How much do homeowners pay a month in West Chatham, MA?

Name: Homeowner costs in West Chatham, MA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in West Chatham, MA pay a median of $2,508 (±$448) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $592 (±$413).

56.1% of owned homes carry a mortgage.

In West Chatham, the median monthly cost with a mortgage went from $2,021 in 2015–2019 to $2,508 in 2020–2024 (+24.1%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $2,508 (±$448)
Without a mortgage: $592 (±$413)
Owned with a mortgage: 56.1%

Monthly owner costs in West Chatham

Median selected monthly owner costs, estimate (90% margin of error)
	West Chatham	Barnstable County	Massachusetts	United States
With a mortgage	$2,508 (±$448)	$2,432 (±$34)	$2,726 (±$10)	$1,963
Without a mortgage	$592 (±$413)	$929 (±$21)	$1,043 (±$6)	$638
Owned homes with a mortgage	56.1% (±19.1 points)	58.2% (±1.2 points)	66.4% (±0.3 points)	60.6%
Median real estate taxes (a year)	$2,980 (±$944)	$4,239 (±$69)	$5,992 (±$18)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In West Chatham, the median cost with a mortgage is not measurably different from Barnstable County ($2,432).

It is not measurably different from Massachusetts ($2,726).

It is higher than the national figure ($1,963).

In Barnstable County, West Chatham ranks 12 of 31 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 92 of 165.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in West Chatham have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,021 (±$496)	$2,508 (±$448)	+24.1%	No measurable change after inflation
Median real estate taxes	$2,977 (±$510)	$2,980 (±$944)	+0.1%	No measurable change after inflation
Median home value	$628,000 (±$70,239)	$739,600 (±$135,313)	+17.8%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near West Chatham

Nearest places with a published estimate, compared with West Chatham
Place	Distance	Median monthly cost with a mortgage	Compared with this place
West Chatham	—	$2,508 (±$448)	—
Chatham (community)	1.6 mi	$3,295 (±$1,366)	Not measurably different
East Harwich	2.8 mi	$2,319 (±$263)	Not measurably different
Harwich Port	3.8 mi	$2,168 (±$398)	Not measurably different
Harwich Center	3.9 mi	$2,567 (±$467)	Not measurably different
Harwich	4.2 mi	$2,364 (±$208)	Not measurably different
Northwest Harwich	5.9 mi	$2,513 (±$392)	Not measurably different
Brewster	6.0 mi	$2,440 (±$174)	Not measurably different
Orleans	6.0 mi	$3,038 (±$292)	Not measurably different

None of the nearby places differs measurably from this one on this figure.

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Barnstable County, place by place

Rank	Place	Median monthly cost with a mortgage
6	Sandwich (community)	$2,635 (±$240)
7	Sagamore	$2,625 (±$174)
8	Pocasset	$2,595 (±$563)
9	Harwich Center	$2,567 (±$467)
10	East Falmouth	$2,520 (±$244)
11	Northwest Harwich	$2,513 (±$392)
12	West Chatham	$2,508 (±$448)
13	Yarmouth Port	$2,490 (±$190)
14	Buzzards Bay	$2,402 (±$148)
15	Forestdale	$2,336 (±$227)
16	West Yarmouth	$2,325 (±$534)
17	Teaticket	$2,324 (±$269)
18	East Harwich	$2,319 (±$263)

Showing 13 of 31 places in Barnstable County, ranked from highest to lowest.

West Chatham is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside Chatham, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about West Chatham

What is the average mortgage payment in West Chatham?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in West Chatham, MA is $2,508 (±$448) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in West Chatham?

Owners without a mortgage in West Chatham pay a median of $592 (±$413) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in West Chatham gone up?

In West Chatham, the median monthly cost with a mortgage went from $2,021 in 2015–2019 to $2,508 in 2020–2024 (+24.1%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for West Chatham CDP, Massachusetts (place:75505, in state:25).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.