Housing data for Chisago Lake Township, MN
Chisago Lake Township, MN has an estimated 4,908 residents and 1,983 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Chisago County.
1.2% of households rent.
Its population grew measurably since 2015–2019 (+3.1%).
Figures last updated on .
- Residents
- 4,908 (±27)
- Housing units
- 1,983 (±150)
- Households that rent
- 1.2%
- Residents since 2015–2019
- +3.1%
What stands out in Chisago Lake Township
Households that rent: 1.2% (±1.2 points) in Chisago Lake Township, lower than in Chisago County (14.1%).
Homes in buildings of 5 or more units: 0.0% (±1.9 points) in Chisago Lake Township, lower than in Chisago County (7.0%).
Working from home: 24.0% (±5.1 points) in Chisago Lake Township, higher than in Chisago County (14.2%).
Median household income: $133,220 (±$16,779) in Chisago Lake Township, higher than in Chisago County ($99,400).
- Types of homes in Chisago Lake Township
- Commute and cars in Chisago Lake Township
- Income and affordability in Chisago Lake Township
Housing in Chisago Lake Township at a glance
- Rent burden: 61.9% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 1.2% of households rent (Small sample: wide margin of error)
- Income and affordability: $133,220 median household income
- Home values: $437,700 median home value
- Homeowner costs: $2,068 median monthly cost with a mortgage
- Property taxes: $4,196 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 74.1% of homes have 3 or more bedrooms
- Age of homes: 36.6% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 62.4% heat with utility gas
- Commute and cars: 30.1 minutes average trip to work
- Growth: +3.1% residents since 2015–2019
- How long people stay: 10.9% moved in since 2020
- Crowding and facilities: 0.7% of homes have more than 1 person per room
Chisago Lake Township against Chisago County, its state and the nation
| Chisago Lake Township | Chisago County | Minnesota | United States | |
|---|---|---|---|---|
| Residents | 4,908 (±27) | 57,991 (exact) | 5,739,445 (exact) | 334,922,499 |
| Housing units | 1,983 (±150) | 22,998 (±94) | 2,545,030 (±1,535) | 143,775,355 |
| Households that rent | 1.2% (±1.2 points) | 14.1% (±1.5 points) | 27.8% (±0.2 points) | 34.8% |
| Median gross rent | — | $1,186 (±$90) | $1,280 (±$7) | $1,413 |
| Median household income | $133,220 (±$16,779) | $99,400 (±$4,454) | $89,062 (±$409) | $80,734 |
| Median home value | $437,700 (±$25,212) | $351,900 (±$6,392) | $329,300 (±$903) | $332,700 |
| Median real estate taxes (a year) | $4,196 (±$312) | $3,780 (±$75) | $3,357 (±$10) | $3,119 |
| Built before 1980 | 36.6% (±8.5 points) | 34.7% (±2.2 points) | 52.1% (±0.3 points) | 49.7% |
| Average commute | 30.1 minutes (±3.3) | 31.0 minutes (±1.1) | 22.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 98.0% (±2.0 points) | 92.9% (±1.1 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 45.2 years (±4.6) | 40.8 years (±0.4) | 38.8 years (±0.1) | 38.9 years |
Chisago Lake Township covers 43.1 square miles of land, about 114 residents per square mile (Census Bureau Gazetteer).
How Chisago Lake Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,759 (±21) | 4,908 (±27) | +3.1% | Measurable increase |
| Housing units | 1,979 (±152) | 1,983 (±150) | +0.2% | Not a measurable change |
| Median home value | $280,900 (±$16,907) | $437,700 (±$25,212) | +55.8% | Up after inflation |
| Median household income | $107,243 (±$11,906) | $133,220 (±$16,779) | +24.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,858 (±$123) | $2,068 (±$149) | +11.3% | No measurable change after inflation |
| Median real estate taxes | $3,185 (±$155) | $4,196 (±$312) | +31.7% | No measurable change after inflation |
| Households that rent | 5.3% (±4.0 points) | 1.2% (±1.2 points) | −4.1 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±17.1 points) | 0.0% (±53.8 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Chisago County
Chisago Lake Township has no police department of its own in the FBI’s figures, so this is the figure for Chisago County as a whole.
