What is the median home value in Bay City, MI?

Name: Home values in Bay City, MI, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

The median value of owner-occupied homes in Bay City, MI is $97,600 (±$2,427), as owners estimated it in the Census Bureau’s 2020–2024 American Community Survey.

In Bay City, the median home value went from $66,800 in 2015–2019 to $97,600 in 2020–2024 (+46.1%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

Median home value: $97,600 (±$2,427)
Owner-occupied homes: 10,285 (±581)
Most common range: $50,000 to $99,999

Home values in Bay City

Owner-occupied homes by value, 2020–2024
Value	Bay City	Bay County	Michigan	United States
Less than $50,000	10.2% (±2.4 points)	8.1%	7.6%	5.3%
$50,000 to $99,999	42.7% (±3.5 points)	20.6%	9.2%	6.1%
$100,000 to $149,999	26.2% (±2.9 points)	20.2%	10.6%	6.8%
$150,000 to $199,999	10.4% (±1.8 points)	19.0%	14.1%	9.0%
$200,000 to $299,999	5.1% (±1.1 points)	18.4%	23.4%	17.8%
$300,000 to $499,999	4.1% (±1.7 points)	10.8%	24.1%	26.9%
$500,000 to $999,999	1.3% (±0.9 points)	2.6%	9.2%	20.9%
$1,000,000 or more	0.0% (±0.3 points)	0.3%	1.6%	7.1%

The most common range is $50,000 to $99,999, 42.7% of owned homes.

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

Bay City against Bay County, its state and the nation

Estimate (90% margin of error)
	Bay City	Bay County	Michigan	United States
Median home value	$97,600 (±$2,427)	$152,200 (±$3,642)	$231,600 (±$642)	$332,700
Owner-occupied homes	10,285 (±581)	34,745 (±755)	2,984,190 (±12,886)	84,210,142

In Bay City, the median home value is lower than in Bay County ($152,200).

It is also lower than in Michigan ($231,600).

It is lower than the national figure ($332,700).

In Bay County, Bay City ranks 17 of 18 places with a published estimate, from highest to lowest median home value.

Statewide, it ranks 1475 of 1,518.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How home values in Bay City have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median home value	$66,800 (±$1,672)	$97,600 (±$2,427)	+46.1%	Up after inflation
Median owner cost with a mortgage	$896 (±$20)	$1,069 (±$39)	+19.3%	No measurable change after inflation
Median real estate taxes	$1,596 (±$50)	$1,764 (±$52)	+10.5%	Down after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median home value in places near Bay City

Nearest places with a published estimate, compared with Bay City
Place	Distance	Median home value	Compared with this place
Bay City	—	$97,600 (±$2,427)	—
Essexville	2.8 mi	$128,500 (±$17,273)	Higher
Portsmouth Charter Township	3.7 mi	$165,500 (±$27,406)	Higher
Bangor Charter Township	4.3 mi	$170,200 (±$6,290)	Higher
Monitor Charter Township	5.2 mi	$207,300 (±$16,774)	Higher
Frankenlust Township	5.6 mi	$240,700 (±$22,847)	Higher
Zilwaukee Township	6.1 mi	$237,500 (±$111,853)	Higher
Hampton Charter Township	6.2 mi	$182,600 (±$24,615)	Higher
Zilwaukee	7.6 mi	$95,300 (±$16,181)	Not measurably different

Nearby places with a measurably higher figure: Essexville, MI ($128,500), Portsmouth Charter Township, MI ($165,500), Bangor Charter Township, MI ($170,200).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median home value across Bay County, place by place

Rank	Place	Median home value
11	Garfield Township (Bay County)	$167,700 (±$12,548)
12	Portsmouth Charter Township	$165,500 (±$27,406)
13	Fraser Township	$163,100 (±$7,786)
14	Merritt Township	$154,600 (±$21,147)
15	Pinconning Township	$137,100 (±$19,887)
16	Essexville	$128,500 (±$17,273)
17	Bay City	$97,600 (±$2,427)
18	Pinconning	$79,600 (±$41,647)

Showing 8 of 18 places in Bay County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Bay City

What is the average home value in Bay City, MI?

The Census Bureau publishes the median: $97,600 (±$2,427) for owner-occupied homes in Bay City (2020–2024 American Community Survey).

Have home values in Bay City gone up?

In Bay City, the median home value went from $66,800 in 2015–2019 to $97,600 in 2020–2024 (+46.1%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Is this what homes in Bay City sell for?

No: it is the value owners reported, which tends to lag the market; recent sale prices and an appraisal answer that question.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Bay City city, Michigan (place:06020, in state:26).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25077_001E, B25077_001M, B25088_002E, B25088_002M, B25103_001E, B25103_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0089E, DP04_0089M, DP04_0046E, DP04_0046M, DP04_0081PE, DP04_0081PM, DP04_0082PE, DP04_0082PM, DP04_0083PE, DP04_0083PM, DP04_0084PE, DP04_0084PM, DP04_0085PE, DP04_0085PM, DP04_0086PE, DP04_0086PM, DP04_0087PE, DP04_0087PM, DP04_0088PE, DP04_0088PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.