How much do homeowners pay a month in Roseau, MN?
Homeowners with a mortgage in Roseau, MN pay a median of $1,276 (±$134) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $506 (±$87).
56.4% of owned homes carry a mortgage.
In Roseau, the median monthly cost with a mortgage went from $1,334 in 2015–2019 to $1,276 in 2020–2024 (−4.3%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $1,276 (±$134)
- Without a mortgage
- $506 (±$87)
- Owned with a mortgage
- 56.4%
Monthly owner costs in Roseau
| Roseau | Roseau County | Minnesota | United States | |
|---|---|---|---|---|
| With a mortgage | $1,276 (±$134) | $1,439 (±$59) | $1,947 (±$7) | $1,963 |
| Without a mortgage | $506 (±$87) | $604 (±$25) | $698 (±$3) | $638 |
| Owned homes with a mortgage | 56.4% (±10.1 points) | 51.8% (±2.5 points) | 64.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,926 (±$316) | $1,779 (±$81) | $3,357 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Roseau, the median cost with a mortgage is lower than in Roseau County ($1,439).
It is also lower than in Minnesota ($1,947).
It is lower than the national figure ($1,963).
In Roseau County, Roseau ranks 30 of 36 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 2095 of 2,496.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Roseau have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,334 (±$71) | $1,276 (±$134) | −4.3% | Down after inflation |
| Median real estate taxes | $1,664 (±$225) | $1,926 (±$316) | +15.7% | No measurable change after inflation |
| Median home value | $137,300 (±$21,136) | $164,100 (±$21,194) | +19.5% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Roseau
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Roseau | — | $1,276 (±$134) | — |
| Jadis Township | 2.6 mi | $1,639 (±$153) | Higher |
| Spruce Township | 4.2 mi | $1,795 (±$453) | Higher |
| Stafford Township | 6.2 mi | $1,729 (±$211) | Higher |
| Malung Township | 6.9 mi | $1,532 (±$109) | Higher |
| Ross Township | 8.2 mi | $1,196 (±$88) | Not measurably different |
| Enstrom Township | 9.3 mi | $1,600 (±$270) | Higher |
| Stokes Township (Roseau County) | 10 mi | $1,359 (±$183) | Not measurably different |
| Dieter Township | 11 mi | $1,261 (±$208) | Not measurably different |
Nearby places with a measurably higher figure: Jadis Township, MN ($1,639), Spruce Township, MN ($1,795), Stafford Township, MN ($1,729).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Roseau County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 24 | Mickinock Township | $1,395 (±$220) |
| 25 | Stokes Township (Roseau County) | $1,359 (±$183) |
| 26 | Greenbush | $1,354 (±$124) |
| 27 | Deer Township | $1,300 (±$124) |
| 28 | Grimstad Township | $1,292 (±$1,025) |
| 29 | Palmville Township | $1,286 (±$387) |
| 30 | Roseau | $1,276 (±$134) |
| 31 | Dieter Township | $1,261 (±$208) |
| 32 | Badger | $1,238 (±$294) |
| 33 | Ross Township | $1,196 (±$88) |
| 34 | Laona Township | $1,179 (±$123) |
| 35 | Cedarbend Township | $1,154 (±$78) |
| 36 | Golden Valley Township | $1,150 (±$124) |
Showing 13 of 36 places in Roseau County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Roseau
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Roseau beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Roseau, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Roseau, and send estimates and invoices from your phone.
Questions about Roseau
What is the average mortgage payment in Roseau?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Roseau, MN is $1,276 (±$134) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Roseau?
Owners without a mortgage in Roseau pay a median of $506 (±$87) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Roseau gone up?
In Roseau, the median monthly cost with a mortgage went from $1,334 in 2015–2019 to $1,276 in 2020–2024 (−4.3%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Roseau city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Roseau city, Minnesota
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Roseau city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Roseau city, Minnesota
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Roseau city, Minnesota
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Roseau city, Minnesota (place:55546, in state:27).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Roseau at a glance
- Median rent in Roseau
- Rent by bedrooms in Roseau
- Rent burden in Roseau
- Renters and owners in Roseau
- Income and affordability in Roseau
- Home values in Roseau
- Property taxes in Roseau
- Types of homes in Roseau
- Bedrooms in Roseau
- Age of homes in Roseau
- Heating fuel in Roseau
- Commute and cars in Roseau
- Crime reported to police in Roseau
- Population growth in Roseau
- How long people stay in Roseau
- Minnesota landlord and tenant rules
- Housing across Roseau County
- Housing data for every place in Minnesota