in Point of Rocks is $159,708 (±$28,512) a year (2020–2024 American Community Survey).
What is the average home value in Point of Rocks, MD?
The Census Bureau publishes the median: $480,500 (±$51,422) for owner-occupied homes in Point of Rocks (2020–2024 American Community Survey).
What is the average mortgage payment in Point of Rocks?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Point of Rocks, MD is $2,842 (±$205) a month, including taxes, insurance and utilities.
How much are property taxes in Point of Rocks?
The median real estate tax paid by homeowners in Point of Rocks, MD is $4,337 (±$745) a year (2020–2024 American Community Survey).
How many homes are in Point of Rocks?
Point of Rocks, MD has an estimated 817 (±157) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common way to heat a home in Point of Rocks?
Utility gas is the most common heating fuel in Point of Rocks, used by 48.5% of occupied homes (2020–2024 American Community Survey).
Is Point of Rocks growing?
In Point of Rocks, the number of residents went from 1,857 in 2015–2019 to 2,462 in 2020–2024 (+32.6%), a measurable increase.
What ZIP codes are in Point of Rocks?
The ZIP code that covers Point of Rocks is 21777.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Point of Rocks CDP, Maryland
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Point of Rocks CDP, Maryland
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Point of Rocks CDP, Maryland
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Point of Rocks CDP, Maryland
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Point of Rocks CDP, Maryland
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Point of Rocks CDP, Maryland
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Point of Rocks CDP, Maryland
- HUD Fair Market Rents, fiscal year 2027: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Point of Rocks CDP, Maryland (place:62575, in state:24).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .