Housing data for ZIP code 49720

ZIP code 49720 has an estimated 9,017 residents and 6,215 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Hayes Township (Charlevoix County), Charlevoix County.

18.1% of households rent.

The median gross rent is $1,010 (±$153) a month.

The median home value is $297,500 (±$20,200).

The median household income is $77,603 (±$4,531) a year.

Figures last updated on .

Residents
9,017 (±342)
Median gross rent
$1,010
Median home value
$297,500
Households that rent
18.1%

How ZIP code 49720 compares

Estimate (90% margin of error)
ZIP 49720Hayes Township (Charlevoix County)Charlevoix CountyMichiganUnited States
Residents9,017 (±342)1,79626,10810,077,761334,922,499
Housing units6,215 (±227)1,18717,6404,622,236143,775,355
Households that rent18.1% (±3.2 points)10.4%16.5%26.8%34.8%
Median gross rent$1,010 (±$153)$1,404$949$1,129$1,413
Median home value$297,500 (±$20,200)$247,000$276,800$231,600$332,700
Median household income$77,603 (±$4,531)$82,083$76,531$72,875$80,734
Median real estate taxes (a year)$2,706 (±$137)$2,432$2,493$2,904$3,119
Renters paying 30% or more of income58.4% (±13.1 points)47.1%49.4%50.4%51.1%
Built before 198049.6% (±5.1 points)34.3%47.2%62.1%49.7%
Average commute18.0 minutes (±1.6)22.7 minutes19.9 minutes24.2 minutes26.4 minutes
Households with broadband92.5% (±2.5 points)98.9%90.1%90.5%91.0%
Median age of residents52.6 years (±2.6)50.6 years50.4 years40.2 years38.9 years

In ZIP 49720, median gross rent is not measurably different from Charlevoix County ($949).

It is not measurably different from Michigan ($1,129).

It is lower than the national figure ($1,413).

The median gross rent in ZIP code 49720 is lower than in Hayes Township (Charlevoix County) as a whole ($1,404).

Its median home value is higher than in Hayes Township (Charlevoix County) as a whole ($247,000).

Among the 4 ZIP codes in Charlevoix County with a published estimate, ZIP 49720 ranks 1 from highest to lowest median gross rent.

Among the 5 ZIP codes in Charlevoix County with a published estimate, ZIP 49720 ranks 2 from highest to lowest median home value.

Among the 5 ZIP codes in Charlevoix County with a published estimate, ZIP 49720 ranks 3 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 49720

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 49720Charlevoix CountyMichiganUnited States
Less than $50016.3% (±9.9 points)14.6%8.3%6.3%
$500 to $99933.0% (±12.2 points)41.2%30.1%20.2%
$1,000 to $1,49939.8% (±9.7 points)32.8%38.4%28.1%
$1,500 to $1,9997.9% (±4.2 points)9.4%15.1%21.1%
$2,000 to $2,4991.2% (±1.5 points)1.0%5.0%12.0%
$2,500 to $2,9990.0% (±3.9 points)0.0%1.4%5.5%
$3,000 or more1.8% (±2.2 points)1.0%1.7%6.8%

The most common range is $1,000 to $1,499, paid by 39.8% of renting households.

Rent by bedrooms in ZIP code 49720

Census median gross rent beside HUD’s fiscal year 2027 Small Area Fair Market Rent, dollars a month
BedroomsCensus medianHUD Small Area Fair Market Rent
Studio—$850
1 bedroom$538 (±$91)$910
2 bedrooms$1,071 (±$278)$1,190
3 bedrooms$1,317 (±$277)$1,640
4 bedrooms$1,047 (±$762)$1,720

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 49720 is $1,190 a month.

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Rent burden in ZIP code 49720

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 49720Charlevoix CountyMichiganUnited States
Less than 15%11.9% (±7.0 points)11.1%13.5%12.6%
15% to 19.9%8.8% (±5.7 points)9.7%12.2%12.2%
20% to 24.9%5.9% (±4.4 points)14.7%12.4%12.6%
25% to 29.9%15.0% (±9.9 points)15.1%11.5%11.5%
30% to 34.9%11.7% (±8.0 points)14.3%9.0%9.2%
35% or more46.7% (±10.4 points)35.1%41.4%41.9%

58.4% (±13.1 points) of renting households in ZIP code 49720 spend 30% or more of their income on gross rent.

Home values in ZIP code 49720

Owner-occupied homes by value, 2020–2024
ValueZIP 49720Charlevoix CountyMichiganUnited States
Less than $50,0006.0% (±1.6 points)6.0%7.6%5.3%
$50,000 to $99,9993.1% (±0.9 points)5.8%9.2%6.1%
$100,000 to $149,9996.9% (±2.0 points)7.3%10.6%6.8%
$150,000 to $199,99913.9% (±2.9 points)13.6%14.1%9.0%
$200,000 to $299,99920.5% (±2.8 points)21.6%23.4%17.8%
$300,000 to $499,99928.4% (±2.9 points)26.4%24.1%26.9%
$500,000 to $999,99913.7% (±2.3 points)13.2%9.2%20.9%
$1,000,000 or more7.4% (±2.1 points)6.0%1.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 49720

Housing units by units in structure, 2020–2024
Building typeZIP 49720Charlevoix CountyMichiganUnited States
Single-family, detached75.3% (±3.2 points)78.2%72.0%61.3%
Single-family, attached (townhouse, rowhouse)2.2% (±1.0 points)2.1%4.8%6.2%
2 units1.1% (±0.7 points)1.2%2.2%3.4%
3 or 4 units2.5% (±1.1 points)2.5%2.6%4.3%
5 to 9 units3.2% (±1.4 points)3.4%4.1%4.5%
10 to 19 units2.4% (±1.2 points)2.1%3.5%4.3%
20 or more units4.2% (±1.5 points)2.4%5.6%10.3%
Mobile home9.2% (±1.5 points)8.1%5.0%5.6%
Boat, RV, van, etc.0.0% (±0.5 points)0.1%0.0%0.1%

When the homes in ZIP code 49720 were built

Housing units by year structure built, 2020–2024
Year builtZIP 49720Charlevoix CountyMichiganUnited States
2020 or later0.8% (±0.4 points)1.2%1.0%2.0%
2010 to 20194.1% (±1.5 points)5.3%4.9%9.4%
2000 to 200911.3% (±1.8 points)13.3%10.3%13.6%
1990 to 199917.5% (±2.1 points)17.7%12.1%12.4%
1980 to 198916.6% (±2.7 points)15.2%9.7%12.9%
1970 to 197916.3% (±2.7 points)15.1%14.9%14.2%
1960 to 19699.5% (±2.1 points)9.7%11.5%9.9%
1950 to 19595.1% (±1.6 points)6.4%14.2%9.5%
1940 to 19496.7% (±2.4 points)5.4%6.9%4.4%
1939 or earlier12.0% (±2.5 points)10.6%14.6%11.7%

49.6% of the homes in ZIP code 49720 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 49720

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 49720Charlevoix CountyMichiganUnited States
Utility gas61.9% (±2.9 points)53.9%74.9%46.5%
Fuel oil, kerosene, etc.1.0% (±0.9 points)1.2%0.8%3.9%
Electricity9.4% (±2.1 points)10.8%12.1%41.3%
Bottled or tank gas (propane)21.0% (±2.0 points)23.2%8.7%4.9%
Wood4.5% (±1.3 points)7.5%2.2%1.4%
Solar energy0.0% (±0.7 points)0.0%0.0%0.3%
Coal or coke0.0% (±0.1 points)0.0%0.0%0.1%
Other fuel1.8% (±1.3 points)2.6%0.8%0.5%
No fuel used0.4% (±0.4 points)0.8%0.5%1.2%

How people in ZIP code 49720 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 49720Charlevoix CountyMichiganUnited States
Drove alone73.8% (±4.1 points)74.8%74.3%68.8%
Carpooled9.4% (±2.9 points)9.2%7.9%8.5%
Public transportation0.2% (±0.3 points)0.3%0.9%3.2%
Walked2.7% (±1.5 points)1.8%2.0%2.4%
Other means (bicycle, taxi, motorcycle)1.4% (±0.9 points)1.5%1.4%2.0%
Worked from home12.4% (±2.7 points)12.4%13.5%15.1%

Workers who live in ZIP code 49720 take an average of 18.0 minutes to get to work.

Places in ZIP code 49720

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Hayes Township (Charlevoix County)31%$1,40410.4%
Marion Township (Charlevoix County)27%$1,0633.6%
Norwood Township19%$1,07815.4%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 49720

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
497298.4 mi$890$243,200$77,87013.9%
4972712 mi$925$222,200$70,86513.0%
4971212 mi$941$294,800$74,03319.0%
4962713 mi—$532,100$56,1964.4%
4962214 mi$1,000$234,400$70,09811.4%
4979614 mi—$282,300$87,43414.1%
4977017 mi$1,144$355,200$79,59028.5%
4971320 mi$930$244,000$82,56312.8%

Crime reported to police in Charlevoix County

In 2025, the police departments that report for Charlevoix County recorded 138 violent and 357 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 49720 is reported as ZIP Code Tabulation Area 49720: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 49720

What is the median rent in ZIP code 49720?

The median gross rent in ZIP Code Tabulation Area 49720 is $1,010 (±$153) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 49720?

The median value of owner-occupied homes in ZIP code 49720 is $297,500 (±$20,200) (2020–2024 American Community Survey).

What is the median household income in ZIP code 49720?

The median household income in ZIP code 49720 is $77,603 (±$4,531) a year (2020–2024 American Community Survey).

What town is ZIP code 49720 in?

Most of ZIP code 49720’s land lies in Hayes Township (Charlevoix County); it also covers Marion Township (Charlevoix County), Norwood Township.

What is the Fair Market Rent for a two-bedroom in ZIP 49720?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 49720 is $1,190 a month.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 49720 (zip code tabulation area:49720).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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