Housing data for Rock Creek, MN
Rock Creek, MN has an estimated 1,748 residents and 645 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Pine County.
3.8% of households rent.
The median gross rent is $872 a month.
Figures last updated on .
- Residents
- 1,748 (±229)
- Housing units
- 645 (±73)
- Households that rent
- 3.8%
- Median gross rent
- $872
- Residents since 2015–2019
- +7.9%
What stands out in Rock Creek
Households that rent: 3.8% (±3.3 points) in Rock Creek, lower than in Pine County (18.4%).
Households without a vehicle: 0.3% (±0.6 points) in Rock Creek, lower than in Pine County (6.3%).
Median home value: $318,200 (±$25,227) in Rock Creek, higher than in Pine County ($239,300).
Median household income: $94,856 (±$11,630) in Rock Creek, higher than in Pine County ($71,146).
Housing in Rock Creek at a glance
- Median rent: $872 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 60.9% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 3.8% of households rent (Small sample: wide margin of error)
- Income and affordability: $94,856 median household income
- Home values: $318,200 median home value
- Homeowner costs: $1,905 median monthly cost with a mortgage
- Property taxes: $2,372 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 83.9% of homes have 3 or more bedrooms
- Age of homes: 35.7% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 84.4% heat with propane
- Commute and cars: 33.2 minutes average trip to work
- Growth: +7.9% residents since 2015–2019
- How long people stay: 11.0% moved in since 2020
- Crowding and facilities: 2.5% of homes have more than 1 person per room (Small sample: wide margin of error)
Rock Creek against Pine County, its state and the nation
| Rock Creek | Pine County | Minnesota | United States | |
|---|---|---|---|---|
| Residents | 1,748 (±229) | 29,640 (exact) | 5,739,445 (exact) | 334,922,499 |
| Housing units | 645 (±73) | 17,284 (±64) | 2,545,030 (±1,535) | 143,775,355 |
| Households that rent | 3.8% (±3.3 points) | 18.4% (±1.6 points) | 27.8% (±0.2 points) | 34.8% |
| Median gross rent | $872 (±$46) | $877 (±$39) | $1,280 (±$7) | $1,413 |
| Median household income | $94,856 (±$11,630) | $71,146 (±$2,709) | $89,062 (±$409) | $80,734 |
| Median home value | $318,200 (±$25,227) | $239,300 (±$4,902) | $329,300 (±$903) | $332,700 |
| Median real estate taxes (a year) | $2,372 (±$173) | $2,068 (±$79) | $3,357 (±$10) | $3,119 |
| Built before 1980 | 35.7% (±8.5 points) | 45.3% (±2.1 points) | 52.1% (±0.3 points) | 49.7% |
| Average commute | 33.2 minutes (±4.0) | 32.1 minutes (±1.0) | 22.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 89.2% (±4.3 points) | 86.2% (±1.1 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 36.3 years (±3.0) | 45.9 years (±0.3) | 38.8 years (±0.1) | 38.9 years |
Rock Creek covers 43.0 square miles of land, about 41 residents per square mile (Census Bureau Gazetteer).
How Rock Creek has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,620 (±152) | 1,748 (±229) | +7.9% | Not a measurable change |
| Housing units | 638 (±47) | 645 (±73) | +1.1% | Not a measurable change |
| Median gross rent | $1,087 (±$260) | $872 (±$46) | −19.8% | Down after inflation |
| Median home value | $195,600 (±$18,713) | $318,200 (±$25,227) | +62.7% | Up after inflation |
| Median household income | $72,143 (±$6,019) | $94,856 (±$11,630) | +31.5% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,552 (±$73) | $1,905 (±$134) | +22.7% | No measurable change after inflation |
| Median real estate taxes | $1,757 (±$120) | $2,372 (±$173) | +35.0% | No measurable change after inflation |
| Households that rent | 13.7% (±5.2 points) | 3.8% (±3.3 points) | −9.9 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±19.9 points) | 0.0% (±51.5 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Pine County
Rock Creek has no police department of its own in the FBI’s figures, so this is the figure for Pine County as a whole.
In 2025, the police departments that report for Pine County recorded 312 violent and 582 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Rock Creek
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 55063 | 19% | 9,212 | $746 | $253,200 | $74,667 |
| 55069 | 18% | 5,836 | $986 | $281,700 | $75,179 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Rock Creek
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Pine City Township | 3.4 mi | $1,539 | $288,800 | 6.4% |
| Rushseba Township | 5.4 mi | $2,063 | $300,800 | 3.1% |
| Pine City | 6.1 mi | $680 | $186,900 | 39.1% |
| Rush City | 6.1 mi | $983 | $233,100 | 39.5% |
| Royalton Township | 8.1 mi | — | $287,500 | 3.9% |
| Chengwatana Township | 8.4 mi | $1,150 | $262,800 | 6.2% |
| Town of Grantsburg | 8.9 mi | $1,266 | $206,400 | 5.5% |
| Town of Anderson (Burnett County) | 9.0 mi | $1,250 | $163,100 | 7.0% |
Places in Minnesota most like Rock Creek
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Greenbush Township | $725 | $308,200 | $105,500 | 6.0% |
| Stacy | $892 | $323,800 | $98,464 | 4.3% |
| Page Township | $950 | $316,700 | $99,395 | 4.3% |
| Fair Haven Township | $1,139 | $352,300 | $89,034 | 3.4% |
| Lonsdale | $906 | $357,000 | $95,176 | 7.9% |
| Blue Hill Township | $788 | $373,300 | $108,113 | 8.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Minnesota.
HUD Fair Market Rent for Rock Creek, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $832 | $838 | $1,096 | $1,306 | $1,496 |
HUD income limits for Rock Creek, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $20,600 | $34,300 | $54,900 |
| 2 people | $23,550 | $39,200 | $62,750 |
| 3 people | $27,320 | $44,100 | $70,600 |
| 4 people | $33,000 | $49,000 | $78,400 |
| 5 people | $38,680 | $52,950 | $84,700 |
| 6 people | $44,360 | $56,850 | $90,950 |
| 7 people | $50,040 | $60,800 | $97,250 |
| 8 people | $55,720 | $64,700 | $103,500 |
These are the limits HUD sets for its housing programs in the Pine County, MN, where HUD’s median family income for fiscal year 2026 is $90,800.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Rock Creek
What is the median household income in Rock Creek?
The median household income in Rock Creek is $94,856 (±$11,630) a year (2020–2024 American Community Survey).
What is the average home value in Rock Creek, MN?
The Census Bureau publishes the median: $318,200 (±$25,227) for owner-occupied homes in Rock Creek (2020–2024 American Community Survey).
What is the average mortgage payment in Rock Creek?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Rock Creek, MN is $1,905 (±$134) a month, including taxes, insurance and utilities.
How much are property taxes in Rock Creek?
The median real estate tax paid by homeowners in Rock Creek, MN is $2,372 (±$173) a year (2020–2024 American Community Survey).
How many homes are in Rock Creek?
Rock Creek, MN has an estimated 645 (±73) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Rock Creek?
The most common size is 3 bedrooms, 56.3% of homes in Rock Creek, MN.
Is Rock Creek growing?
In Rock Creek, the number of residents went from 1,620 in 2015–2019 to 1,748 in 2020–2024 (+7.9%), not a measurable change.
What ZIP codes are in Rock Creek?
The ZIP codes that cover Rock Creek are 55063, 55069.
What is the median rent in ZIP code 55063?
The median gross rent in ZIP Code Tabulation Area 55063 is $746 (±$157) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Rock Creek city, Minnesota
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Rock Creek city, Minnesota
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Rock Creek city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Rock Creek city, Minnesota
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Rock Creek city, Minnesota
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Rock Creek city, Minnesota
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Rock Creek city, Minnesota
- HUD Fair Market Rents, fiscal year 2027: Pine County, MN
- HUD Income Limits, fiscal year 2026: Pine County, MN
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Rock Creek city, Minnesota (place:54934, in state:27).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .