Housing data for Torch Lake Township (Houghton County), MI
Torch Lake Township (Houghton County), MI has an estimated 1,897 residents and 1,741 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Houghton County.
5.7% of households rent.
The median gross rent is $725 a month.
Figures last updated on .
- Residents
- 1,897 (±284)
- Housing units
- 1,741 (±168)
- Households that rent
- 5.7%
- Median gross rent
- $725
- Residents since 2015–2019
- +8.8%
What stands out in Torch Lake Township (Houghton County)
Households that rent: 5.7% (±3.2 points) in Torch Lake Township (Houghton County), lower than in Houghton County (28.2%).
Homes in buildings of 5 or more units: 1.2% (±2.8 points) in Torch Lake Township (Houghton County), lower than in Houghton County (10.5%).
Households that moved in since 2020: 11.2% (±5.1 points) in Torch Lake Township (Houghton County), lower than in Houghton County (26.8%).
Working from home: 5.2% (±3.7 points) in Torch Lake Township (Houghton County), lower than in Houghton County (11.0%).
- Types of homes in Torch Lake Township (Houghton County)
- How long people stay in Torch Lake Township (Houghton County)
- Commute and cars in Torch Lake Township (Houghton County)
Housing in Torch Lake Township (Houghton County) at a glance
- Median rent: $725 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 53.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 5.7% of households rent (Small sample: wide margin of error)
- Income and affordability: $69,938 median household income
- Home values: $170,700 median home value
- Homeowner costs: $1,365 median monthly cost with a mortgage
- Property taxes: $1,958 median real estate taxes a year
- Types of homes: 1.2% of homes are in buildings of 5 or more units
- Bedrooms: 57.2% of homes have 3 or more bedrooms
- Age of homes: 62.2% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 43.9% heat with utility gas
- Commute and cars: 22.5 minutes average trip to work
- Growth: +8.8% residents since 2015–2019
- How long people stay: 11.2% moved in since 2020
- Crowding and facilities: 2.5% of homes have more than 1 person per room (Small sample: wide margin of error)
Torch Lake Township (Houghton County) against Houghton County, its state and the nation
| Torch Lake Township (Houghton County) | Houghton County | Michigan | United States | |
|---|---|---|---|---|
| Residents | 1,897 (±284) | 37,693 (exact) | 10,077,761 (exact) | 334,922,499 |
| Housing units | 1,741 (±168) | 18,870 (±116) | 4,622,236 (±795) | 143,775,355 |
| Households that rent | 5.7% (±3.2 points) | 28.2% (±1.8 points) | 26.8% (±0.2 points) | 34.8% |
| Median gross rent | $725 (±$613) | $840 (±$73) | $1,129 (±$4) | $1,413 |
| Median household income | $69,938 (±$11,251) | $58,899 (±$3,371) | $72,875 (±$293) | $80,734 |
| Median home value | $170,700 (±$39,032) | $159,900 (±$7,874) | $231,600 (±$642) | $332,700 |
| Median real estate taxes (a year) | $1,958 (±$470) | $1,858 (±$110) | $2,904 (±$9) | $3,119 |
| Built before 1980 | 62.2% (±9.8 points) | 70.6% (±3.0 points) | 62.1% (±0.2 points) | 49.7% |
| Average commute | 22.5 minutes (±3.6) | 15.6 minutes (±1.0) | 24.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 91.6% (±3.8 points) | 88.7% (±1.5 points) | 90.5% (±0.1 points) | 91.0% |
| Median age of residents | 53.3 years (±6.7) | 32.2 years (±0.5) | 40.2 years (±0.1) | 38.9 years |
Torch Lake Township (Houghton County) covers 79.9 square miles of land, about 24 residents per square mile (Census Bureau Gazetteer).
How Torch Lake Township (Houghton County) has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,744 (±305) | 1,897 (±284) | +8.8% | Not a measurable change |
| Housing units | 1,477 (±126) | 1,741 (±168) | +17.9% | Measurable increase |
| Median gross rent | $702 (±$43) | $725 (±$613) | +3.3% | No measurable change after inflation |
| Median home value | $152,500 (±$30,554) | $170,700 (±$39,032) | +11.9% | No measurable change after inflation |
| Median household income | $62,788 (±$9,604) | $69,938 (±$11,251) | +11.4% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,094 (±$288) | $1,365 (±$123) | +24.8% | No measurable change after inflation |
| Median real estate taxes | $1,659 (±$237) | $1,958 (±$470) | +18.0% | No measurable change after inflation |
| Households that rent | 5.7% (±3.8 points) | 5.7% (±3.2 points) | 0.0 percentage points | Not a measurable change |
| Rental vacancy rate | 22.4% (±28.0 points) | 0.0% (±40.7 points) | −22.4 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Houghton County
Torch Lake Township (Houghton County) has no police department of its own in the FBI’s figures, so this is the figure for Houghton County as a whole.
In 2025, the police departments that report for Houghton County recorded 66 violent and 380 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Torch Lake Township (Houghton County)
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 49945 | 45% | 2,729 | $556 | $159,100 | $59,453 |
| 49934 | 31% | 772 | $1,047 | $72,000 | $47,386 |
| 49930 | 23% | 7,405 | $841 | $214,000 | $72,314 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Torch Lake Township (Houghton County)
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Lake Linden | 7.0 mi | $543 | $97,000 | 40.5% |
| Schoolcraft Township (Houghton County) | 7.3 mi | $565 | $140,000 | 27.4% |
| Dollar Bay | 7.4 mi | $825 | $153,100 | 10.6% |
| Osceola Township (Houghton County) | 8.7 mi | $856 | $124,300 | 8.6% |
| Franklin Township (Houghton County) | 9.1 mi | $817 | $196,800 | 19.2% |
| Houghton | 10 mi | $978 | $254,500 | 63.1% |
| Laurium | 10 mi | $808 | $126,100 | 24.2% |
| Calumet | 11 mi | $667 | $84,400 | 73.0% |
Places in Michigan most like Torch Lake Township (Houghton County)
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Convis Township | $743 | $184,400 | $70,707 | 9.1% |
| Hume Township | $720 | $179,500 | $61,500 | 9.0% |
| Concord Township | $815 | $188,200 | $64,148 | 10.7% |
| Richmond Township (Osceola County) | $825 | $161,100 | $71,250 | 11.7% |
| Wise Township | $775 | $138,200 | $68,125 | 7.7% |
| Elbridge Township | $763 | $207,500 | $80,833 | 4.3% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Michigan.
HUD Fair Market Rent for Torch Lake Township (Houghton County), fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $801 | $806 | $1,033 | $1,430 | $1,727 |
HUD income limits for Torch Lake Township (Houghton County), fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,800 | $31,300 | $50,050 |
| 2 people | $21,640 | $35,800 | $57,200 |
| 3 people | $27,320 | $40,250 | $64,350 |
| 4 people | $33,000 | $44,700 | $71,500 |
| 5 people | $38,680 | $48,300 | $77,250 |
| 6 people | $44,360 | $51,900 | $82,950 |
| 7 people | $50,040 | $55,450 | $88,700 |
| 8 people | $55,720 | $59,050 | $94,400 |
These are the limits HUD sets for its housing programs in the Houghton County, MI, where HUD’s median family income for fiscal year 2026 is $89,400.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Torch Lake Township (Houghton County)
What is the median household income in Torch Lake Township (Houghton County)?
The median household income in Torch Lake Township (Houghton County) is $69,938 (±$11,251) a year (2020–2024 American Community Survey).
What is the average home value in Torch Lake Township (Houghton County), MI?
The Census Bureau publishes the median: $170,700 (±$39,032) for owner-occupied homes in Torch Lake Township (Houghton County) (2020–2024 American Community Survey).
What is the average mortgage payment in Torch Lake Township (Houghton County)?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Torch Lake Township (Houghton County), MI is $1,365 (±$123) a month, including taxes, insurance and utilities.
How much are property taxes in Torch Lake Township (Houghton County)?
The median real estate tax paid by homeowners in Torch Lake Township (Houghton County), MI is $1,958 (±$470) a year (2020–2024 American Community Survey).
How many homes are in Torch Lake Township (Houghton County)?
Torch Lake Township (Houghton County), MI has an estimated 1,741 (±168) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Torch Lake Township (Houghton County)?
The most common size is 3 bedrooms, 40.8% of homes in Torch Lake Township (Houghton County), MI.
Is Torch Lake Township (Houghton County) growing?
In Torch Lake Township (Houghton County), the number of residents went from 1,744 in 2015–2019 to 1,897 in 2020–2024 (+8.8%), not a measurable change.
What ZIP codes are in Torch Lake Township (Houghton County)?
The ZIP codes that cover Torch Lake Township (Houghton County) are 49945, 49934, 49930.
What is the median rent in ZIP code 49945?
The median gross rent in ZIP Code Tabulation Area 49945 is $556 (±$52) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Torch Lake township, Houghton County, Michigan
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Torch Lake township, Houghton County, Michigan
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Torch Lake township, Houghton County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Torch Lake township, Houghton County, Michigan
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Torch Lake township, Houghton County, Michigan
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Torch Lake township, Houghton County, Michigan
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Torch Lake township, Houghton County, Michigan
- HUD Fair Market Rents, fiscal year 2027: Houghton County, MI
- HUD Income Limits, fiscal year 2026: Houghton County, MI
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Torch Lake township, Houghton County, Michigan (county subdivision:80120, in state:26 county:061).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .