How much do homeowners pay a month in Maple Lake, MN?
Homeowners with a mortgage in Maple Lake, MN pay a median of $1,726 (±$121) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $556 (±$100).
82.8% of owned homes carry a mortgage.
In Maple Lake, the median monthly cost with a mortgage went from $1,363 in 2015–2019 to $1,726 in 2020–2024 (+26.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,726 (±$121)
- Without a mortgage
- $556 (±$100)
- Owned with a mortgage
- 82.8%
Monthly owner costs in Maple Lake
| Maple Lake | Wright County | Minnesota | United States | |
|---|---|---|---|---|
| With a mortgage | $1,726 (±$121) | $2,098 (±$39) | $1,947 (±$7) | $1,963 |
| Without a mortgage | $556 (±$100) | $706 (±$23) | $698 (±$3) | $638 |
| Owned homes with a mortgage | 82.8% (±5.7 points) | 71.1% (±1.4 points) | 64.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $2,737 (±$236) | $3,523 (±$67) | $3,357 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Maple Lake, the median cost with a mortgage is lower than in Wright County ($2,098).
It is also lower than in Minnesota ($1,947).
It is lower than the national figure ($1,963).
In Wright County, Maple Lake ranks 31 of 34 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 1129 of 2,496.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Maple Lake have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,363 (±$61) | $1,726 (±$121) | +26.6% | No measurable change after inflation |
| Median real estate taxes | $1,958 (±$121) | $2,737 (±$236) | +39.8% | Up after inflation |
| Median home value | $161,700 (±$5,982) | $246,800 (±$18,321) | +52.6% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Maple Lake
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Maple Lake | — | $1,726 (±$121) | — |
| Maple Lake Township | 2.5 mi | $2,366 (±$159) | Higher |
| Albion Township | 4.3 mi | $2,254 (±$187) | Higher |
| Corinna Township | 4.8 mi | $2,248 (±$199) | Higher |
| Chatham Township | 5.3 mi | $2,490 (±$249) | Higher |
| Annandale | 5.7 mi | $1,652 (±$349) | Not measurably different |
| Silver Creek Township (Wright County) | 7.2 mi | $2,176 (±$230) | Higher |
| Buffalo | 8.0 mi | $2,047 (±$105) | Higher |
| Middleville Township | 8.5 mi | $2,056 (±$254) | Higher |
Nearby places with a measurably higher figure: Maple Lake Township, MN ($2,366), Albion Township, MN ($2,254), Corinna Township, MN ($2,248).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Wright County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 25 | Rockford | $1,880 (±$211) |
| 26 | French Lake Township | $1,866 (±$153) |
| 27 | Clearwater | $1,835 (±$84) |
| 28 | Monticello | $1,817 (±$100) |
| 29 | Cokato Township | $1,813 (±$176) |
| 30 | Montrose | $1,729 (±$83) |
| 31 | Maple Lake | $1,726 (±$121) |
| 32 | Annandale | $1,652 (±$349) |
| 33 | South Haven | $1,575 (±$209) |
| 34 | Cokato | $1,526 (±$91) |
Showing 10 of 34 places in Wright County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Maple Lake
What is the average mortgage payment in Maple Lake?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Maple Lake, MN is $1,726 (±$121) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Maple Lake?
Owners without a mortgage in Maple Lake pay a median of $556 (±$100) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Maple Lake gone up?
In Maple Lake, the median monthly cost with a mortgage went from $1,363 in 2015–2019 to $1,726 in 2020–2024 (+26.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Maple Lake city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Maple Lake city, Minnesota
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Maple Lake city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Maple Lake city, Minnesota
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Maple Lake city, Minnesota
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Maple Lake city, Minnesota (place:40220, in state:27).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Maple Lake at a glance
- Renters and owners in Maple Lake
- Income and affordability in Maple Lake
- Home values in Maple Lake
- Property taxes in Maple Lake
- Types of homes in Maple Lake
- Bedrooms in Maple Lake
- Age of homes in Maple Lake
- Heating fuel in Maple Lake
- Commute and cars in Maple Lake
- Population growth in Maple Lake
- How long people stay in Maple Lake
- Minnesota landlord and tenant rules
- Housing across Wright County
- Housing data for every place in Minnesota