How much do homeowners pay a month in Empire, MN?

Name: Homeowner costs in Empire, MN, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Empire, MN pay a median of $2,593 (±$137) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $792 (±$67).

82.6% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,593 (±$137)
Without a mortgage: $792 (±$67)
Owned with a mortgage: 82.6%

Monthly owner costs in Empire

Median selected monthly owner costs, estimate (90% margin of error)
	Empire	Dakota County	Minnesota	United States
With a mortgage	$2,593 (±$137)	$2,129 (±$19)	$1,947 (±$7)	$1,963
Without a mortgage	$792 (±$67)	$758 (±$10)	$698 (±$3)	$638
Owned homes with a mortgage	82.6% (±5.8 points)	69.6% (±0.8 points)	64.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,505 (±$400)	$3,749 (±$35)	$3,357 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Empire, the median cost with a mortgage is higher than in Dakota County ($2,129).

It is also higher than in Minnesota ($1,947).

It is higher than the national figure ($1,963).

In Dakota County, Empire ranks 4 of 33 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 83 of 2,496.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Empire

Nearest places with a published estimate, compared with Empire
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Empire	—	$2,593 (±$137)	—
Coates	3.8 mi	$1,563 (±$314)	Lower
Farmington	4.0 mi	$2,175 (±$68)	Lower
Vermillion Township	4.6 mi	$2,500 (±$318)	Not measurably different
Rosemount	4.7 mi	$2,266 (±$78)	Lower
Vermillion	6.4 mi	$1,744 (±$171)	Lower
Castle Rock Township	6.6 mi	$2,405 (±$249)	Not measurably different
Hampton	6.6 mi	$1,750 (±$122)	Lower
Apple Valley	6.9 mi	$2,084 (±$56)	Lower

Nearby places with a measurably lower figure: Coates, MN ($1,563), Farmington, MN ($2,175), Rosemount, MN ($2,266).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Dakota County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Sunfish Lake	$4,000 or more
2	Randolph Township	$2,840 (±$473)
3	Hampton Township	$2,611 (±$224)
4	Empire	$2,593 (±$137)
5	Eureka Township	$2,554 (±$191)
6	Mendota Heights	$2,542 (±$147)
7	Vermillion Township	$2,500 (±$318)
8	Greenvale Township	$2,463 (±$203)
9	Lakeville	$2,437 (±$68)
10	Miesville	$2,406 (±$418)

Showing 10 of 33 places in Dakota County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Empire

What is the average mortgage payment in Empire?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Empire, MN is $2,593 (±$137) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Empire?

Owners without a mortgage in Empire pay a median of $792 (±$67) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Empire city, Minnesota (place:19358, in state:27).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.