How much do homeowners pay a month in South Harbor Township, MN?

Name: Homeowner costs in South Harbor Township, MN, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in South Harbor Township, MN pay a median of $1,621 (±$113) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $635 (±$40).

49.3% of owned homes carry a mortgage.

In South Harbor Township, the median monthly cost with a mortgage went from $1,119 in 2015–2019 to $1,621 in 2020–2024 (+44.9%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,621 (±$113)
Without a mortgage: $635 (±$40)
Owned with a mortgage: 49.3%

Monthly owner costs in South Harbor Township

Median selected monthly owner costs, estimate (90% margin of error)
	South Harbor Township	Mille Lacs County	Minnesota	United States
With a mortgage	$1,621 (±$113)	$1,733 (±$43)	$1,947 (±$7)	$1,963
Without a mortgage	$635 (±$40)	$604 (±$31)	$698 (±$3)	$638
Owned homes with a mortgage	49.3% (±7.6 points)	62.7% (±2.1 points)	64.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$2,915 (±$376)	$2,698 (±$87)	$3,357 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In South Harbor Township, the median cost with a mortgage is not measurably different from Mille Lacs County ($1,733).

It is also lower than in Minnesota ($1,947).

It is lower than the national figure ($1,963).

In Mille Lacs County, South Harbor Township ranks 13 of 24 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 1407 of 2,496.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in South Harbor Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,119 (±$75)	$1,621 (±$113)	+44.9%	Up after inflation
Median real estate taxes	$2,000 (±$355)	$2,915 (±$376)	+45.8%	No measurable change after inflation
Median home value	$181,500 (±$19,635)	$329,800 (±$38,800)	+81.7%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near South Harbor Township

Nearest places with a published estimate, compared with South Harbor Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
South Harbor Township	—	$1,621 (±$113)	—
Wahkon	3.6 mi	$1,479 (±$720)	Not measurably different
Isle Harbor Township	4.8 mi	$1,618 (±$155)	Not measurably different
Onamia	5.3 mi	$1,046 (±$101)	Lower
Isle	6.8 mi	$1,542 (±$88)	Not measurably different
East Side Township	7.0 mi	$1,775 (±$193)	Not measurably different
Kathio Township	7.0 mi	$1,438 (±$243)	Not measurably different
Onamia Township	8.0 mi	$1,410 (±$214)	Not measurably different
Lewis Township	8.6 mi	$1,850 (±$105)	Higher

Nearby places with a measurably lower figure: Onamia, MN ($1,046).

Nearby places with a measurably higher figure: Lewis Township, MN ($1,850).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Mille Lacs County, place by place

Rank	Place	Median monthly cost with a mortgage
7	Lewis Township	$1,850 (±$105)
8 (tie)	Bradbury Township	$1,830 (±$104)
8 (tie)	Milo Township	$1,830 (±$196)
10	Foreston	$1,781 (±$265)
11	East Side Township	$1,775 (±$193)
12	Milaca Township	$1,761 (±$174)
13	South Harbor Township	$1,621 (±$113)
14	Isle Harbor Township	$1,618 (±$155)
15	Milaca	$1,595 (±$91)
16	Bock	$1,563 (±$390)
17	Isle	$1,542 (±$88)
18	Princeton	$1,483 (±$138)
19	Wahkon	$1,479 (±$720)

Showing 13 of 24 places in Mille Lacs County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about South Harbor Township

What is the average mortgage payment in South Harbor Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in South Harbor Township, MN is $1,621 (±$113) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in South Harbor Township?

Owners without a mortgage in South Harbor Township pay a median of $635 (±$40) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in South Harbor Township gone up?

In South Harbor Township, the median monthly cost with a mortgage went from $1,119 in 2015–2019 to $1,621 in 2020–2024 (+44.9%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for South Harbor township, Mille Lacs County, Minnesota (county subdivision:61384, in state:27 county:095).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.