Housing data for Crosslake, MN
Crosslake, MN has an estimated 2,521 residents and 3,125 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Crow Wing County.
16.2% of households rent.
The median gross rent is $1,042 a month.
Figures last updated on .
- Residents
- 2,521 (±280)
- Housing units
- 3,125 (±190)
- Households that rent
- 16.2%
- Median gross rent
- $1,042
- Residents since 2015–2019
- +14.4%
What stands out in Crosslake
Median home value: $473,700 (±$74,794) in Crosslake, higher than in Crow Wing County ($306,800).
Median real estate taxes: $3,301 (±$457) in Crosslake, higher than in Crow Wing County ($2,283).
Homes in buildings of 5 or more units: 4.1% (±1.8 points) in Crosslake, lower than in Crow Wing County (9.6%).
Working from home: 20.4% (±6.3 points) in Crosslake, higher than in Crow Wing County (13.2%).
- Home values in Crosslake
- Property taxes in Crosslake
- Types of homes in Crosslake
- Commute and cars in Crosslake
Housing in Crosslake at a glance
- Median rent: $1,042 median gross rent a month
- Rent by bedrooms: $883 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 56.3% of renters pay 30% or more of income
- Renters and owners: 16.2% of households rent
- Income and affordability: $79,635 median household income
- Home values: $473,700 median home value
- Homeowner costs: $1,618 median monthly cost with a mortgage
- Property taxes: $3,301 median real estate taxes a year
- Types of homes: 4.1% of homes are in buildings of 5 or more units
- Bedrooms: 63.8% of homes have 3 or more bedrooms
- Age of homes: 32.5% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 84.9% heat with utility gas
- Commute and cars: 29.4 minutes average trip to work
- Crime reported to police: 41 violent crimes per 100,000 residents
- Growth: +14.4% residents since 2015–2019
- How long people stay: 22.9% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Crosslake against Crow Wing County, its state and the nation
| Crosslake | Crow Wing County | Minnesota | United States | |
|---|---|---|---|---|
| Residents | 2,521 (±280) | 67,686 (exact) | 5,739,445 (exact) | 334,922,499 |
| Housing units | 3,125 (±190) | 42,683 (±72) | 2,545,030 (±1,535) | 143,775,355 |
| Households that rent | 16.2% (±4.5 points) | 23.0% (±1.3 points) | 27.8% (±0.2 points) | 34.8% |
| Median gross rent | $1,042 (±$188) | $971 (±$50) | $1,280 (±$7) | $1,413 |
| Median household income | $79,635 (±$16,689) | $72,589 (±$2,891) | $89,062 (±$409) | $80,734 |
| Median home value | $473,700 (±$74,794) | $306,800 (±$9,287) | $329,300 (±$903) | $332,700 |
| Median real estate taxes (a year) | $3,301 (±$457) | $2,283 (±$55) | $3,357 (±$10) | $3,119 |
| Built before 1980 | 32.5% (±7.3 points) | 39.2% (±1.7 points) | 52.1% (±0.3 points) | 49.7% |
| Average commute | 29.4 minutes (±10.7) | 23.1 minutes (±1.0) | 22.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 92.8% (±3.6 points) | 89.9% (±1.2 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 61.0 years (±2.2) | 45.7 years (±0.3) | 38.8 years (±0.1) | 38.9 years |
Crosslake covers 25.8 square miles of land, about 98 residents per square mile (Census Bureau Gazetteer).
How Crosslake has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,204 (±172) | 2,521 (±280) | +14.4% | Not a measurable change |
| Housing units | 2,959 (±148) | 3,125 (±190) | +5.6% | Not a measurable change |
| Median gross rent | $855 (±$97) | $1,042 (±$188) | +21.9% | No measurable change after inflation |
| Median home value | $328,400 (±$33,739) | $473,700 (±$74,794) | +44.2% | No measurable change after inflation |
| Median household income | $64,821 (±$11,809) | $79,635 (±$16,689) | +22.9% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,738 (±$120) | $1,618 (±$133) | −6.9% | Down after inflation |
| Median real estate taxes | $2,683 (±$255) | $3,301 (±$457) | +23.0% | No measurable change after inflation |
| Households that rent | 12.5% (±3.9 points) | 16.2% (±4.5 points) | +3.7 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±10.1 points) | 0.0% (±10.3 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Crosslake
In 2025, the Crosslake Police Department reported 41 violent and 663 property crimes per 100,000 residents to the FBI.
Across Crow Wing County, the departments that report recorded 127 violent and 715 property crimes per 100,000 residents that year.
ZIP codes in Crosslake
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 56442 | 69% | 2,762 | $1,000 | $479,800 | $79,896 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Crosslake
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Manhattan Beach | 4.4 mi | — | $290,000 | 0.0% |
| Ideal Township | 4.7 mi | $1,136 | $461,300 | 6.6% |
| Fifty Lakes | 6.1 mi | — | $457,300 | 6.2% |
| Mission Township | 6.5 mi | $958 | $424,500 | 5.0% |
| Fairfield Township (Crow Wing County) | 6.5 mi | — | $298,200 | 4.6% |
| Breezy Point | 6.9 mi | $1,137 | $340,800 | 5.7% |
| Pelican Township (Crow Wing County) | 7.6 mi | $825 | $458,300 | 13.9% |
| Timothy Township | 8.4 mi | — | $323,300 | 4.1% |
Places in Minnesota most like Crosslake
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Lutsen Township | $1,154 | $441,300 | $86,625 | 16.6% |
| West Albany Township | $950 | $384,200 | $90,192 | 17.6% |
| Ottertail | $1,150 | $332,900 | $80,500 | 10.3% |
| Burbank Township | $1,025 | $360,000 | $89,375 | 15.2% |
| Pelican Township (Crow Wing County) | $825 | $458,300 | $69,250 | 13.9% |
| Lindstrom | $1,176 | $358,100 | $98,226 | 14.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Minnesota.
HUD Fair Market Rent for Crosslake, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $816 | $899 | $1,172 | $1,407 | $1,609 |
HUD income limits for Crosslake, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $20,600 | $34,300 | $54,900 |
| 2 people | $23,550 | $39,200 | $62,750 |
| 3 people | $27,320 | $44,100 | $70,600 |
| 4 people | $33,000 | $49,000 | $78,400 |
| 5 people | $38,680 | $52,950 | $84,700 |
| 6 people | $44,360 | $56,850 | $90,950 |
| 7 people | $50,040 | $60,800 | $97,250 |
| 8 people | $55,720 | $64,700 | $103,500 |
These are the limits HUD sets for its housing programs in the Crow Wing County, MN, where HUD’s median family income for fiscal year 2026 is $96,700.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Crosslake
What is the average rent in Crosslake, MN?
The Census Bureau publishes the median rather than the average: the median gross rent in Crosslake is $1,042 (±$188) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
Are renters in Crosslake rent-burdened?
56.3% of renting households in Crosslake pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Crosslake?
Crosslake has an estimated 206 (±56) renting households, 16.2% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Crosslake?
The median household income in Crosslake is $79,635 (±$16,689) a year (2020–2024 American Community Survey).
What is the average home value in Crosslake, MN?
The Census Bureau publishes the median: $473,700 (±$74,794) for owner-occupied homes in Crosslake (2020–2024 American Community Survey).
What is the average mortgage payment in Crosslake?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Crosslake, MN is $1,618 (±$133) a month, including taxes, insurance and utilities.
Is Crosslake growing?
In Crosslake, the number of residents went from 2,204 in 2015–2019 to 2,521 in 2020–2024 (+14.4%), not a measurable change.
What ZIP codes are in Crosslake?
The ZIP code that covers Crosslake is 56442.
What is the median rent in ZIP code 56442?
The median gross rent in ZIP Code Tabulation Area 56442 is $1,000 (±$164) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Crosslake city, Minnesota
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Crosslake city, Minnesota
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Crosslake city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Crosslake city, Minnesota
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Crosslake city, Minnesota
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Crosslake city, Minnesota
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Crosslake city, Minnesota
- HUD Fair Market Rents, fiscal year 2027: Crow Wing County, MN
- HUD Income Limits, fiscal year 2026: Crow Wing County, MN
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Crosslake Police Department (ORI MN0180400)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Crosslake city, Minnesota (place:13978, in state:27).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .