How much do homeowners pay a month in Speaker Township, MI?

Name: Homeowner costs in Speaker Township, MI, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Speaker Township, MI pay a median of $1,285 (±$170) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $470 (±$36).

51.6% of owned homes carry a mortgage.

In Speaker Township, the median monthly cost with a mortgage went from $1,026 in 2015–2019 to $1,285 in 2020–2024 (+25.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,285 (±$170)
Without a mortgage: $470 (±$36)
Owned with a mortgage: 51.6%

Monthly owner costs in Speaker Township

Median selected monthly owner costs, estimate (90% margin of error)
	Speaker Township	Sanilac County	Michigan	United States
With a mortgage	$1,285 (±$170)	$1,226 (±$29)	$1,569 (±$5)	$1,963
Without a mortgage	$470 (±$36)	$489 (±$13)	$602 (±$3)	$638
Owned homes with a mortgage	51.6% (±9.1 points)	49.0% (±2.1 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$1,584 (±$194)	$1,520 (±$48)	$2,904 (±$9)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Speaker Township, the median cost with a mortgage is not measurably different from Sanilac County ($1,226).

It is also lower than in Michigan ($1,569).

It is lower than the national figure ($1,963).

In Sanilac County, Speaker Township ranks 12 of 30 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 977 of 1,516.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Speaker Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,026 (±$91)	$1,285 (±$170)	+25.2%	No measurable change after inflation
Median real estate taxes	$1,280 (±$145)	$1,584 (±$194)	+23.8%	No measurable change after inflation
Median home value	$114,400 (±$16,942)	$182,100 (±$24,746)	+59.2%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Speaker Township

Nearest places with a published estimate, compared with Speaker Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Speaker Township	—	$1,285 (±$170)	—
Peck	4.4 mi	$1,057 (±$186)	Not measurably different
Yale	4.7 mi	$1,154 (±$64)	Not measurably different
Brockway Township	5.7 mi	$1,635 (±$129)	Higher
Fremont Township (Sanilac County)	6.0 mi	$1,216 (±$77)	Not measurably different
Maple Valley Township (Sanilac County)	6.1 mi	$1,522 (±$230)	Not measurably different
Elk Township (Sanilac County)	6.1 mi	$1,116 (±$71)	Not measurably different
Greenwood Township (St. Clair County)	8.1 mi	$1,766 (±$140)	Higher
Lynn Township	8.5 mi	$1,678 (±$341)	Higher

Nearby places with a measurably higher figure: Brockway Township, MI ($1,635), Greenwood Township (St. Clair County), MI ($1,766), Lynn Township, MI ($1,678).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Sanilac County, place by place

Rank	Place	Median monthly cost with a mortgage
6	Sanilac Township	$1,370 (±$169)
7	Worth Township	$1,357 (±$106)
8	Greenleaf Township	$1,355 (±$59)
9	Lamotte Township	$1,333 (±$273)
10	Watertown Township (Sanilac County)	$1,309 (±$139)
11	Moore Township	$1,292 (±$295)
12	Speaker Township	$1,285 (±$170)
13	Buel Township	$1,278 (±$153)
14	Delaware Township	$1,239 (±$144)
15	Lexington Township	$1,230 (±$132)
16	Marlette Township	$1,227 (±$89)
17 (tie)	Elmer Township (Sanilac County)	$1,216 (±$186)
17 (tie)	Fremont Township (Sanilac County)	$1,216 (±$77)

Showing 13 of 30 places in Sanilac County, ranked from highest to lowest.

The figures for Speaker Township include the places inside it that have pages of their own: Melvin.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Speaker Township

What is the average mortgage payment in Speaker Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Speaker Township, MI is $1,285 (±$170) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Speaker Township?

Owners without a mortgage in Speaker Township pay a median of $470 (±$36) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Speaker Township gone up?

In Speaker Township, the median monthly cost with a mortgage went from $1,026 in 2015–2019 to $1,285 in 2020–2024 (+25.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Speaker township, Sanilac County, Michigan (county subdivision:75500, in state:26 county:151).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.