In 2025, the police departments that report for Chisago County recorded 57 violent and 362 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Chisago Lake Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 55045 | 50% | 7,846 | $1,210 | $390,500 | $108,929 |
| 55012 | 46% | 2,087 | $1,594 | $386,600 | $101,607 |
| 55013 | 42% | 7,015 | $1,385 | $397,400 | $109,063 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Chisago Lake Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Center City | 2.3 mi | $1,611 | $362,000 | 8.6% |
| Shafer | 2.9 mi | $966 | $242,800 | 15.5% |
| Lindstrom | 3.7 mi | $1,176 | $358,100 | 14.9% |
| Shafer Township | 3.8 mi | $1,188 | $408,600 | 4.2% |
| Taylors Falls | 5.9 mi | $1,074 | $275,200 | 19.1% |
| Franconia Township | 5.9 mi | — | $431,900 | 2.8% |
| Amador Township | 6.0 mi | $1,219 | $402,100 | 4.4% |
| Chisago City | 7.0 mi | $1,321 | $413,000 | 27.5% |
HUD Fair Market Rent for Chisago Lake Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,265 | $1,427 | $1,734 | $2,264 | $2,538 |
HUD income limits for Chisago Lake Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $27,650 | $46,050 | $73,650 |
| 2 people | $31,600 | $52,600 | $84,200 |
| 3 people | $35,550 | $59,200 | $94,700 |
| 4 people | $39,450 | $65,750 | $105,200 |
| 5 people | $42,650 | $71,050 | $113,650 |
| 6 people | $45,800 | $76,300 | $122,050 |
| 7 people | $50,040 | $81,550 | $130,450 |
| 8 people | $55,720 | $86,800 | $138,900 |
These are the limits HUD sets for its housing programs in the Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $131,500.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Chisago Lake Township
What is the median household income in Chisago Lake Township?
The median household income in Chisago Lake Township is $133,220 (±$16,779) a year (2020–2024 American Community Survey).
What is the average home value in Chisago Lake Township, MN?
The Census Bureau publishes the median: $437,700 (±$25,212) for owner-occupied homes in Chisago Lake Township (2020–2024 American Community Survey).
What is the average mortgage payment in Chisago Lake Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Chisago Lake Township, MN is $2,068 (±$149) a month, including taxes, insurance and utilities.
How much are property taxes in Chisago Lake Township?
The median real estate tax paid by homeowners in Chisago Lake Township, MN is $4,196 (±$312) a year (2020–2024 American Community Survey).
How many homes are in Chisago Lake Township?
Chisago Lake Township, MN has an estimated 1,983 (±150) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Chisago Lake Township?
The most common size is 3 bedrooms, 36.1% of homes in Chisago Lake Township, MN.
Is Chisago Lake Township growing?
In Chisago Lake Township, the number of residents went from 4,759 in 2015–2019 to 4,908 in 2020–2024 (+3.1%), a measurable increase.
What ZIP codes are in Chisago Lake Township?
The ZIP codes that cover Chisago Lake Township are 55045, 55012, 55013.
What is the median rent in ZIP code 55045?
The median gross rent in ZIP Code Tabulation Area 55045 is $1,210 (±$233) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Chisago Lake township, Chisago County, Minnesota
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Chisago Lake township, Chisago County, Minnesota
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Chisago Lake township, Chisago County, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Chisago Lake township, Chisago County, Minnesota
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Chisago Lake township, Chisago County, Minnesota
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Chisago Lake township, Chisago County, Minnesota
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Chisago Lake township, Chisago County, Minnesota
- HUD Fair Market Rents, fiscal year 2027: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Chisago Lake township, Chisago County, Minnesota (county subdivision:11368, in state:27 county:025).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .