Housing data for Pearl Beach, MI
Pearl Beach, MI has an estimated 4,506 residents and 2,311 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in St. Clair County.
6.7% of households rent.
The median gross rent is $1,054 a month.
Its population grew measurably since 2015–2019 (+56.9%).
Figures last updated on .
- Residents
- 4,506 (±456)
- Housing units
- 2,311 (±228)
- Households that rent
- 6.7%
- Median gross rent
- $1,054
- Residents since 2015–2019
- +56.9%
What stands out in Pearl Beach
Households that rent: 6.7% (±5.1 points) in Pearl Beach, lower than in St. Clair County (19.2%).
Homes in buildings of 5 or more units: 0.0% (±2.3 points) in Pearl Beach, lower than in St. Clair County (7.0%).
Median real estate taxes: $3,567 (±$302) in Pearl Beach, higher than in St. Clair County ($2,562).
Median home value: $301,700 (±$29,075) in Pearl Beach, higher than in St. Clair County ($224,600).
Housing in Pearl Beach at a glance
- Median rent: $1,054 median gross rent a month
- Rent burden: 29.9% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 6.7% of households rent (Small sample: wide margin of error)
- Income and affordability: $83,208 median household income
- Home values: $301,700 median home value
- Homeowner costs: $1,704 median monthly cost with a mortgage
- Property taxes: $3,567 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 66.9% of homes have 3 or more bedrooms
- Age of homes: 55.5% of homes were built before 1980
- Vacancy rate: 7.1% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 93.6% heat with utility gas
- Commute and cars: 37.7 minutes average trip to work
- Growth: +56.9% residents since 2015–2019
- How long people stay: 20.3% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room
- Fair Market Rent: $1,190 Small Area FMR, 2 bedrooms (ZIP 48001)
Pearl Beach against St. Clair County, its state and the nation
| Pearl Beach | St. Clair County | Michigan | United States | |
|---|---|---|---|---|
| Residents | 4,506 (±456) | 160,221 (exact) | 10,077,761 (exact) | 334,922,499 |
| Housing units | 2,311 (±228) | 72,799 (±121) | 4,622,236 (±795) | 143,775,355 |
| Households that rent | 6.7% (±5.1 points) | 19.2% (±1.2 points) | 26.8% (±0.2 points) | 34.8% |
| Median gross rent | $1,054 (±$158) | $1,029 (±$25) | $1,129 (±$4) | $1,413 |
| Median household income | $83,208 (±$8,050) | $71,270 (±$1,351) | $72,875 (±$293) | $80,734 |
| Median home value | $301,700 (±$29,075) | $224,600 (±$3,575) | $231,600 (±$642) | $332,700 |
| Median real estate taxes (a year) | $3,567 (±$302) | $2,562 (±$37) | $2,904 (±$9) | $3,119 |
| Built before 1980 | 55.5% (±10.4 points) | 57.1% (±1.7 points) | 62.1% (±0.2 points) | 49.7% |
| Average commute | 37.7 minutes (±3.2) | 28.5 minutes (±0.7) | 24.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 94.2% (±2.6 points) | 90.9% (±0.7 points) | 90.5% (±0.1 points) | 91.0% |
| Median age of residents | 53.7 years (±3.2) | 44.5 years (±0.2) | 40.2 years (±0.1) | 38.9 years |
Pearl Beach covers 4.8 square miles of land, about 938 residents per square mile (Census Bureau Gazetteer).
How Pearl Beach has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,872 (±317) | 4,506 (±456) | +56.9% | Measurable increase |
| Housing units | 1,723 (±138) | 2,311 (±228) | +34.1% | Measurable increase |
| Median gross rent | $898 (±$275) | $1,054 (±$158) | +17.4% | No measurable change after inflation |
| Median home value | $231,300 (±$24,843) | $301,700 (±$29,075) | +30.4% | No measurable change after inflation |
| Median household income | $73,320 (±$12,191) | $83,208 (±$8,050) | +13.5% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,519 (±$90) | $1,704 (±$121) | +12.2% | No measurable change after inflation |
| Median real estate taxes | $3,188 (±$182) | $3,567 (±$302) | +11.9% | No measurable change after inflation |
| Households that rent | 10.1% (±5.0 points) | 6.7% (±5.1 points) | −3.4 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±15.8 points) | 7.1% (±11.8 points) | +7.1 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in St. Clair County
Pearl Beach has no police department of its own in the FBI’s figures, so this is the figure for St. Clair County as a whole.
In 2025, the police departments that report for St. Clair County recorded 273 violent and 660 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Pearl Beach
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 48001 | 25% | 11,224 | $944 | $257,400 | $69,160 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Pearl Beach
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Algonac | 2.8 mi | $910 | $199,500 | 25.2% |
| Cottrellville Township | 4.4 mi | $965 | $293,900 | 2.8% |
| Ira Township | 5.8 mi | $1,266 | $244,200 | 19.6% |
| Marine City | 7.1 mi | $944 | $159,800 | 19.3% |
| New Baltimore | 8.5 mi | $1,039 | $323,200 | 16.2% |
| China Township | 9.8 mi | — | $322,600 | 6.9% |
| Casco Township (St. Clair County) | 10 mi | $1,091 | $303,200 | 5.3% |
| East China Township | 10 mi | $909 | $275,900 | 18.5% |
Places in Michigan most like Pearl Beach
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Garfield Township (Newaygo County) | $1,125 | $250,700 | $84,688 | 5.6% |
| Kalamo Township | $983 | $233,400 | $86,905 | 5.9% |
| Pine Township | $1,034 | $220,400 | $82,966 | 11.2% |
| Penn Township | $1,190 | $304,000 | $83,897 | 13.2% |
| Brooks Township | $1,167 | $244,100 | $77,734 | 7.9% |
| Highland Charter Township | $1,048 | $330,800 | $96,574 | 10.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Michigan.
HUD Fair Market Rent for Pearl Beach, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,047 | $1,167 | $1,459 | $1,777 | $1,929 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Pearl Beach, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $22,050 | $36,700 | $58,700 |
| 2 people | $25,200 | $41,950 | $67,100 |
| 3 people | $28,350 | $47,200 | $75,500 |
| 4 people | $33,000 | $52,400 | $83,850 |
| 5 people | $38,680 | $56,600 | $90,600 |
| 6 people | $44,360 | $60,800 | $97,300 |
| 7 people | $50,040 | $65,000 | $104,000 |
| 8 people | $55,720 | $69,200 | $110,700 |
These are the limits HUD sets for its housing programs in the Detroit-Warren-Livonia, MI HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $104,800.
A program can use its own limits; tax-credit and local programs often do.
Pearl Beach is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside Clay Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Pearl Beach
What is the average rent in Pearl Beach, MI?
The Census Bureau publishes the median rather than the average: the median gross rent in Pearl Beach is $1,054 (±$158) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
What is the median household income in Pearl Beach?
The median household income in Pearl Beach is $83,208 (±$8,050) a year (2020–2024 American Community Survey).
What is the average home value in Pearl Beach, MI?
The Census Bureau publishes the median: $301,700 (±$29,075) for owner-occupied homes in Pearl Beach (2020–2024 American Community Survey).
What is the average mortgage payment in Pearl Beach?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Pearl Beach, MI is $1,704 (±$121) a month, including taxes, insurance and utilities.
How much are property taxes in Pearl Beach?
The median real estate tax paid by homeowners in Pearl Beach, MI is $3,567 (±$302) a year (2020–2024 American Community Survey).
How many homes are in Pearl Beach?
Pearl Beach, MI has an estimated 2,311 (±228) housing units, occupied and vacant (2020–2024 American Community Survey).
Is Pearl Beach growing?
In Pearl Beach, the number of residents went from 2,872 in 2015–2019 to 4,506 in 2020–2024 (+56.9%), a measurable increase.
What ZIP codes are in Pearl Beach?
The ZIP code that covers Pearl Beach is 48001.
What is the median rent in ZIP code 48001?
The median gross rent in ZIP Code Tabulation Area 48001 is $944 (±$95) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Pearl Beach CDP, Michigan
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Pearl Beach CDP, Michigan
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Pearl Beach CDP, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Pearl Beach CDP, Michigan
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Pearl Beach CDP, Michigan
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Pearl Beach CDP, Michigan
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Pearl Beach CDP, Michigan
- HUD Fair Market Rents, fiscal year 2027: Detroit-Warren-Livonia, MI HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Detroit-Warren-Livonia, MI HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Pearl Beach CDP, Michigan (place:63200, in state:26).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .