Housing data for Cottage Grove, MN

Cottage Grove, MN has an estimated 40,992 residents and 14,487 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a city in Washington County.

11.8% of households rent.

The median gross rent is $1,783 a month.

Its population grew measurably since 2015–2019 (+12.0%).

Figures last updated on .

Residents
40,992 (±50)
Housing units
14,487 (±343)
Households that rent
11.8%
Median gross rent
$1,783
Residents since 2015–2019
+12.0%

What stands out in Cottage Grove

Rental vacancy rate: 0.0% (±1.3 points) in Cottage Grove, lower than in Washington County (5.3%).

Households that rent: 11.8% (±1.9 points) in Cottage Grove, lower than in Washington County (18.7%).

Homes in buildings of 5 or more units: 6.9% (±1.9 points) in Cottage Grove, lower than in Washington County (12.6%).

Households that moved in since 2020: 25.9% (±2.9 points) in Cottage Grove, higher than in Washington County (22.2%).

Housing in Cottage Grove at a glance

Cottage Grove against Washington County, its state and the nation

Estimate (90% margin of error)
Cottage GroveWashington CountyMinnesotaUnited States
Residents40,992 (±50)276,238 (exact)5,739,445 (exact)334,922,499
Housing units14,487 (±343)109,307 (±100)2,545,030 (±1,535)143,775,355
Households that rent11.8% (±1.9 points)18.7% (±1.0 points)27.8% (±0.2 points)34.8%
Median gross rent$1,783 (±$161)$1,710 (±$45)$1,280 (±$7)$1,413
Median household income$120,791 (±$6,247)$115,345 (±$2,183)$89,062 (±$409)$80,734
Median home value$378,800 (±$8,121)$422,000 (±$5,583)$329,300 (±$903)$332,700
Median real estate taxes (a year)$3,994 (±$155)$4,164 (±$64)$3,357 (±$10)$3,119
Built before 198037.2% (±3.2 points)32.7% (±1.3 points)52.1% (±0.3 points)49.7%
Average commute23.9 minutes (±1.0)24.0 minutes (±0.5)22.7 minutes (±0.1)26.4 minutes
Households with broadband94.4% (±1.5 points)94.9% (±0.5 points)91.6% (±0.1 points)91.0%
Median age of residents36.5 years (±0.9)39.8 years (±0.3)38.8 years (±0.1)38.9 years

Cottage Grove covers 33.6 square miles of land, about 1,219 residents per square mile (Census Bureau Gazetteer).

How Cottage Grove has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents36,602 (±71)40,992 (±50)+12.0%Measurable increase
Housing units12,643 (±302)14,487 (±343)+14.6%Measurable increase
Median gross rent$1,342 (±$94)$1,783 (±$161)+32.9%No measurable change after inflation
Median home value$249,800 (±$4,744)$378,800 (±$8,121)+51.6%Up after inflation
Median household income$102,039 (±$5,117)$120,791 (±$6,247)+18.4%No measurable change after inflation
Median owner cost with a mortgage$1,806 (±$48)$2,254 (±$56)+24.8%No measurable change after inflation
Median real estate taxes$3,051 (±$115)$3,994 (±$155)+30.9%Up after inflation
Households that rent13.2% (±2.1 points)11.8% (±1.9 points)−1.4 percentage pointsNot a measurable change
Rental vacancy rate2.9% (±4.3 points)0.0% (±1.3 points)−2.9 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Cottage Grove

In 2025, the Cottage Grove Police Department reported 64 violent and 619 property crimes per 100,000 residents to the FBI.

Across Washington County, the departments that report recorded 75 violent and 867 property crimes per 100,000 residents that year.

ZIP codes in Cottage Grove

ZIP Code Tabulation Areas that cover this place (2020–2024 estimates)
ZIP codeShare of the ZIP’s land in this placeResidentsMedian gross rentMedian home valueMedian household income
55016100%40,695$1,790$377,700$120,715

A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.

Places near Cottage Grove

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Grey Cloud Island Township3.9 mi—$455,4002.8%
St. Paul Park4.2 mi$2,174$263,50024.0%
Denmark Township4.5 mi$1,844$637,5004.2%
Nininger Township4.6 mi$857$436,4005.3%
Newport5.9 mi$1,122$378,10033.1%
Hastings6.4 mi$1,183$322,40023.6%
Woodbury6.4 mi$1,908$450,20022.4%
Inver Grove Heights7.2 mi$1,465$363,40023.1%

Places in Minnesota most like Cottage Grove

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Brockway Township$1,705$363,000$116,2506.9%
Champlin$1,689$358,700$116,10211.9%
Blaine$1,705$352,400$106,80114.7%
White Bear Township$1,654$386,300$128,9636.1%
Mantorville Township$1,625$453,000$122,4366.2%
Decoria Township$1,375$382,600$124,0637.0%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Minnesota.

HUD Fair Market Rent for Cottage Grove, fiscal year 2027

Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$1,265$1,427$1,734$2,264$2,538

HUD income limits for Cottage Grove, fiscal year 2026

Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$27,650$46,050$73,650
2 people$31,600$52,600$84,200
3 people$35,550$59,200$94,700
4 people$39,450$65,750$105,200
5 people$42,650$71,050$113,650
6 people$45,800$76,300$122,050
7 people$50,040$81,550$130,450
8 people$55,720$86,800$138,900

These are the limits HUD sets for its housing programs in the Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $131,500.

A program can use its own limits; tax-credit and local programs often do.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Cottage Grove

What is the average rent in Cottage Grove, MN?

The Census Bureau publishes the median rather than the average: the median gross rent in Cottage Grove is $1,783 (±$161) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.

How much is a one-bedroom apartment in Cottage Grove?

The median gross rent for a one-bedroom home in Cottage Grove, MN is $1,455 (±$397) a month (2020–2024 American Community Survey).

Are renters in Cottage Grove rent-burdened?

59.1% of renting households in Cottage Grove pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).

How many renters are there in Cottage Grove?

Cottage Grove has an estimated 1,699 (±277) renting households, 11.8% of its occupied homes (2020–2024 American Community Survey).

What is the median household income in Cottage Grove?

The median household income in Cottage Grove is $120,791 (±$6,247) a year (2020–2024 American Community Survey).

What is the average home value in Cottage Grove, MN?

The Census Bureau publishes the median: $378,800 (±$8,121) for owner-occupied homes in Cottage Grove (2020–2024 American Community Survey).

Is Cottage Grove growing?

In Cottage Grove, the number of residents went from 36,602 in 2015–2019 to 40,992 in 2020–2024 (+12.0%), a measurable increase.

What ZIP codes are in Cottage Grove?

The ZIP code that covers Cottage Grove is 55016.

What is the median rent in ZIP code 55016?

The median gross rent in ZIP Code Tabulation Area 55016 is $1,790 (±$161) a month (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cottage Grove city, Minnesota (place:13456, in state:27).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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