Housing data for Ray Township, MI
Ray Township, MI has an estimated 3,778 residents and 1,673 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Macomb County.
13.5% of households rent.
The median gross rent is $1,259 a month.
Its population shrank measurably since 2015–2019 (−5.8%).
Figures last updated on .
- Residents
- 3,778 (±31)
- Housing units
- 1,673 (±94)
- Households that rent
- 13.5%
- Median gross rent
- $1,259
- Residents since 2015–2019
- −5.8%
What stands out in Ray Township
Renters paying 30% or more of income: 4.2% (±15.1 points) in Ray Township, lower than in Macomb County (50.9%).
Homes in buildings of 5 or more units: 0.0% (±3.1 points) in Ray Township, lower than in Macomb County (14.3%).
Median home value: $377,700 (±$48,523) in Ray Township, higher than in Macomb County ($243,900).
Median household income: $117,917 (±$20,651) in Ray Township, higher than in Macomb County ($77,837).
Housing in Ray Township at a glance
- Median rent: $1,259 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 4.2% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 13.5% of households rent (Small sample: wide margin of error)
- Income and affordability: $117,917 median household income
- Home values: $377,700 median home value
- Homeowner costs: $1,880 median monthly cost with a mortgage
- Property taxes: $3,342 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 78.8% of homes have 3 or more bedrooms
- Age of homes: 60.1% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 81.8% heat with utility gas
- Commute and cars: 32.5 minutes average trip to work
- Growth: −5.8% residents since 2015–2019
- How long people stay: 13.6% moved in since 2020
- Crowding and facilities: 1.1% of homes have more than 1 person per room (Small sample: wide margin of error)
- Fair Market Rent: $1,560 Small Area FMR, 2 bedrooms (ZIP 48096)
Ray Township against Macomb County, its state and the nation
| Ray Township | Macomb County | Michigan | United States | |
|---|---|---|---|---|
| Residents | 3,778 (±31) | 879,853 (exact) | 10,077,761 (exact) | 334,922,499 |
| Housing units | 1,673 (±94) | 373,413 (±193) | 4,622,236 (±795) | 143,775,355 |
| Households that rent | 13.5% (±10.1 points) | 25.0% (±0.6 points) | 26.8% (±0.2 points) | 34.8% |
| Median gross rent | $1,259 (±$832) | $1,211 (±$13) | $1,129 (±$4) | $1,413 |
| Median household income | $117,917 (±$20,651) | $77,837 (±$1,037) | $72,875 (±$293) | $80,734 |
| Median home value | $377,700 (±$48,523) | $243,900 (±$1,814) | $231,600 (±$642) | $332,700 |
| Median real estate taxes (a year) | $3,342 (±$717) | $3,404 (±$26) | $2,904 (±$9) | $3,119 |
| Built before 1980 | 60.1% (±14.2 points) | 58.0% (±0.7 points) | 62.1% (±0.2 points) | 49.7% |
| Average commute | 32.5 minutes (±4.8) | 26.3 minutes (±0.3) | 24.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 93.0% (±3.8 points) | 93.2% (±0.3 points) | 90.5% (±0.1 points) | 91.0% |
| Median age of residents | 48.9 years (±2.0) | 41.3 years (±0.2) | 40.2 years (±0.1) | 38.9 years |
Ray Township covers 36.5 square miles of land, about 103 residents per square mile (Census Bureau Gazetteer).
How Ray Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,010 (±19) | 3,778 (±31) | −5.8% | Measurable decrease |
| Housing units | 1,695 (±109) | 1,673 (±94) | −1.3% | Not a measurable change |
| Median gross rent | $914 (±$78) | $1,259 (±$832) | +37.7% | No measurable change after inflation |
| Median home value | $271,900 (±$21,571) | $377,700 (±$48,523) | +38.9% | No measurable change after inflation |
| Median household income | $76,563 (±$10,269) | $117,917 (±$20,651) | +54.0% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,576 (±$186) | $1,880 (±$162) | +19.3% | No measurable change after inflation |
| Median real estate taxes | $2,811 (±$243) | $3,342 (±$717) | +18.9% | No measurable change after inflation |
| Households that rent | 9.9% (±4.3 points) | 13.5% (±10.1 points) | +3.6 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±14.3 points) | 0.0% (±12.7 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Macomb County
Ray Township has no police department of its own in the FBI’s figures, so this is the figure for Macomb County as a whole.
In 2025, the police departments that report for Macomb County recorded 274 violent and 1,068 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Ray Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 48096 | 100% | 3,778 | $1,259 | $377,700 | $117,917 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Ray Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Romeo | 5.1 mi | $981 | $266,200 | 34.3% |
| Armada | 5.9 mi | $1,061 | $274,300 | 14.4% |
| Macomb Township | 6.1 mi | $1,379 | $387,000 | 8.6% |
| Lenox Township | 6.2 mi | $1,360 | $212,900 | 20.1% |
| Washington Charter Township | 6.4 mi | $1,151 | $408,400 | 18.7% |
| Armada Township | 6.5 mi | $1,053 | $331,100 | 6.8% |
| New Haven | 6.7 mi | $1,268 | $209,000 | 22.8% |
| Chesterfield Township | 8.1 mi | $1,140 | $295,700 | 17.7% |
Places in Michigan most like Ray Township
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Bridgewater Township | $1,321 | $331,300 | $103,226 | 6.1% |
| Locke Township | $1,114 | $293,200 | $106,000 | 7.9% |
| Metamora Township | $1,264 | $383,000 | $108,565 | 10.2% |
| Atlas Township | $1,269 | $342,100 | $107,008 | 4.9% |
| Grosse Ile Township | $1,414 | $355,900 | $126,582 | 8.1% |
| Ingham Township | $1,250 | $270,400 | $112,000 | 5.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Michigan.
HUD Fair Market Rent for Ray Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,047 | $1,167 | $1,459 | $1,777 | $1,929 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Ray Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $22,050 | $36,700 | $58,700 |
| 2 people | $25,200 | $41,950 | $67,100 |
| 3 people | $28,350 | $47,200 | $75,500 |
| 4 people | $33,000 | $52,400 | $83,850 |
| 5 people | $38,680 | $56,600 | $90,600 |
| 6 people | $44,360 | $60,800 | $97,300 |
| 7 people | $50,040 | $65,000 | $104,000 |
| 8 people | $55,720 | $69,200 | $110,700 |
These are the limits HUD sets for its housing programs in the Detroit-Warren-Livonia, MI HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $104,800.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Ray Township
What is the median household income in Ray Township?
The median household income in Ray Township is $117,917 (±$20,651) a year (2020–2024 American Community Survey).
What is the average home value in Ray Township, MI?
The Census Bureau publishes the median: $377,700 (±$48,523) for owner-occupied homes in Ray Township (2020–2024 American Community Survey).
What is the average mortgage payment in Ray Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Ray Township, MI is $1,880 (±$162) a month, including taxes, insurance and utilities.
How much are property taxes in Ray Township?
The median real estate tax paid by homeowners in Ray Township, MI is $3,342 (±$717) a year (2020–2024 American Community Survey).
How many homes are in Ray Township?
Ray Township, MI has an estimated 1,673 (±94) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Ray Township?
The most common size is 3 bedrooms, 63.7% of homes in Ray Township, MI.
Is Ray Township growing?
In Ray Township, the number of residents went from 4,010 in 2015–2019 to 3,778 in 2020–2024 (−5.8%), a measurable decrease.
What ZIP codes are in Ray Township?
The ZIP code that covers Ray Township is 48096.
What is the median rent in ZIP code 48096?
The median gross rent in ZIP Code Tabulation Area 48096 is $1,259 (±$832) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Ray township, Macomb County, Michigan
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Ray township, Macomb County, Michigan
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Ray township, Macomb County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Ray township, Macomb County, Michigan
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Ray township, Macomb County, Michigan
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Ray township, Macomb County, Michigan
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Ray township, Macomb County, Michigan
- HUD Fair Market Rents, fiscal year 2027: Detroit-Warren-Livonia, MI HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Detroit-Warren-Livonia, MI HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Ray township, Macomb County, Michigan (county subdivision:67420, in state:26 county:099).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .