Housing data for Cumming Township, MI
Cumming Township, MI has an estimated 596 residents and 474 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Ogemaw County.
10.4% of households rent.
The median gross rent is $838 a month.
Figures last updated on .
- Residents
- 596 (±83)
- Housing units
- 474 (±70)
- Households that rent
- 10.4%
- Median gross rent
- $838
- Residents since 2015–2019
- −7.6%
What stands out in Cumming Township
Households that rent: 10.4% (±5.3 points) in Cumming Township, lower than in Ogemaw County (16.3%).
Median household income: $41,667 (±$10,484) in Cumming Township, lower than in Ogemaw County ($54,666).
Housing in Cumming Township at a glance
- Median rent: $838 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 37.5% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 10.4% of households rent (Small sample: wide margin of error)
- Income and affordability: $41,667 median household income
- Home values: $178,900 median home value
- Homeowner costs: $1,125 median monthly cost with a mortgage
- Property taxes: $1,669 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 55.3% of homes have 3 or more bedrooms
- Age of homes: 49.1% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 46.9% heat with propane
- Commute and cars: 23.3 minutes average trip to work
- Growth: −7.6% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 27.8% moved in since 2020
- Crowding and facilities: 0.7% of homes have more than 1 person per room (Small sample: wide margin of error)
Cumming Township against Ogemaw County, its state and the nation
| Cumming Township | Ogemaw County | Michigan | United States | |
|---|---|---|---|---|
| Residents | 596 (±83) | 20,885 (exact) | 10,077,761 (exact) | 334,922,499 |
| Housing units | 474 (±70) | 15,325 (±42) | 4,622,236 (±795) | 143,775,355 |
| Households that rent | 10.4% (±5.3 points) | 16.3% (±1.7 points) | 26.8% (±0.2 points) | 34.8% |
| Median gross rent | $838 (±$169) | $823 (±$31) | $1,129 (±$4) | $1,413 |
| Median household income | $41,667 (±$10,484) | $54,666 (±$2,368) | $72,875 (±$293) | $80,734 |
| Median home value | $178,900 (±$27,281) | $154,900 (±$6,468) | $231,600 (±$642) | $332,700 |
| Median real estate taxes (a year) | $1,669 (±$309) | $1,464 (±$55) | $2,904 (±$9) | $3,119 |
| Built before 1980 | 49.1% (±10.2 points) | 57.5% (±2.8 points) | 62.1% (±0.2 points) | 49.7% |
| Average commute | 23.3 minutes (±3.6) | 26.9 minutes (±1.7) | 24.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 82.3% (±5.7 points) | 86.4% (±1.7 points) | 90.5% (±0.1 points) | 91.0% |
| Median age of residents | 53.2 years (±5.5) | 51.2 years (±0.4) | 40.2 years (±0.1) | 38.9 years |
Cumming Township covers 34.5 square miles of land, about 17 residents per square mile (Census Bureau Gazetteer).
How Cumming Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 645 (±102) | 596 (±83) | −7.6% | Not a measurable change |
| Housing units | 459 (±49) | 474 (±70) | +3.3% | Not a measurable change |
| Median gross rent | $704 (±$76) | $838 (±$169) | +19.0% | No measurable change after inflation |
| Median home value | $98,800 (±$12,246) | $178,900 (±$27,281) | +81.1% | Up after inflation |
| Median household income | $44,211 (±$4,722) | $41,667 (±$10,484) | −5.8% | Down after inflation |
| Median owner cost with a mortgage | $942 (±$164) | $1,125 (±$168) | +19.4% | No measurable change after inflation |
| Median real estate taxes | $1,358 (±$161) | $1,669 (±$309) | +22.9% | No measurable change after inflation |
| Households that rent | 8.2% (±4.9 points) | 10.4% (±5.3 points) | +2.2 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±55.5 points) | 0.0% (±52.0 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Ogemaw County
Cumming Township has no police department of its own in the FBI’s figures, so this is the figure for Ogemaw County as a whole.
