Housing data for Urbana, MD
Urbana, MD has an estimated 14,260 residents and 4,458 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Frederick County.
19.7% of households rent.
The median gross rent is $2,649 a month.
Its population grew measurably since 2015–2019 (+13.3%).
Figures last updated on .
- Residents
- 14,260 (±1,128)
- Housing units
- 4,458 (±315)
- Households that rent
- 19.7%
- Median gross rent
- $2,649
- Residents since 2015–2019
- +13.3%
What stands out in Urbana
Homes built before 1980: 3.8% (±2.2 points) in Urbana, lower than in Frederick County (34.5%).
Median gross rent: $2,649 (±$98) in Urbana, higher than in Frederick County ($1,774).
Homes heated by fuel oil: 0.9% (±0.9 points) in Urbana, lower than in Frederick County (8.3%).
Median real estate taxes: $6,942 (±$349) in Urbana, higher than in Frederick County ($4,584).
Housing in Urbana at a glance
- Median rent: $2,649 median gross rent a month
- Rent by bedrooms: $2,276 median gross rent, 2 bedrooms
- Rent burden: 25.2% of renters pay 30% or more of income
- Renters and owners: 19.7% of households rent
- Income and affordability: $182,500 median household income
- Home values: $640,100 median home value
- Homeowner costs: $3,220 median monthly cost with a mortgage
- Property taxes: $6,942 median real estate taxes a year
- Types of homes: 8.8% of homes are in buildings of 5 or more units
- Bedrooms: 95.2% of homes have 3 or more bedrooms
- Age of homes: 3.8% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 1.7% rental vacancy rate
- Heating fuel: 77.2% heat with utility gas
- Commute and cars: 32.5 minutes average trip to work
- Growth: +13.3% residents since 2015–2019
- How long people stay: 29.6% moved in since 2020
- Crowding and facilities: 1.6% of homes have more than 1 person per room
Urbana against Frederick County, its state and the nation
| Urbana | Frederick County | Maryland | United States | |
|---|---|---|---|---|
| Residents | 14,260 (±1,128) | 287,048 (exact) | 6,206,011 (exact) | 334,922,499 |
| Housing units | 4,458 (±315) | 108,924 (±86) | 2,560,784 (±424) | 143,775,355 |
| Households that rent | 19.7% (±4.0 points) | 23.0% (±0.9 points) | 32.4% (±0.3 points) | 34.8% |
| Median gross rent | $2,649 (±$98) | $1,774 (±$37) | $1,705 (±$8) | $1,413 |
| Median household income | $182,500 (±$25,605) | $122,002 (±$2,489) | $103,678 (±$597) | $80,734 |
| Median home value | $640,100 (±$24,821) | $464,600 (±$4,368) | $419,900 (±$1,385) | $332,700 |
| Median real estate taxes (a year) | $6,942 (±$349) | $4,584 (±$51) | $4,093 (±$21) | $3,119 |
| Built before 1980 | 3.8% (±2.2 points) | 34.5% (±1.2 points) | 51.2% (±0.4 points) | 49.7% |
| Average commute | 32.5 minutes (±2.6) | 33.1 minutes (±0.7) | 31.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 98.4% (±1.4 points) | 93.2% (±0.7 points) | 92.4% (±0.2 points) | 91.0% |
| Median age of residents | 38.1 years (±1.9) | 39.0 years (±0.2) | 39.4 years (±0.1) | 38.9 years |
Urbana covers 7.8 square miles of land, about 1,835 residents per square mile (Census Bureau Gazetteer).
How Urbana has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 12,587 (±608) | 14,260 (±1,128) | +13.3% | Measurable increase |
| Housing units | 3,909 (±177) | 4,458 (±315) | +14.0% | Measurable increase |
| Median gross rent | $2,254 (±$231) | $2,649 (±$98) | +17.5% | No measurable change after inflation |
| Median home value | $524,100 (±$22,969) | $640,100 (±$24,821) | +22.1% | No measurable change after inflation |
| Median household income | $155,000 (±$12,364) | $182,500 (±$25,605) | +17.7% | No measurable change after inflation |
| Median owner cost with a mortgage | $3,006 (±$127) | $3,220 (±$188) | +7.1% | Down after inflation |
| Median real estate taxes | $6,122 (±$229) | $6,942 (±$349) | +13.4% | Down after inflation |
| Households that rent | 14.8% (±3.8 points) | 19.7% (±4.0 points) | +4.9 percentage points | Not a measurable change |
| Rental vacancy rate | 7.3% (±9.9 points) | 1.7% (±2.7 points) | −5.6 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Frederick County
Urbana has no police department of its own in the FBI’s figures, so this is the figure for Frederick County as a whole.
In 2025, the police departments that report for Frederick County recorded 195 violent and 916 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Urbana
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 21754 | 17% | 8,156 | $1,745 | $647,300 | $182,188 |
| 21704 | 15% | 20,006 | $2,536 | $612,000 | $161,063 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Urbana
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Monrovia | 4.3 mi | — | $805,100 | 1.7% |
| Bartonsville | 4.4 mi | $1,609 | $621,800 | 5.1% |
| Buckeystown | 4.6 mi | $3,500 or more | $542,600 | 36.2% |
| Spring Ridge | 5.5 mi | $1,667 | $489,000 | 12.6% |
| Green Valley | 5.5 mi | $3,000 | $594,300 | 1.8% |
| Ballenger Creek | 5.7 mi | $1,987 | $387,300 | 35.3% |
| New Market | 5.8 mi | $2,136 | $639,100 | 3.4% |
| Linganore | 6.4 mi | $2,523 | $533,500 | 6.6% |
Places in Maryland most like Urbana
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Clarksburg | $2,495 | $679,400 | $176,678 | 10.1% |
| North Potomac | $2,413 | $826,200 | $186,514 | 17.1% |
| Mitchellville | $2,453 | $512,100 | $149,347 | 9.5% |
| New Market | $2,136 | $639,100 | $202,872 | 3.4% |
| Olney | $2,404 | $656,600 | $171,458 | 10.8% |
| Ilchester | $2,115 | $532,400 | $152,103 | 23.6% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Maryland.
HUD Fair Market Rent for Urbana, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $2,111 | $2,204 | $2,438 | $3,107 | $3,658 |
HUD income limits for Urbana, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $34,900 | $58,150 | $74,800 |
| 2 people | $39,900 | $66,450 | $85,450 |
| 3 people | $44,900 | $74,750 | $96,150 |
| 4 people | $49,850 | $83,050 | $106,800 |
| 5 people | $53,850 | $89,700 | $115,350 |
| 6 people | $57,850 | $96,350 | $123,900 |
| 7 people | $61,850 | $103,000 | $132,450 |
| 8 people | $65,850 | $109,650 | $141,000 |
These are the limits HUD sets for its housing programs in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $166,100.
A program can use its own limits; tax-credit and local programs often do.
Urbana is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Urbana
What is the average rent in Urbana, MD?
The Census Bureau publishes the median rather than the average: the median gross rent in Urbana is $2,649 (±$98) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a two-bedroom apartment in Urbana?
The median gross rent for a two-bedroom home in Urbana, MD is $2,276 (±$320) a month (2020–2024 American Community Survey).
Are renters in Urbana rent-burdened?
25.2% of renting households in Urbana pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Urbana?
Urbana has an estimated 868 (±180) renting households, 19.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Urbana?
The median household income in Urbana is $182,500 (±$25,605) a year (2020–2024 American Community Survey).
What is the average home value in Urbana, MD?
The Census Bureau publishes the median: $640,100 (±$24,821) for owner-occupied homes in Urbana (2020–2024 American Community Survey).
Is Urbana growing?
In Urbana, the number of residents went from 12,587 in 2015–2019 to 14,260 in 2020–2024 (+13.3%), a measurable increase.
What ZIP codes are in Urbana?
The ZIP codes that cover Urbana are 21754, 21704.
What is the median rent in ZIP code 21754?
The median gross rent in ZIP Code Tabulation Area 21754 is $1,745 (±$910) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Urbana CDP, Maryland
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Urbana CDP, Maryland
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Urbana CDP, Maryland
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Urbana CDP, Maryland
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Urbana CDP, Maryland
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Urbana CDP, Maryland
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Urbana CDP, Maryland
- HUD Fair Market Rents, fiscal year 2027: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Urbana CDP, Maryland (place:79900, in state:24).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .