How much do homeowners pay a month in Chapin Township, MI?

Name: Homeowner costs in Chapin Township, MI, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Chapin Township, MI pay a median of $1,193 (±$78) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $581 (±$67).

43.3% of owned homes carry a mortgage.

In Chapin Township, the median monthly cost with a mortgage went from $1,191 in 2015–2019 to $1,193 in 2020–2024 (+0.2%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,193 (±$78)
Without a mortgage: $581 (±$67)
Owned with a mortgage: 43.3%

Monthly owner costs in Chapin Township

Median selected monthly owner costs, estimate (90% margin of error)
	Chapin Township	Saginaw County	Michigan	United States
With a mortgage	$1,193 (±$78)	$1,277 (±$33)	$1,569 (±$5)	$1,963
Without a mortgage	$581 (±$67)	$558 (±$8)	$602 (±$3)	$638
Owned homes with a mortgage	43.3% (±12.4 points)	50.4% (±1.3 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$1,664 (±$364)	$2,284 (±$52)	$2,904 (±$9)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Chapin Township, the median cost with a mortgage is not measurably different from Saginaw County ($1,277).

It is also lower than in Michigan ($1,569).

It is lower than the national figure ($1,963).

In Saginaw County, Chapin Township ranks 22 of 29 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 1157 of 1,516.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Chapin Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,191 (±$126)	$1,193 (±$78)	+0.2%	Down after inflation
Median real estate taxes	$1,391 (±$99)	$1,664 (±$364)	+19.6%	No measurable change after inflation
Median home value	$86,300 (±$7,014)	$114,200 (±$8,904)	+32.3%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Chapin Township

Nearest places with a published estimate, compared with Chapin Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Chapin Township	—	$1,193 (±$78)	—
Elba Township (Gratiot County)	4.5 mi	$1,306 (±$116)	Not measurably different
Brady Township (Saginaw County)	5.8 mi	$1,361 (±$99)	Higher
Elsie	6.0 mi	$1,207 (±$186)	Not measurably different
Fairfield Township (Shiawassee County)	6.0 mi	$1,386 (±$56)	Higher
Marion Township (Saginaw County)	6.7 mi	$1,206 (±$97)	Not measurably different
Hamilton Township (Gratiot County)	6.9 mi	$1,648 (±$315)	Higher
Ashley	7.1 mi	$1,141 (±$76)	Not measurably different
Rush Township	7.8 mi	$1,324 (±$123)	Not measurably different

Nearby places with a measurably higher figure: Brady Township (Saginaw County), MI ($1,361), Fairfield Township (Shiawassee County), MI ($1,386), Hamilton Township (Gratiot County), MI ($1,648).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Saginaw County, place by place

Rank	Place	Median monthly cost with a mortgage
16	Saginaw Charter Township	$1,310 (±$68)
17	Kochville Township	$1,264 (±$125)
18	Chesaning Township	$1,211 (±$78)
19	Jonesfield Township	$1,208 (±$81)
20	Marion Township (Saginaw County)	$1,206 (±$97)
21	James Township	$1,205 (±$33)
22	Chapin Township	$1,193 (±$78)
23	Zilwaukee	$1,189 (±$93)
24	St. Charles Township	$1,142 (±$76)
25	Spaulding Township	$1,084 (±$54)
26	Bridgeport Charter Township	$1,081 (±$82)
27	Saginaw	$973 (±$43)
28	Carrollton Township	$901 (±$117)

Showing 13 of 29 places in Saginaw County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Chapin Township

What is the average mortgage payment in Chapin Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Chapin Township, MI is $1,193 (±$78) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Chapin Township?

Owners without a mortgage in Chapin Township pay a median of $581 (±$67) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Chapin Township gone up?

In Chapin Township, the median monthly cost with a mortgage went from $1,191 in 2015–2019 to $1,193 in 2020–2024 (+0.2%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Chapin township, Saginaw County, Michigan (county subdivision:14660, in state:26 county:145).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.