In 2025, the police departments that report for Ogemaw County recorded 93 violent and 476 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Cumming Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 48654 | 20% | 2,384 | $732 | $140,800 | $45,202 |
| 48635 | 18% | 1,546 | $945 | $150,300 | $57,500 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Cumming Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Rose City | 3.6 mi | $712 | $101,700 | 46.9% |
| Klacking Township | 4.9 mi | $850 | $168,400 | 5.0% |
| Rose Township (Ogemaw County) | 5.3 mi | $752 | $153,300 | 10.9% |
| Churchill Township | 5.8 mi | $444 | $178,600 | 9.3% |
| Hill Township | 7.1 mi | — | $171,100 | 4.8% |
| West Branch Township (Ogemaw County) | 7.5 mi | $873 | $171,600 | 12.3% |
| Logan Township (Ogemaw County) | 8.6 mi | — | $153,600 | 6.4% |
| Goodar Township | 8.7 mi | — | $191,300 | 10.8% |
Places in Michigan most like Cumming Township
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Mellen Township | $832 | $207,700 | $51,429 | 6.5% |
| Haynes Township | $909 | $196,200 | $54,315 | 11.5% |
| South Branch Township (Crawford County) | $805 | $145,700 | $52,292 | 8.5% |
| Markey Township | $839 | $166,300 | $51,587 | 16.1% |
| Middle Branch Township | $817 | $139,100 | $50,648 | 4.4% |
| Roscommon Township | $868 | $137,700 | $53,186 | 16.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Michigan.
HUD Fair Market Rent for Cumming Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $737 | $841 | $1,033 | $1,231 | $1,358 |
HUD income limits for Cumming Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $17,600 | $29,300 | $46,850 |
| 2 people | $21,640 | $33,450 | $53,550 |
| 3 people | $27,320 | $37,650 | $60,250 |
| 4 people | $33,000 | $41,800 | $66,900 |
| 5 people | $38,680 | $45,150 | $72,300 |
| 6 people | $44,360 | $48,500 | $77,650 |
| 7 people | $50,040 | $51,850 | $83,000 |
| 8 people | $55,200 | $55,200 | $88,350 |
These are the limits HUD sets for its housing programs in the Ogemaw County, MI, where HUD’s median family income for fiscal year 2026 is $71,500.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Cumming Township
What is the median household income in Cumming Township?
The median household income in Cumming Township is $41,667 (±$10,484) a year (2020–2024 American Community Survey).
What is the average home value in Cumming Township, MI?
The Census Bureau publishes the median: $178,900 (±$27,281) for owner-occupied homes in Cumming Township (2020–2024 American Community Survey).
What is the average mortgage payment in Cumming Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Cumming Township, MI is $1,125 (±$168) a month, including taxes, insurance and utilities.
How much are property taxes in Cumming Township?
The median real estate tax paid by homeowners in Cumming Township, MI is $1,669 (±$309) a year (2020–2024 American Community Survey).
How many homes are in Cumming Township?
Cumming Township, MI has an estimated 474 (±70) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Cumming Township?
The most common size is 3 bedrooms, 42.4% of homes in Cumming Township, MI.
Is Cumming Township growing?
In Cumming Township, the number of residents went from 645 in 2015–2019 to 596 in 2020–2024 (−7.6%), not a measurable change.
What ZIP codes are in Cumming Township?
The ZIP codes that cover Cumming Township are 48654, 48635.
What is the median rent in ZIP code 48654?
The median gross rent in ZIP Code Tabulation Area 48654 is $732 (±$88) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Cumming township, Ogemaw County, Michigan
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Cumming township, Ogemaw County, Michigan
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Cumming township, Ogemaw County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Cumming township, Ogemaw County, Michigan
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Cumming township, Ogemaw County, Michigan
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Cumming township, Ogemaw County, Michigan
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Cumming township, Ogemaw County, Michigan
- HUD Fair Market Rents, fiscal year 2027: Ogemaw County, MI
- HUD Income Limits, fiscal year 2026: Ogemaw County, MI
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cumming township, Ogemaw County, Michigan (county subdivision:19260, in state:26 county:129).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .