Housing data for St. Joseph Charter Township, MI
St. Joseph Charter Township, MI has an estimated 9,879 residents and 4,558 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Berrien County.
13.7% of households rent.
The median gross rent is $1,175 a month.
Its population grew measurably since 2015–2019 (+1.0%).
Figures last updated on .
- Residents
- 9,879 (±41)
- Housing units
- 4,558 (±213)
- Households that rent
- 13.7%
- Median gross rent
- $1,175
- Residents since 2015–2019
- +1.0%
What stands out in St. Joseph Charter Township
Households that rent: 13.7% (±4.9 points) in St. Joseph Charter Township, lower than in Berrien County (27.2%).
Median household income: $94,926 (±$9,514) in St. Joseph Charter Township, higher than in Berrien County ($65,425).
Homes in buildings of 5 or more units: 4.8% (±1.6 points) in St. Joseph Charter Township, lower than in Berrien County (9.7%).
Median gross rent: $1,175 (±$227) in St. Joseph Charter Township, higher than in Berrien County ($942).
- Renters and owners in St. Joseph Charter Township
- Income and affordability in St. Joseph Charter Township
- Types of homes in St. Joseph Charter Township
- Median rent in St. Joseph Charter Township
Housing in St. Joseph Charter Township at a glance
- Median rent: $1,175 median gross rent a month
- Rent by bedrooms: $1,103 median gross rent, 2 bedrooms
- Rent burden: 57.7% of renters pay 30% or more of income
- Renters and owners: 13.7% of households rent
- Income and affordability: $94,926 median household income
- Home values: $248,900 median home value
- Homeowner costs: $1,687 median monthly cost with a mortgage
- Property taxes: $3,060 median real estate taxes a year
- Types of homes: 4.8% of homes are in buildings of 5 or more units
- Bedrooms: 76.2% of homes have 3 or more bedrooms
- Age of homes: 72.0% of homes were built before 1980
- Vacancy rate: 1.8% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 84.6% heat with utility gas
- Commute and cars: 18.5 minutes average trip to work
- Crime reported to police: 154 violent crimes per 100,000 residents
- Growth: +1.0% residents since 2015–2019
- How long people stay: 21.2% moved in since 2020
- Crowding and facilities: 0.7% of homes have more than 1 person per room
St. Joseph Charter Township against Berrien County, its state and the nation
| St. Joseph Charter Township | Berrien County | Michigan | United States | |
|---|---|---|---|---|
| Residents | 9,879 (±41) | 153,288 (exact) | 10,077,761 (exact) | 334,922,499 |
| Housing units | 4,558 (±213) | 77,276 (±73) | 4,622,236 (±795) | 143,775,355 |
| Households that rent | 13.7% (±4.9 points) | 27.2% (±1.3 points) | 26.8% (±0.2 points) | 34.8% |
| Median gross rent | $1,175 (±$227) | $942 (±$24) | $1,129 (±$4) | $1,413 |
| Median household income | $94,926 (±$9,514) | $65,425 (±$1,108) | $72,875 (±$293) | $80,734 |
| Median home value | $248,900 (±$12,703) | $224,300 (±$3,751) | $231,600 (±$642) | $332,700 |
| Median real estate taxes (a year) | $3,060 (±$246) | $2,429 (±$48) | $2,904 (±$9) | $3,119 |
| Built before 1980 | 72.0% (±7.5 points) | 69.4% (±1.9 points) | 62.1% (±0.2 points) | 49.7% |
| Average commute | 18.5 minutes (±2.4) | 21.2 minutes (±0.7) | 24.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 93.8% (±2.3 points) | 89.3% (±0.9 points) | 90.5% (±0.1 points) | 91.0% |
| Median age of residents | 45.8 years (±2.6) | 42.7 years (±0.2) | 40.2 years (±0.1) | 38.9 years |
St. Joseph Charter Township covers 6.7 square miles of land, about 1,485 residents per square mile (Census Bureau Gazetteer).
How St. Joseph Charter Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 9,786 (±47) | 9,879 (±41) | +1.0% | Measurable increase |
| Housing units | 4,317 (±156) | 4,558 (±213) | +5.6% | Not a measurable change |
| Median gross rent | $1,056 (±$77) | $1,175 (±$227) | +11.3% | No measurable change after inflation |
| Median home value | $169,500 (±$5,666) | $248,900 (±$12,703) | +46.8% | Up after inflation |
| Median household income | $70,266 (±$7,362) | $94,926 (±$9,514) | +35.1% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,221 (±$53) | $1,687 (±$119) | +38.2% | Up after inflation |
| Median real estate taxes | $2,258 (±$121) | $3,060 (±$246) | +35.5% | Up after inflation |
| Households that rent | 12.5% (±2.3 points) | 13.7% (±4.9 points) | +1.2 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±4.6 points) | 1.8% (±3.5 points) | +1.8 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in St. Joseph Charter Township
In 2025, the St. Joseph Township Police Department reported 154 violent and 607 property crimes per 100,000 residents to the FBI.
Across Berrien County, the departments that report recorded 482 violent and 1,455 property crimes per 100,000 residents that year.
ZIP codes in St. Joseph Charter Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 49085 | 21% | 23,827 | $1,091 | $304,600 | $104,969 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near St. Joseph Charter Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Fair Plain | 1.6 mi | $1,019 | $169,400 | 30.2% |
| St. Joseph | 2.2 mi | $1,081 | $299,000 | 42.0% |
| Benton Harbor | 3.5 mi | $851 | $76,500 | 63.3% |
| Lincoln Charter Township | 3.9 mi | $1,108 | $299,100 | 19.3% |
| Royalton Township | 4.4 mi | $1,774 | $356,700 | 7.0% |
| Stevensville | 4.5 mi | $1,200 | $191,200 | 39.1% |
| Benton Heights | 5.0 mi | $612 | $97,700 | 51.8% |
| Benton Charter Township | 5.3 mi | $892 | $148,700 | 43.5% |
Places in Michigan most like St. Joseph Charter Township
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Marshall Township | $1,125 | $272,100 | $106,944 | 14.0% |
| Alaiedon Township | $1,173 | $290,900 | $94,042 | 6.2% |
| Orange Township (Ionia County) | $1,133 | $240,200 | $91,667 | 12.5% |
| Chocolay Charter Township | $897 | $246,800 | $87,167 | 14.7% |
| Northport | $1,058 | $295,200 | $100,357 | 9.4% |
| West Ishpeming | $1,063 | $193,900 | $95,129 | 5.8% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Michigan.
HUD Fair Market Rent for St. Joseph Charter Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $802 | $887 | $1,152 | $1,512 | $1,514 |
HUD income limits for St. Joseph Charter Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $19,400 | $32,300 | $51,650 |
| 2 people | $22,150 | $36,900 | $59,000 |
| 3 people | $27,320 | $41,500 | $66,400 |
| 4 people | $33,000 | $46,100 | $73,750 |
| 5 people | $38,680 | $49,800 | $79,650 |
| 6 people | $44,360 | $53,500 | $85,550 |
| 7 people | $50,040 | $57,200 | $91,450 |
| 8 people | $55,720 | $60,900 | $97,350 |
These are the limits HUD sets for its housing programs in the Niles, MI MSA, where HUD’s median family income for fiscal year 2026 is $92,200.
A program can use its own limits; tax-credit and local programs often do.
The figures for St. Joseph Charter Township include the places inside it that have pages of their own: Shoreham.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about St. Joseph Charter Township
What is the average rent in St. Joseph Charter Township, MI?
The Census Bureau publishes the median rather than the average: the median gross rent in St. Joseph Charter Township is $1,175 (±$227) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in St. Joseph Charter Township?
The median gross rent for a one-bedroom home in St. Joseph Charter Township, MI is $614 (±$213) a month (2020–2024 American Community Survey).
Are renters in St. Joseph Charter Township rent-burdened?
57.7% of renting households in St. Joseph Charter Township pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in St. Joseph Charter Township?
St. Joseph Charter Township has an estimated 587 (±214) renting households, 13.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in St. Joseph Charter Township?
The median household income in St. Joseph Charter Township is $94,926 (±$9,514) a year (2020–2024 American Community Survey).
What is the average home value in St. Joseph Charter Township, MI?
The Census Bureau publishes the median: $248,900 (±$12,703) for owner-occupied homes in St. Joseph Charter Township (2020–2024 American Community Survey).
Is St. Joseph Charter Township growing?
In St. Joseph Charter Township, the number of residents went from 9,786 in 2015–2019 to 9,879 in 2020–2024 (+1.0%), a measurable increase.
What ZIP codes are in St. Joseph Charter Township?
The ZIP code that covers St. Joseph Charter Township is 49085.
What is the median rent in ZIP code 49085?
The median gross rent in ZIP Code Tabulation Area 49085 is $1,091 (±$76) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — St. Joseph charter township, Berrien County, Michigan
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — St. Joseph charter township, Berrien County, Michigan
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — St. Joseph charter township, Berrien County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — St. Joseph charter township, Berrien County, Michigan
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — St. Joseph charter township, Berrien County, Michigan
- Total Population (B01003), 2015–2019 ACS 5-year estimates — St. Joseph charter township, Berrien County, Michigan
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — St. Joseph charter township, Berrien County, Michigan
- HUD Fair Market Rents, fiscal year 2027: Niles, MI MSA
- HUD Income Limits, fiscal year 2026: Niles, MI MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: St. Joseph Township Police Department (ORI MI1187700)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for St. Joseph charter township, Berrien County, Michigan (county subdivision:70980, in state:26 county:021).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .