Housing data for ZIP code 49690

Name: Housing in ZIP code 49690, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

ZIP code 49690 has an estimated 6,657 residents and 3,541 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Whitewater Township, Grand Traverse County.

8.2% of households rent.

The median gross rent is $1,341 (±$266) a month.

The median home value is $352,200 (±$18,649).

The median household income is $108,712 (±$12,955) a year.

Figures last updated on November 12, 2026.

Residents: 6,657 (±484)
Median gross rent: $1,341
Median home value: $352,200
Households that rent: 8.2%

How ZIP code 49690 compares

Estimate (90% margin of error)
	ZIP 49690	Whitewater Township	Grand Traverse County	Michigan	United States
Residents	6,657 (±484)	2,712	96,166	10,077,761	334,922,499
Housing units	3,541 (±256)	1,461	47,003	4,622,236	143,775,355
Households that rent	8.2% (±4.0 points)	3.9%	22.8%	26.8%	34.8%
Median gross rent	$1,341 (±$266)	—	$1,288	$1,129	$1,413
Median home value	$352,200 (±$18,649)	$373,000	$339,400	$231,600	$332,700
Median household income	$108,712 (±$12,955)	$93,958	$81,647	$72,875	$80,734
Median real estate taxes (a year)	$2,930 (±$243)	$2,827	$3,010	$2,904	$3,119
Renters paying 30% or more of income	64.9% (±39.2 points)	100.0%	50.3%	50.4%	51.1%
Built before 1980	36.2% (±6.3 points)	35.3%	41.5%	62.1%	49.7%
Average commute	23.8 minutes (±2.2)	24.7 minutes	20.6 minutes	24.2 minutes	26.4 minutes
Households with broadband	93.2% (±2.5 points)	91.4%	91.9%	90.5%	91.0%
Median age of residents	44.1 years (±3.7)	52.3 years	43.5 years	40.2 years	38.9 years

In ZIP 49690, median gross rent is not measurably different from Grand Traverse County ($1,288).

It is not measurably different from Michigan ($1,129).

It is not measurably different from the national figure ($1,413).

Its median home value is not measurably different from Whitewater Township as a whole ($373,000).

Among the 7 ZIP codes in Grand Traverse County with a published estimate, ZIP 49690 ranks 3 from highest to lowest median gross rent.

Among the 7 ZIP codes in Grand Traverse County with a published estimate, ZIP 49690 ranks 2 from highest to lowest median home value.

Among the 7 ZIP codes in Grand Traverse County with a published estimate, ZIP 49690 ranks 1 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 49690

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rent	ZIP 49690	Grand Traverse County	Michigan	United States
Less than $500	0.0% (±18.8 points)	10.0%	8.3%	6.3%
$500 to $999	18.2% (±18.5 points)	22.5%	30.1%	20.2%
$1,000 to $1,499	48.3% (±25.0 points)	32.2%	38.4%	28.1%
$1,500 to $1,999	15.4% (±16.7 points)	25.7%	15.1%	21.1%
$2,000 to $2,499	18.2% (±19.5 points)	6.6%	5.0%	12.0%
$2,500 to $2,999	0.0% (±18.8 points)	1.5%	1.4%	5.5%
$3,000 or more	0.0% (±18.8 points)	1.4%	1.7%	6.8%

The most common range is $1,000 to $1,499, paid by 48.3% of renting households.

Rent by bedrooms in ZIP code 49690

Median gross rent by number of bedrooms, estimate (90% margin of error)
Bedrooms	Census median
Studio	$890 (±$90)
2 bedrooms	$1,307 (±$208)

Rent burden in ZIP code 49690

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rent	ZIP 49690	Grand Traverse County	Michigan	United States
Less than 15%	20.6% (±27.1 points)	12.4%	13.5%	12.6%
15% to 19.9%	0.0% (±20.3 points)	12.0%	12.2%	12.2%
20% to 24.9%	3.1% (±5.5 points)	11.6%	12.4%	12.6%
25% to 29.9%	11.5% (±18.3 points)	13.7%	11.5%	11.5%
30% to 34.9%	9.9% (±15.4 points)	12.1%	9.0%	9.2%
35% or more	55.0% (±36.0 points)	38.2%	41.4%	41.9%

64.9% (±39.2 points) of renting households in ZIP code 49690 spend 30% or more of their income on gross rent.

Home values in ZIP code 49690

Owner-occupied homes by value, 2020–2024
Value	ZIP 49690	Grand Traverse County	Michigan	United States
Less than $50,000	2.2% (±1.5 points)	4.7%	7.6%	5.3%
$50,000 to $99,999	0.8% (±0.8 points)	3.0%	9.2%	6.1%
$100,000 to $149,999	1.2% (±0.9 points)	4.4%	10.6%	6.8%
$150,000 to $199,999	8.2% (±4.8 points)	7.7%	14.1%	9.0%
$200,000 to $299,999	23.1% (±4.6 points)	22.4%	23.4%	17.8%
$300,000 to $499,999	35.7% (±6.1 points)	33.9%	24.1%	26.9%
$500,000 to $999,999	19.3% (±4.6 points)	18.3%	9.2%	20.9%
$1,000,000 or more	9.5% (±2.6 points)	5.7%	1.6%	7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 49690

Housing units by units in structure, 2020–2024
Building type	ZIP 49690	Grand Traverse County	Michigan	United States
Single-family, detached	85.2% (±3.6 points)	72.5%	72.0%	61.3%
Single-family, attached (townhouse, rowhouse)	4.3% (±2.6 points)	4.3%	4.8%	6.2%
2 units	2.0% (±1.6 points)	1.9%	2.2%	3.4%
3 or 4 units	2.9% (±2.5 points)	2.6%	2.6%	4.3%
5 to 9 units	1.0% (±1.4 points)	2.8%	4.1%	4.5%
10 to 19 units	0.7% (±1.2 points)	3.6%	3.5%	4.3%
20 or more units	1.7% (±1.4 points)	5.5%	5.6%	10.3%
Mobile home	2.0% (±1.1 points)	6.7%	5.0%	5.6%
Boat, RV, van, etc.	0.1% (±0.2 points)	0.0%	0.0%	0.1%

When the homes in ZIP code 49690 were built

Housing units by year structure built, 2020–2024
Year built	ZIP 49690	Grand Traverse County	Michigan	United States
2020 or later	1.1% (±0.9 points)	2.0%	1.0%	2.0%
2010 to 2019	7.3% (±3.5 points)	10.4%	4.9%	9.4%
2000 to 2009	18.5% (±4.7 points)	18.1%	10.3%	13.6%
1990 to 1999	19.7% (±4.5 points)	14.3%	12.1%	12.4%
1980 to 1989	17.3% (±4.2 points)	13.7%	9.7%	12.9%
1970 to 1979	18.6% (±4.5 points)	18.0%	14.9%	14.2%
1960 to 1969	7.5% (±2.9 points)	4.6%	11.5%	9.9%
1950 to 1959	5.6% (±2.4 points)	6.9%	14.2%	9.5%
1940 to 1949	2.0% (±1.8 points)	2.1%	6.9%	4.4%
1939 or earlier	2.5% (±1.3 points)	9.9%	14.6%	11.7%

36.2% of the homes in ZIP code 49690 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 49690

Occupied housing units by house heating fuel, 2020–2024
Fuel used most	ZIP 49690	Grand Traverse County	Michigan	United States
Utility gas	51.7% (±7.3 points)	72.7%	74.9%	46.5%
Fuel oil, kerosene, etc.	1.4% (±0.9 points)	0.9%	0.8%	3.9%
Electricity	8.6% (±3.8 points)	12.0%	12.1%	41.3%
Bottled or tank gas (propane)	33.8% (±6.9 points)	11.6%	8.7%	4.9%
Wood	2.6% (±1.5 points)	1.7%	2.2%	1.4%
Solar energy	0.0% (±1.1 points)	0.0%	0.0%	0.3%
Coal or coke	0.0% (±1.1 points)	0.0%	0.0%	0.1%
Other fuel	1.6% (±1.3 points)	0.9%	0.8%	0.5%
No fuel used	0.3% (±0.4 points)	0.4%	0.5%	1.2%

How people in ZIP code 49690 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportation	ZIP 49690	Grand Traverse County	Michigan	United States
Drove alone	80.8% (±4.3 points)	70.7%	74.3%	68.8%
Carpooled	4.9% (±2.8 points)	9.1%	7.9%	8.5%
Public transportation	1.4% (±1.5 points)	0.5%	0.9%	3.2%
Walked	0.4% (±0.5 points)	2.2%	2.0%	2.4%
Other means (bicycle, taxi, motorcycle)	0.9% (±1.0 points)	2.4%	1.4%	2.0%
Worked from home	11.6% (±3.4 points)	15.2%	13.5%	15.1%

Workers who live in ZIP code 49690 take an average of 23.8 minutes to get to work.

Places in ZIP code 49690

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
Place	Share of the ZIP’s land in this place	Median gross rent	Households that rent
Whitewater Township	47%	—	3.9%
Acme Township	29%	$1,490	12.4%
Kalkaska Township	12%	$641	21.2%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 49690

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP code	Distance	Median gross rent	Median home value	Median household income	Households that rent
49676	6.4 mi	$965	$269,300	$75,781	9.2%
49686	8.5 mi	$1,227	$344,700	$71,609	27.5%
49696	8.8 mi	$1,418	$306,100	$94,803	7.7%
49629	9.3 mi	$929	$394,600	$65,302	22.1%
49612	10.0 mi	$857	$271,000	$85,156	10.2%
49680	12 mi	$833	$168,000	$77,216	6.1%
49684	14 mi	$1,306	$420,200	$80,788	30.7%
49648	15 mi	$1,300	$633,500	$93,272	14.4%

Crime reported to police in Grand Traverse County

In 2025, the police departments that report for Grand Traverse County recorded 273 violent and 389 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 49690 is reported as ZIP Code Tabulation Area 49690: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 49690

What is the median rent in ZIP code 49690?

The median gross rent in ZIP Code Tabulation Area 49690 is $1,341 (±$266) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 49690?

The median value of owner-occupied homes in ZIP code 49690 is $352,200 (±$18,649) (2020–2024 American Community Survey).

What is the median household income in ZIP code 49690?

The median household income in ZIP code 49690 is $108,712 (±$12,955) a year (2020–2024 American Community Survey).

What town is ZIP code 49690 in?

Most of ZIP code 49690’s land lies in Whitewater Township; it also covers Acme Township, Kalkaska Township.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 49690 (zip code tabulation area:49690).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.