What is the median home value in Cold Spring, MN?

Name: Home values in Cold Spring, MN, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

The median value of owner-occupied homes in Cold Spring, MN is $280,400 (±$39,180), as owners estimated it in the Census Bureau’s 2020–2024 American Community Survey.

In Cold Spring, the median home value went from $170,300 in 2015–2019 to $280,400 in 2020–2024 (+64.7%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

Median home value: $280,400 (±$39,180)
Owner-occupied homes: 1,234 (±129)
Most common range: $200,000 to $299,999

Home values in Cold Spring

Owner-occupied homes by value, 2020–2024
Value	Cold Spring	Stearns County	Minnesota	United States
Less than $50,000	4.0% (±3.5 points)	3.9%	4.0%	5.3%
$50,000 to $99,999	0.0% (±1.8 points)	2.4%	3.7%	6.1%
$100,000 to $149,999	4.7% (±4.3 points)	7.4%	5.2%	6.8%
$150,000 to $199,999	12.4% (±7.1 points)	13.7%	8.1%	9.0%
$200,000 to $299,999	35.0% (±11.7 points)	29.8%	22.6%	17.8%
$300,000 to $499,999	27.9% (±10.1 points)	29.5%	36.9%	26.9%
$500,000 to $999,999	10.4% (±9.4 points)	11.5%	17.0%	20.9%
$1,000,000 or more	5.7% (±6.0 points)	1.8%	2.6%	7.1%

The most common range is $200,000 to $299,999, 35.0% of owned homes.

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

Cold Spring against Stearns County, its state and the nation

Estimate (90% margin of error)
	Cold Spring	Stearns County	Minnesota	United States
Median home value	$280,400 (±$39,180)	$273,400 (±$5,311)	$329,300 (±$903)	$332,700
Owner-occupied homes	1,234 (±129)	41,663 (±663)	1,666,687 (±7,556)	84,210,142

In Cold Spring, the median home value is not measurably different from Stearns County ($273,400).

It is also lower than in Minnesota ($329,300).

It is lower than the national figure ($332,700).

In Stearns County, Cold Spring ranks 36 of 63 places with a published estimate, from highest to lowest median home value.

Statewide, it ranks 1022 of 2,558.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How home values in Cold Spring have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median home value	$170,300 (±$6,562)	$280,400 (±$39,180)	+64.7%	Up after inflation
Median owner cost with a mortgage	$1,232 (±$80)	$1,770 (±$227)	+43.7%	Up after inflation
Median real estate taxes	$1,910 (±$126)	$2,723 (±$320)	+42.6%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median home value in places near Cold Spring

Nearest places with a published estimate, compared with Cold Spring
Place	Distance	Median home value	Compared with this place
Cold Spring	—	$280,400 (±$39,180)	—
Wakefield Township	1.7 mi	$394,700 (±$35,666)	Higher
Richmond	4.1 mi	$241,300 (±$10,733)	Not measurably different
Rockville	5.3 mi	$365,800 (±$21,215)	Higher
Collegeville Township	6.4 mi	$468,600 (±$26,835)	Higher
Luxemburg Township	6.4 mi	$351,500 (±$62,964)	Not measurably different
St. Joseph Township (Stearns County)	7.2 mi	$416,000 (±$49,639)	Higher
Munson Township	7.4 mi	$398,800 (±$29,199)	Higher
Farming Township	9.3 mi	$385,000 (±$35,192)	Higher

Nearby places with a measurably higher figure: Wakefield Township, MN ($394,700), Rockville, MN ($365,800), Collegeville Township, MN ($468,600).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median home value across Stearns County, place by place

Rank	Place	Median home value
30	Getty Township	$314,300 (±$57,707)
31	Melrose Township	$298,700 (±$174,956)
32	Holding Township	$297,400 (±$37,870)
33	Sartell	$297,300 (±$17,543)
34	Le Sauk Township	$296,300 (±$30,333)
35	Crow Lake Township	$284,400 (±$38,902)
36	Cold Spring	$280,400 (±$39,180)
37	Spring Hill Township	$278,300 (±$54,607)
38	St. Stephen	$262,100 (±$21,170)
39	North Fork Township	$261,100 (±$64,308)
40	Raymond Township	$252,300 (±$44,107)
41	Avon	$245,100 (±$21,446)
42	Richmond	$241,300 (±$10,733)

Showing 13 of 63 places in Stearns County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in Cold Spring

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Cold Spring beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Cold Spring, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Cold Spring, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Cold Spring

What is the average home value in Cold Spring, MN?

The Census Bureau publishes the median: $280,400 (±$39,180) for owner-occupied homes in Cold Spring (2020–2024 American Community Survey).

Have home values in Cold Spring gone up?

In Cold Spring, the median home value went from $170,300 in 2015–2019 to $280,400 in 2020–2024 (+64.7%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Is this what homes in Cold Spring sell for?

No: it is the value owners reported, which tends to lag the market; recent sale prices and an appraisal answer that question.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cold Spring city, Minnesota (place:12484, in state:27).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25077_001E, B25077_001M, B25088_002E, B25088_002M, B25103_001E, B25103_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0089E, DP04_0089M, DP04_0046E, DP04_0046M, DP04_0081PE, DP04_0081PM, DP04_0082PE, DP04_0082PM, DP04_0083PE, DP04_0083PM, DP04_0084PE, DP04_0084PM, DP04_0085PE, DP04_0085PM, DP04_0086PE, DP04_0086PM, DP04_0087PE, DP04_0087PM, DP04_0088PE, DP04_0088PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.