What is the median home value in Ham Lake, MN?
The median value of owner-occupied homes in Ham Lake, MN is $442,500 (±$12,251), as owners estimated it in the Census Bureau’s 2020–2024 American Community Survey.
In Ham Lake, the median home value went from $306,700 in 2015–2019 to $442,500 in 2020–2024 (+44.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- Median home value
- $442,500 (±$12,251)
- Owner-occupied homes
- 5,573 (±222)
- Most common range
- $300,000 to $499,999
Home values in Ham Lake
| Value | Ham Lake | Anoka County | Minnesota | United States |
|---|---|---|---|---|
| Less than $50,000 | 6.6% (±3.4 points) | 4.4% | 4.0% | 5.3% |
| $50,000 to $99,999 | 1.2% (±0.8 points) | 1.2% | 3.7% | 6.1% |
| $100,000 to $149,999 | 0.6% (±0.4 points) | 1.2% | 5.2% | 6.8% |
| $150,000 to $199,999 | 0.3% (±0.4 points) | 3.8% | 8.1% | 9.0% |
| $200,000 to $299,999 | 11.3% (±3.0 points) | 24.8% | 22.6% | 17.8% |
| $300,000 to $499,999 | 46.4% (±4.3 points) | 49.6% | 36.9% | 26.9% |
| $500,000 to $999,999 | 29.7% (±3.2 points) | 14.3% | 17.0% | 20.9% |
| $1,000,000 or more | 3.9% (±1.8 points) | 0.7% | 2.6% | 7.1% |
The most common range is $300,000 to $499,999, 46.4% of owned homes.
Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.
Ham Lake against Anoka County, its state and the nation
| Ham Lake | Anoka County | Minnesota | United States | |
|---|---|---|---|---|
| Median home value | $442,500 (±$12,251) | $346,500 (±$2,349) | $329,300 (±$903) | $332,700 |
| Owner-occupied homes | 5,573 (±222) | 110,229 (±1,054) | 1,666,687 (±7,556) | 84,210,142 |
In Ham Lake, the median home value is higher than in Anoka County ($346,500).
It is also higher than in Minnesota ($329,300).
It is higher than the national figure ($332,700).
In Anoka County, Ham Lake ranks 3 of 21 places with a published estimate, from highest to lowest median home value.
Statewide, it ranks 153 of 2,558.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How home values in Ham Lake have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median home value | $306,700 (±$8,646) | $442,500 (±$12,251) | +44.3% | Up after inflation |
| Median owner cost with a mortgage | $1,867 (±$81) | $2,312 (±$106) | +23.8% | No measurable change after inflation |
| Median real estate taxes | $2,996 (±$106) | $3,583 (±$178) | +19.6% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median home value in places near Ham Lake
| Place | Distance | Median home value | Compared with this place |
|---|---|---|---|
| Ham Lake | — | $442,500 (±$12,251) | — |
| Columbus | 4.2 mi | $460,200 (±$23,207) | Not measurably different |
| Blaine | 5.8 mi | $352,400 (±$6,204) | Lower |
| Andover | 6.9 mi | $410,200 (±$9,325) | Lower |
| East Bethel | 6.9 mi | $363,900 (±$17,073) | Lower |
| Coon Rapids | 7.8 mi | $305,800 (±$6,666) | Lower |
| Circle Pines | 8.0 mi | $293,600 (±$24,768) | Lower |
| Lino Lakes | 8.0 mi | $407,200 (±$13,610) | Lower |
| Lexington | 8.1 mi | $289,800 (±$21,991) | Lower |
Nearby places with a measurably lower figure: Blaine, MN ($352,400), Andover, MN ($410,200), East Bethel, MN ($363,900).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median home value across Anoka County, place by place
| Rank | Place | Median home value |
|---|---|---|
| 1 | Columbus | $460,200 (±$23,207) |
| 2 | Nowthen | $460,000 (±$20,229) |
| 3 | Ham Lake | $442,500 (±$12,251) |
| 4 | Oak Grove | $423,300 (±$28,268) |
| 5 | Andover | $410,200 (±$9,325) |
| 6 | Lino Lakes | $407,200 (±$13,610) |
| 7 | Linwood Township | $380,100 (±$31,950) |
| 8 | Centerville | $376,900 (±$16,338) |
| 9 | East Bethel | $363,900 (±$17,073) |
Showing 9 of 21 places in Anoka County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Ham Lake
What is the average home value in Ham Lake, MN?
The Census Bureau publishes the median: $442,500 (±$12,251) for owner-occupied homes in Ham Lake (2020–2024 American Community Survey).
Have home values in Ham Lake gone up?
In Ham Lake, the median home value went from $306,700 in 2015–2019 to $442,500 in 2020–2024 (+44.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Is this what homes in Ham Lake sell for?
No: it is the value owners reported, which tends to lag the market; recent sale prices and an appraisal answer that question.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Ham Lake city, Minnesota
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Ham Lake city, Minnesota
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Ham Lake city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Ham Lake city, Minnesota
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Ham Lake city, Minnesota (place:26738, in state:27).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25077_001E, B25077_001M, B25088_002E, B25088_002M, B25103_001E, B25103_001M from the 2019 release.
The API needs a free key.
DP04_0089E, DP04_0089M, DP04_0046E, DP04_0046M, DP04_0081PE, DP04_0081PM, DP04_0082PE, DP04_0082PM, DP04_0083PE, DP04_0083PM, DP04_0084PE, DP04_0084PM, DP04_0085PE, DP04_0085PM, DP04_0086PE, DP04_0086PM, DP04_0087PE, DP04_0087PM, DP04_0088PE, DP04_0088PM
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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