Housing data for Lake St. Croix Beach, MN
Lake St. Croix Beach, MN has an estimated 1,105 residents and 493 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Washington County.
2.8% of households rent.
The median gross rent is $1,563 a month.
Figures last updated on .
- Residents
- 1,105 (±202)
- Housing units
- 493 (±88)
- Households that rent
- 2.8%
- Median gross rent
- $1,563
- Residents since 2015–2019
- +4.4%
What stands out in Lake St. Croix Beach
Homes built before 1980: 76.3% (±16.7 points) in Lake St. Croix Beach, higher than in Washington County (32.7%).
Households that rent: 2.8% (±1.7 points) in Lake St. Croix Beach, lower than in Washington County (18.7%).
Homes in buildings of 5 or more units: 0.4% (±6.4 points) in Lake St. Croix Beach, lower than in Washington County (12.6%).
Working from home: 8.2% (±4.1 points) in Lake St. Croix Beach, lower than in Washington County (23.6%).
- Age of homes in Lake St. Croix Beach
- Types of homes in Lake St. Croix Beach
- Commute and cars in Lake St. Croix Beach
Housing in Lake St. Croix Beach at a glance
- Median rent: $1,563 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 53.8% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 2.8% of households rent (Small sample: wide margin of error)
- Income and affordability: $102,159 median household income
- Home values: $363,800 median home value
- Homeowner costs: $1,704 median monthly cost with a mortgage
- Property taxes: $2,826 median real estate taxes a year
- Types of homes: 0.4% of homes are in buildings of 5 or more units
- Bedrooms: 74.6% of homes have 3 or more bedrooms
- Age of homes: 76.3% of homes were built before 1980
- Vacancy rate: 48.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 89.5% heat with utility gas
- Commute and cars: 23.1 minutes average trip to work
- Growth: +4.4% residents since 2015–2019
- How long people stay: 10.9% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Lake St. Croix Beach against Washington County, its state and the nation
| Lake St. Croix Beach | Washington County | Minnesota | United States | |
|---|---|---|---|---|
| Residents | 1,105 (±202) | 276,238 (exact) | 5,739,445 (exact) | 334,922,499 |
| Housing units | 493 (±88) | 109,307 (±100) | 2,545,030 (±1,535) | 143,775,355 |
| Households that rent | 2.8% (±1.7 points) | 18.7% (±1.0 points) | 27.8% (±0.2 points) | 34.8% |
| Median gross rent | $1,563 (±$1,427) | $1,710 (±$45) | $1,280 (±$7) | $1,413 |
| Median household income | $102,159 (±$21,228) | $115,345 (±$2,183) | $89,062 (±$409) | $80,734 |
| Median home value | $363,800 (±$37,079) | $422,000 (±$5,583) | $329,300 (±$903) | $332,700 |
| Median real estate taxes (a year) | $2,826 (±$274) | $4,164 (±$64) | $3,357 (±$10) | $3,119 |
| Built before 1980 | 76.3% (±16.7 points) | 32.7% (±1.3 points) | 52.1% (±0.3 points) | 49.7% |
| Average commute | 23.1 minutes (±2.3) | 24.0 minutes (±0.5) | 22.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 97.2% (±1.9 points) | 94.9% (±0.5 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 52.7 years (±3.8) | 39.8 years (±0.3) | 38.8 years (±0.1) | 38.9 years |
Lake St. Croix Beach covers 0.6 square miles of land, about 1,966 residents per square mile (Census Bureau Gazetteer).
How Lake St. Croix Beach has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,058 (±119) | 1,105 (±202) | +4.4% | Not a measurable change |
| Housing units | 529 (±42) | 493 (±88) | −6.8% | Not a measurable change |
| Median gross rent | $863 (±$431) | $1,563 (±$1,427) | +81.1% | No measurable change after inflation |
| Median home value | $228,600 (±$17,063) | $363,800 (±$37,079) | +59.1% | Up after inflation |
| Median household income | $80,556 (±$10,244) | $102,159 (±$21,228) | +26.8% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,458 (±$101) | $1,704 (±$227) | +16.9% | No measurable change after inflation |
| Median real estate taxes | $2,289 (±$154) | $2,826 (±$274) | +23.5% | No measurable change after inflation |
| Households that rent | 11.1% (±3.4 points) | 2.8% (±1.7 points) | −8.3 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±28.3 points) | 48.0% (±52.0 points) | +48.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Washington County
Lake St. Croix Beach has no police department of its own in the FBI’s figures, so this is the figure for Washington County as a whole.
In 2025, the police departments that report for Washington County recorded 75 violent and 867 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Lake St. Croix Beach
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 55043 | 15% | 3,424 | $1,617 | $383,500 | $102,966 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Lake St. Croix Beach
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| St. Marys Point | 1.0 mi | $1,125 | $523,000 | 7.9% |
| Lakeland Shores | 1.7 mi | $1,375 | $455,400 | 6.7% |
| Lakeland | 2.0 mi | $1,668 | $373,900 | 13.4% |
| Afton | 3.1 mi | $2,333 | $679,300 | 1.7% |
| Hudson | 3.2 mi | $1,359 | $392,700 | 33.5% |
| Town of Troy (St. Croix County) | 4.3 mi | — | $574,100 | 3.6% |
| West Lakeland Township | 4.3 mi | — | $709,300 | 0.0% |
| North Hudson | 5.0 mi | $1,506 | $385,300 | 11.8% |
Places in Minnesota most like Lake St. Croix Beach
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Houston Township | $1,667 | $363,000 | $90,625 | 9.8% |
| Cannon Falls Township | $1,450 | $409,900 | $97,950 | 7.2% |
| Merton Township | $1,292 | $356,000 | $92,292 | 8.4% |
| Havana Township | $1,292 | $380,800 | $91,563 | 9.6% |
| Fayal Township | $1,384 | $293,600 | $86,987 | 4.0% |
| Clinton Falls Township | $1,375 | $394,400 | $101,042 | 3.3% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Minnesota.
HUD Fair Market Rent for Lake St. Croix Beach, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,265 | $1,427 | $1,734 | $2,264 | $2,538 |
HUD income limits for Lake St. Croix Beach, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $27,650 | $46,050 | $73,650 |
| 2 people | $31,600 | $52,600 | $84,200 |
| 3 people | $35,550 | $59,200 | $94,700 |
| 4 people | $39,450 | $65,750 | $105,200 |
| 5 people | $42,650 | $71,050 | $113,650 |
| 6 people | $45,800 | $76,300 | $122,050 |
| 7 people | $50,040 | $81,550 | $130,450 |
| 8 people | $55,720 | $86,800 | $138,900 |
These are the limits HUD sets for its housing programs in the Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $131,500.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Lake St. Croix Beach
What is the median household income in Lake St. Croix Beach?
The median household income in Lake St. Croix Beach is $102,159 (±$21,228) a year (2020–2024 American Community Survey).
What is the average home value in Lake St. Croix Beach, MN?
The Census Bureau publishes the median: $363,800 (±$37,079) for owner-occupied homes in Lake St. Croix Beach (2020–2024 American Community Survey).
What is the average mortgage payment in Lake St. Croix Beach?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Lake St. Croix Beach, MN is $1,704 (±$227) a month, including taxes, insurance and utilities.
How much are property taxes in Lake St. Croix Beach?
The median real estate tax paid by homeowners in Lake St. Croix Beach, MN is $2,826 (±$274) a year (2020–2024 American Community Survey).
How many homes are in Lake St. Croix Beach?
Lake St. Croix Beach, MN has an estimated 493 (±88) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Lake St. Croix Beach?
The most common size is 3 bedrooms, 36.9% of homes in Lake St. Croix Beach, MN.
Is Lake St. Croix Beach growing?
In Lake St. Croix Beach, the number of residents went from 1,058 in 2015–2019 to 1,105 in 2020–2024 (+4.4%), not a measurable change.
What ZIP codes are in Lake St. Croix Beach?
The ZIP code that covers Lake St. Croix Beach is 55043.
What is the median rent in ZIP code 55043?
The median gross rent in ZIP Code Tabulation Area 55043 is $1,617 (±$244) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Lake St. Croix Beach city, Minnesota
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Lake St. Croix Beach city, Minnesota
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Lake St. Croix Beach city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Lake St. Croix Beach city, Minnesota
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Lake St. Croix Beach city, Minnesota
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Lake St. Croix Beach city, Minnesota
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Lake St. Croix Beach city, Minnesota
- HUD Fair Market Rents, fiscal year 2027: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Lake St. Croix Beach city, Minnesota (place:34865, in state:27).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .