How much do homeowners pay a month in Birch Lake Township, MN?

Name: Homeowner costs in Birch Lake Township, MN, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Birch Lake Township, MN pay a median of $1,286 (±$169) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $515 (±$47).

61.2% of owned homes carry a mortgage.

In Birch Lake Township, the median monthly cost with a mortgage went from $1,396 in 2015–2019 to $1,286 in 2020–2024 (−7.9%).

Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.

Figures last updated on November 12, 2026.

With a mortgage: $1,286 (±$169)
Without a mortgage: $515 (±$47)
Owned with a mortgage: 61.2%

Monthly owner costs in Birch Lake Township

Median selected monthly owner costs, estimate (90% margin of error)
	Birch Lake Township	Cass County	Minnesota	United States
With a mortgage	$1,286 (±$169)	$1,535 (±$34)	$1,947 (±$7)	$1,963
Without a mortgage	$515 (±$47)	$535 (±$13)	$698 (±$3)	$638
Owned homes with a mortgage	61.2% (±8.2 points)	52.5% (±1.3 points)	64.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$1,361 (±$156)	$1,615 (±$51)	$3,357 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Birch Lake Township, the median cost with a mortgage is lower than in Cass County ($1,535).

It is also lower than in Minnesota ($1,947).

It is lower than the national figure ($1,963).

In Cass County, Birch Lake Township ranks 49 of 62 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 2084 of 2,496.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Birch Lake Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,396 (±$250)	$1,286 (±$169)	−7.9%	Down after inflation
Median real estate taxes	$1,243 (±$134)	$1,361 (±$156)	+9.5%	No measurable change after inflation
Median home value	$234,400 (±$18,171)	$276,700 (±$34,784)	+18.0%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Birch Lake Township

Nearest places with a published estimate, compared with Birch Lake Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Birch Lake Township	—	$1,286 (±$169)	—
Hackensack	3.8 mi	$1,333 (±$102)	Not measurably different
Woodrow Township (Cass County)	5.5 mi	$1,550 (±$299)	Not measurably different
Pine Lake Township (Cass County)	6.4 mi	$1,700 (±$327)	Higher
Powers Township	7.4 mi	$1,165 (±$166)	Not measurably different
Turtle Lake Township (Cass County)	8.0 mi	$1,745 (±$147)	Higher
Hiram Township	8.5 mi	$1,513 (±$327)	Not measurably different
Ponto Lake Township	9.3 mi	$1,750 (±$232)	Higher
Backus	9.9 mi	$1,344 (±$318)	Not measurably different

Nearby places with a measurably higher figure: Pine Lake Township (Cass County), MN ($1,700), Turtle Lake Township (Cass County), MN ($1,745), Ponto Lake Township, MN ($1,750).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Cass County, place by place

Rank	Place	Median monthly cost with a mortgage
43	Shingobee Township	$1,390 (±$108)
44	Pillager	$1,363 (±$70)
45	Moose Lake Township (Cass County)	$1,350 (±$271)
46	Backus	$1,344 (±$318)
47	Hackensack	$1,333 (±$102)
48	Boy River Township	$1,325 (±$434)
49	Birch Lake Township	$1,286 (±$169)
50	Remer	$1,281 (±$95)
51	Pine River Township	$1,230 (±$97)
52	Walden Township (Cass County)	$1,217 (±$119)
53	McKinley Township	$1,188 (±$459)
54	Ansel Township	$1,172 (±$199)
55	Longville	$1,167 (±$219)

Showing 13 of 62 places in Cass County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Birch Lake Township

What is the average mortgage payment in Birch Lake Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Birch Lake Township, MN is $1,286 (±$169) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Birch Lake Township?

Owners without a mortgage in Birch Lake Township pay a median of $515 (±$47) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Birch Lake Township gone up?

In Birch Lake Township, the median monthly cost with a mortgage went from $1,396 in 2015–2019 to $1,286 in 2020–2024 (−7.9%).

Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Birch Lake township, Cass County, Minnesota (county subdivision:06040, in state:27 county:021).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.