How much do homeowners pay a month in Harper Woods, MI?

Name: Homeowner costs in Harper Woods, MI, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Harper Woods, MI pay a median of $1,611 (±$75) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $664 (±$78).

59.5% of owned homes carry a mortgage.

In Harper Woods, the median monthly cost with a mortgage went from $1,154 in 2015–2019 to $1,611 in 2020–2024 (+39.6%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,611 (±$75)
Without a mortgage: $664 (±$78)
Owned with a mortgage: 59.5%

Monthly owner costs in Harper Woods

Median selected monthly owner costs, estimate (90% margin of error)
	Harper Woods	Wayne County	Michigan	United States
With a mortgage	$1,611 (±$75)	$1,556 (±$13)	$1,569 (±$5)	$1,963
Without a mortgage	$664 (±$78)	$612 (±$6)	$602 (±$3)	$638
Owned homes with a mortgage	59.5% (±6.3 points)	51.5% (±0.6 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$3,433 (±$221)	$2,904 (±$26)	$2,904 (±$9)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Harper Woods, the median cost with a mortgage is not measurably different from Wayne County ($1,556).

It is not measurably different from Michigan ($1,569).

It is lower than the national figure ($1,963).

In Wayne County, Harper Woods ranks 23 of 43 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 356 of 1,516.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Harper Woods have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,154 (±$52)	$1,611 (±$75)	+39.6%	Up after inflation
Median real estate taxes	$2,678 (±$106)	$3,433 (±$221)	+28.2%	No measurable change after inflation
Median home value	$83,600 (±$4,892)	$157,200 (±$7,124)	+88.0%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Harper Woods

Nearest places with a published estimate, compared with Harper Woods
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Harper Woods	—	$1,611 (±$75)	—
Grosse Pointe Woods	1.5 mi	$2,121 (±$101)	Higher
Eastpointe	2.1 mi	$1,190 (±$42)	Lower
Village of Grosse Pointe Shores	3.1 mi	$4,000 or more	—
Grosse Pointe Farms	3.5 mi	$2,911 (±$369)	Higher
Grosse Pointe	4.0 mi	$2,845 (±$242)	Higher
St. Clair Shores	4.2 mi	$1,456 (±$34)	Lower
Grosse Pointe Park	4.5 mi	$2,738 (±$363)	Higher
Roseville	4.8 mi	$1,246 (±$33)	Lower

Nearby places with a measurably lower figure: Eastpointe, MI ($1,190), St. Clair Shores, MI ($1,456), Roseville, MI ($1,246).

Nearby places with a measurably higher figure: Grosse Pointe Woods, MI ($2,121), Grosse Pointe Farms, MI ($2,911), Grosse Pointe, MI ($2,845).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Wayne County, place by place

Rank	Place	Median monthly cost with a mortgage
17	Livonia	$1,698 (±$26)
18	Gibraltar	$1,695 (±$437)
19	Dearborn	$1,672 (±$48)
20	Trenton	$1,627 (±$57)
21	Riverview	$1,625 (±$100)
22	Rockwood	$1,614 (±$202)
23	Harper Woods	$1,611 (±$75)
24	Woodhaven	$1,608 (±$85)
25	Highland Park	$1,480 (±$262)
26	Dearborn Heights	$1,476 (±$65)
27	Allen Park	$1,473 (±$51)
28	Belleville	$1,464 (±$337)
29	Southgate	$1,463 (±$67)

Showing 13 of 43 places in Wayne County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in Harper Woods

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Harper Woods beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Harper Woods, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Harper Woods, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Harper Woods

What is the average mortgage payment in Harper Woods?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Harper Woods, MI is $1,611 (±$75) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Harper Woods?

Owners without a mortgage in Harper Woods pay a median of $664 (±$78) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Harper Woods gone up?

In Harper Woods, the median monthly cost with a mortgage went from $1,154 in 2015–2019 to $1,611 in 2020–2024 (+39.6%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Harper Woods city, Michigan (place:36700, in state:26).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.