How much do homeowners pay a month in Suttons Bay, MI?

Name: Homeowner costs in Suttons Bay, MI, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Suttons Bay, MI pay a median of $2,229 (±$576) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,261 (±$189).

34.3% of owned homes carry a mortgage.

In Suttons Bay, the median monthly cost with a mortgage went from $1,596 in 2015–2019 to $2,229 in 2020–2024 (+39.7%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $2,229 (±$576)
Without a mortgage: $1,261 (±$189)
Owned with a mortgage: 34.3%

Monthly owner costs in Suttons Bay

Median selected monthly owner costs, estimate (90% margin of error)
	Suttons Bay	Leelanau County	Michigan	United States
With a mortgage	$2,229 (±$576)	$1,865 (±$69)	$1,569 (±$5)	$1,963
Without a mortgage	$1,261 (±$189)	$638 (±$33)	$602 (±$3)	$638
Owned homes with a mortgage	34.3% (±14.4 points)	53.3% (±2.6 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,471 (±$217)	$3,118 (±$179)	$2,904 (±$9)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Suttons Bay, the median cost with a mortgage is not measurably different from Leelanau County ($1,865).

It is also higher than in Michigan ($1,569).

It is not measurably different from the national figure ($1,963).

In Leelanau County, Suttons Bay ranks 1 of 3 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 8 of 252.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Suttons Bay have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,596 (±$390)	$2,229 (±$576)	+39.7%	No measurable change after inflation
Median real estate taxes	$3,760 (±$440)	$4,471 (±$217)	+18.9%	No measurable change after inflation
Median home value	$365,500 (±$53,247)	$523,200 (±$114,002)	+43.1%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Suttons Bay

Nearest places with a published estimate, compared with Suttons Bay
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Suttons Bay	—	$2,229 (±$576)	—
Bingham Township (Leelanau County)	4.6 mi	$1,514 (±$120)	Lower
Centerville Township	7.3 mi	$1,996 (±$232)	Not measurably different
Peninsula Township	8.8 mi	$2,177 (±$289)	Not measurably different
Northport	11 mi	$1,500 (±$553)	Not measurably different
Elmwood Charter Township	11 mi	$1,875 (±$281)	Not measurably different
Solon Township (Leelanau County)	12 mi	$1,793 (±$195)	Not measurably different
Leelanau Township	12 mi	$2,091 (±$328)	Not measurably different
Greilickville	12 mi	$1,975 (±$268)	Not measurably different

Nearby places with a measurably lower figure: Bingham Township (Leelanau County), MI ($1,514).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Leelanau County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Suttons Bay	$2,229 (±$576)
2	Empire	$1,950 (±$545)
3	Northport	$1,500 (±$553)

Suttons Bay lies inside Suttons Bay Township, whose figures include it, so it is ranked only against places like it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Suttons Bay

What is the average mortgage payment in Suttons Bay?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Suttons Bay, MI is $2,229 (±$576) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Suttons Bay?

Owners without a mortgage in Suttons Bay pay a median of $1,261 (±$189) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Suttons Bay gone up?

In Suttons Bay, the median monthly cost with a mortgage went from $1,596 in 2015–2019 to $2,229 in 2020–2024 (+39.7%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Suttons Bay village, Michigan (place:77600, in state:26).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.