How much do homeowners pay a month in Emerson Township, MI?
Homeowners with a mortgage in Emerson Township, MI pay a median of $1,246 (±$185) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $531 (±$118).
47.2% of owned homes carry a mortgage.
In Emerson Township, the median monthly cost with a mortgage went from $1,158 in 2015–2019 to $1,246 in 2020–2024 (+7.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,246 (±$185)
- Without a mortgage
- $531 (±$118)
- Owned with a mortgage
- 47.2%
Monthly owner costs in Emerson Township
| Emerson Township | Gratiot County | Michigan | United States | |
|---|---|---|---|---|
| With a mortgage | $1,246 (±$185) | $1,248 (±$38) | $1,569 (±$5) | $1,963 |
| Without a mortgage | $531 (±$118) | $534 (±$16) | $602 (±$3) | $638 |
| Owned homes with a mortgage | 47.2% (±8.2 points) | 53.8% (±2.2 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,771 (±$103) | $1,826 (±$70) | $2,904 (±$9) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Emerson Township, the median cost with a mortgage is not measurably different from Gratiot County ($1,248).
It is also lower than in Michigan ($1,569).
It is lower than the national figure ($1,963).
In Gratiot County, Emerson Township ranks 13 of 19 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 1041 of 1,516.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Emerson Township have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,158 (±$96) | $1,246 (±$185) | +7.6% | No measurable change after inflation |
| Median real estate taxes | $1,298 (±$78) | $1,771 (±$103) | +36.4% | Up after inflation |
| Median home value | $115,300 (±$7,854) | $183,700 (±$22,219) | +59.3% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Emerson Township
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Emerson Township | — | $1,246 (±$185) | — |
| Ithaca | 4.4 mi | $1,227 (±$139) | Not measurably different |
| Breckenridge | 5.7 mi | $1,049 (±$111) | Not measurably different |
| Lafayette Township | 5.9 mi | $1,243 (±$238) | Not measurably different |
| Bethany Township | 6.1 mi | $1,375 (±$77) | Not measurably different |
| St. Louis | 6.1 mi | $1,123 (±$132) | Not measurably different |
| North Star Township | 6.5 mi | $1,255 (±$123) | Not measurably different |
| Alma | 6.6 mi | $1,168 (±$71) | Not measurably different |
| Arcada Township | 7.0 mi | $1,513 (±$132) | Higher |
Nearby places with a measurably higher figure: Arcada Township, MI ($1,513).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Gratiot County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 7 | North Shade Township | $1,362 (±$104) |
| 8 | Pine River Township | $1,350 (±$59) |
| 9 | New Haven Township (Gratiot County) | $1,309 (±$278) |
| 10 | Elba Township (Gratiot County) | $1,306 (±$116) |
| 11 | North Star Township | $1,255 (±$123) |
| 12 | Seville Township | $1,253 (±$113) |
| 13 | Emerson Township | $1,246 (±$185) |
| 14 | Lafayette Township | $1,243 (±$238) |
| 15 | Ithaca | $1,227 (±$139) |
| 16 | Alma | $1,168 (±$71) |
| 17 | Sumner Township | $1,127 (±$61) |
| 18 | St. Louis | $1,123 (±$132) |
| 19 | Wheeler Township | $1,087 (±$145) |
Showing 13 of 19 places in Gratiot County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Emerson Township
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Questions about Emerson Township
What is the average mortgage payment in Emerson Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Emerson Township, MI is $1,246 (±$185) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Emerson Township?
Owners without a mortgage in Emerson Township pay a median of $531 (±$118) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Emerson Township gone up?
In Emerson Township, the median monthly cost with a mortgage went from $1,158 in 2015–2019 to $1,246 in 2020–2024 (+7.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Emerson township, Gratiot County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Emerson township, Gratiot County, Michigan
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Emerson township, Gratiot County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Emerson township, Gratiot County, Michigan
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Emerson township, Gratiot County, Michigan
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Emerson township, Gratiot County, Michigan (county subdivision:25880, in state:26 county:057).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Emerson Township at a glance
- Renters and owners in Emerson Township
- Income and affordability in Emerson Township
- Home values in Emerson Township
- Property taxes in Emerson Township
- Types of homes in Emerson Township
- Bedrooms in Emerson Township
- Age of homes in Emerson Township
- Heating fuel in Emerson Township
- Commute and cars in Emerson Township
- Michigan landlord and tenant rules
- Housing across Gratiot County
- Housing data for every place in Michigan