How much do homeowners pay a month in Pentwater Township, MI?

Name: Homeowner costs in Pentwater Township, MI, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Pentwater Township, MI pay a median of $1,729 (±$146) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $655 (±$78).

49.3% of owned homes carry a mortgage.

In Pentwater Township, the median monthly cost with a mortgage went from $1,420 in 2015–2019 to $1,729 in 2020–2024 (+21.8%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,729 (±$146)
Without a mortgage: $655 (±$78)
Owned with a mortgage: 49.3%

Monthly owner costs in Pentwater Township

Median selected monthly owner costs, estimate (90% margin of error)
	Pentwater Township	Oceana County	Michigan	United States
With a mortgage	$1,729 (±$146)	$1,280 (±$46)	$1,569 (±$5)	$1,963
Without a mortgage	$655 (±$78)	$515 (±$16)	$602 (±$3)	$638
Owned homes with a mortgage	49.3% (±7.5 points)	49.0% (±2.2 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,056 (±$452)	$1,914 (±$62)	$2,904 (±$9)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Pentwater Township, the median cost with a mortgage is higher than in Oceana County ($1,280).

It is also higher than in Michigan ($1,569).

It is lower than the national figure ($1,963).

In Oceana County, Pentwater Township ranks 1 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 254 of 1,516.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Pentwater Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,420 (±$132)	$1,729 (±$146)	+21.8%	No measurable change after inflation
Median real estate taxes	$3,108 (±$298)	$4,056 (±$452)	+30.5%	No measurable change after inflation
Median home value	$256,400 (±$19,239)	$378,600 (±$40,654)	+47.7%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Pentwater Township

Nearest places with a published estimate, compared with Pentwater Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Pentwater Township	—	$1,729 (±$146)	—
Weare Township	4.9 mi	$1,094 (±$213)	Lower
Golden Township	5.6 mi	$1,368 (±$82)	Lower
Hart	5.9 mi	$1,087 (±$44)	Lower
Summit Township (Mason County)	6.3 mi	$1,616 (±$134)	Not measurably different
Hart Township	7.5 mi	$1,254 (±$163)	Lower
Riverton Township	8.5 mi	$1,594 (±$176)	Not measurably different
Crystal Township (Oceana County)	11 mi	$1,417 (±$101)	Lower
Pere Marquette Charter Township	11 mi	$1,555 (±$363)	Not measurably different

Nearby places with a measurably lower figure: Weare Township, MI ($1,094), Golden Township, MI ($1,368), Hart, MI ($1,087).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Oceana County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Pentwater Township	$1,729 (±$146)
2	Claybanks Township	$1,542 (±$255)
3	Greenwood Township (Oceana County)	$1,541 (±$153)
4	Elbridge Township	$1,513 (±$232)
5	Benona Township	$1,506 (±$227)
6	Crystal Township (Oceana County)	$1,417 (±$101)
7	Otto Township	$1,372 (±$166)

Showing 7 of 17 places in Oceana County, ranked from highest to lowest.

The figures for Pentwater Township include the places inside it that have pages of their own: Pentwater.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Pentwater Township

What is the average mortgage payment in Pentwater Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Pentwater Township, MI is $1,729 (±$146) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Pentwater Township?

Owners without a mortgage in Pentwater Township pay a median of $655 (±$78) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Pentwater Township gone up?

In Pentwater Township, the median monthly cost with a mortgage went from $1,420 in 2015–2019 to $1,729 in 2020–2024 (+21.8%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Pentwater township, Oceana County, Michigan (county subdivision:63560, in state:26 county:127).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.