How much do homeowners pay a month in Bear Lake Township (Kalkaska County), MI?
Homeowners with a mortgage in Bear Lake Township (Kalkaska County), MI pay a median of $1,226 (±$411) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $534 (±$50).
48.0% of owned homes carry a mortgage.
In Bear Lake Township (Kalkaska County), the median monthly cost with a mortgage went from $941 in 2015–2019 to $1,226 in 2020–2024 (+30.3%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,226 (±$411)
- Without a mortgage
- $534 (±$50)
- Owned with a mortgage
- 48.0%
Monthly owner costs in Bear Lake Township (Kalkaska County)
| Bear Lake Township (Kalkaska County) | Kalkaska County | Michigan | United States | |
|---|---|---|---|---|
| With a mortgage | $1,226 (±$411) | $1,223 (±$43) | $1,569 (±$5) | $1,963 |
| Without a mortgage | $534 (±$50) | $488 (±$20) | $602 (±$3) | $638 |
| Owned homes with a mortgage | 48.0% (±10.2 points) | 60.1% (±2.7 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,478 (±$225) | $1,646 (±$76) | $2,904 (±$9) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Bear Lake Township (Kalkaska County), the median cost with a mortgage is not measurably different from Kalkaska County ($1,223).
It is not measurably different from Michigan ($1,569).
It is lower than the national figure ($1,963).
In Kalkaska County, Bear Lake Township (Kalkaska County) ranks 7 of 12 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 1089 of 1,516.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Bear Lake Township (Kalkaska County) have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $941 (±$84) | $1,226 (±$411) | +30.3% | No measurable change after inflation |
| Median real estate taxes | $1,191 (±$179) | $1,478 (±$225) | +24.1% | No measurable change after inflation |
| Median home value | $115,100 (±$24,595) | $188,700 (±$41,196) | +63.9% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Bear Lake Township (Kalkaska County)
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Bear Lake Township (Kalkaska County) | — | $1,226 (±$411) | — |
| Excelsior Township | 7.0 mi | $1,348 (±$138) | Not measurably different |
| Oliver Township (Kalkaska County) | 7.1 mi | $1,154 (±$149) | Not measurably different |
| Frederic Township | 7.7 mi | $1,248 (±$205) | Not measurably different |
| Blue Lake Township (Kalkaska County) | 9.0 mi | $1,500 (±$153) | Not measurably different |
| Grayling | 9.6 mi | $1,059 (±$140) | Not measurably different |
| Garfield Township (Kalkaska County) | 11 mi | $1,513 (±$234) | Not measurably different |
| Coldsprings Township | 11 mi | $1,087 (±$177) | Not measurably different |
| Orange Township (Kalkaska County) | 12 mi | $1,127 (±$125) | Not measurably different |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Kalkaska County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Garfield Township (Kalkaska County) | $1,513 (±$234) |
| 2 | Blue Lake Township (Kalkaska County) | $1,500 (±$153) |
| 3 | Boardman Township | $1,443 (±$91) |
| 4 | Excelsior Township | $1,348 (±$138) |
| 5 | Clearwater Township | $1,289 (±$139) |
| 6 | Springfield Township | $1,250 (±$138) |
| 7 | Bear Lake Township (Kalkaska County) | $1,226 (±$411) |
| 8 | Oliver Township (Kalkaska County) | $1,154 (±$149) |
| 9 | Rapid River Township | $1,151 (±$115) |
| 10 | Orange Township (Kalkaska County) | $1,127 (±$125) |
| 11 | Kalkaska Township | $1,123 (±$86) |
| 12 | Coldsprings Township | $1,087 (±$177) |
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Bear Lake Township (Kalkaska County)
What is the average mortgage payment in Bear Lake Township (Kalkaska County)?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Bear Lake Township (Kalkaska County), MI is $1,226 (±$411) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Bear Lake Township (Kalkaska County)?
Owners without a mortgage in Bear Lake Township (Kalkaska County) pay a median of $534 (±$50) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Bear Lake Township (Kalkaska County) gone up?
In Bear Lake Township (Kalkaska County), the median monthly cost with a mortgage went from $941 in 2015–2019 to $1,226 in 2020–2024 (+30.3%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Bear Lake township, Kalkaska County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Bear Lake township, Kalkaska County, Michigan
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Bear Lake township, Kalkaska County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Bear Lake township, Kalkaska County, Michigan
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Bear Lake township, Kalkaska County, Michigan
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Bear Lake township, Kalkaska County, Michigan (county subdivision:06440, in state:26 county:079).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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