How much do homeowners pay a month in Williams Charter Township, MI?

Name: Homeowner costs in Williams Charter Township, MI, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Williams Charter Township, MI pay a median of $1,299 (±$216) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $585 (±$186).

52.6% of owned homes carry a mortgage.

In Williams Charter Township, the median monthly cost with a mortgage went from $1,179 in 2015–2019 to $1,299 in 2020–2024 (+10.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,299 (±$216)
Without a mortgage: $585 (±$186)
Owned with a mortgage: 52.6%

Monthly owner costs in Williams Charter Township

Median selected monthly owner costs, estimate (90% margin of error)
	Williams Charter Township	Bay County	Michigan	United States
With a mortgage	$1,299 (±$216)	$1,249 (±$30)	$1,569 (±$5)	$1,963
Without a mortgage	$585 (±$186)	$557 (±$12)	$602 (±$3)	$638
Owned homes with a mortgage	52.6% (±10.6 points)	51.7% (±1.8 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$3,111 (±$318)	$2,271 (±$57)	$2,904 (±$9)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Williams Charter Township, the median cost with a mortgage is not measurably different from Bay County ($1,249).

It is also lower than in Michigan ($1,569).

It is lower than the national figure ($1,963).

In Bay County, Williams Charter Township ranks 13 of 18 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 951 of 1,516.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Williams Charter Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,179 (±$65)	$1,299 (±$216)	+10.2%	No measurable change after inflation
Median real estate taxes	$1,995 (±$172)	$3,111 (±$318)	+55.9%	Up after inflation
Median home value	$122,700 (±$9,069)	$178,300 (±$22,697)	+45.3%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Williams Charter Township

Nearest places with a published estimate, compared with Williams Charter Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Williams Charter Township	—	$1,299 (±$216)	—
Auburn	2.2 mi	$1,216 (±$139)	Not measurably different
Beaver Township (Bay County)	5.1 mi	$1,405 (±$155)	Not measurably different
Midland	6.0 mi	$1,485 (±$66)	Not measurably different
Monitor Charter Township	6.2 mi	$1,581 (±$141)	Higher
Midland Charter Township	6.6 mi	$1,455 (±$132)	Not measurably different
Tittabawassee Township	6.9 mi	$1,801 (±$120)	Higher
Freeland	7.0 mi	$1,735 (±$123)	Higher
Larkin Charter Township	7.6 mi	$2,233 (±$249)	Higher

Nearby places with a measurably higher figure: Monitor Charter Township, MI ($1,581), Tittabawassee Township, MI ($1,801), Freeland, MI ($1,735).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Bay County, place by place

Rank	Place	Median monthly cost with a mortgage
7	Garfield Township (Bay County)	$1,352 (±$87)
8	Pinconning Township	$1,348 (±$224)
9	Portsmouth Charter Township	$1,347 (±$228)
10	Essexville	$1,335 (±$112)
11	Merritt Township	$1,332 (±$78)
12	Bangor Charter Township	$1,305 (±$75)
13	Williams Charter Township	$1,299 (±$216)
14	Fraser Township	$1,284 (±$92)
15	Mount Forest Township	$1,270 (±$168)
16	Auburn	$1,216 (±$139)
17	Bay City	$1,069 (±$39)
18	Pinconning	$1,060 (±$67)

Showing 12 of 18 places in Bay County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Williams Charter Township

What is the average mortgage payment in Williams Charter Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Williams Charter Township, MI is $1,299 (±$216) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Williams Charter Township?

Owners without a mortgage in Williams Charter Township pay a median of $585 (±$186) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Williams Charter Township gone up?

In Williams Charter Township, the median monthly cost with a mortgage went from $1,179 in 2015–2019 to $1,299 in 2020–2024 (+10.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Williams charter township, Bay County, Michigan (county subdivision:87380, in state:26 county:017).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.