How old are the homes in St. Cloud, MN?

Name: Age of homes in St. Cloud, MN, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

48.4% (±3.3 points) of the homes in St. Cloud, MN were built before 1980 (2020–2024 American Community Survey).

11.6% were built before 1940.

10.4% were built in 2010 or later.

Figures last updated on November 12, 2026.

Built before 1980: 48.4% (±3.3 points)
Built before 1940: 11.6%
Built 2010 or later: 10.4%

When the homes in St. Cloud were built

Housing units by year structure built, 2020–2024
Year built	St. Cloud	Stearns County	Minnesota	United States
2020 or later	2.1% (±0.8 points)	1.5%	1.9%	2.0%
2010 to 2019	8.3% (±1.5 points)	10.0%	8.5%	9.4%
2000 to 2009	16.5% (±2.1 points)	17.3%	13.3%	13.6%
1990 to 1999	11.7% (±1.4 points)	14.8%	12.2%	12.4%
1980 to 1989	13.0% (±1.9 points)	12.2%	12.0%	12.9%
1970 to 1979	15.7% (±1.9 points)	14.5%	14.2%	14.2%
1960 to 1969	9.8% (±1.5 points)	9.1%	9.1%	9.9%
1950 to 1959	7.0% (±1.3 points)	5.4%	9.1%	9.5%
1940 to 1949	4.3% (±1.1 points)	4.0%	4.1%	4.4%
1939 or earlier	11.6% (±1.5 points)	11.2%	15.6%	11.7%

In St. Cloud, the share of homes built before 1980 is higher than in Stearns County (44.2%).

It is also lower than in Minnesota (52.1%).

It is not measurably different from the national figure (49.7%).

In Stearns County, St. Cloud ranks 42 of 63 places with a published estimate, from highest to lowest share of homes built before 1980.

Statewide, it ranks 1851 of 2,629.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Why the age of a home matters: lead-based paint

Federal law treats housing built before 1978 as likely to contain lead-based paint.

Before a lease or sale of most pre-1978 housing, the landlord or seller must disclose any known lead-based paint and hazards and give the tenant or buyer the EPA pamphlet (42 U.S.C. § 4852d; 40 CFR part 745, subpart F; 24 CFR part 35, subpart A).

A contractor paid to renovate, repair or paint a pre-1978 home must be a certified firm, use a certified renovator and follow lead-safe work practices under the Renovation, Repair and Painting Rule (40 CFR part 745, subpart E) whenever the job disturbs more than 6 square feet of painted surface in a room or more than 20 square feet outside; window replacement and demolition always count (40 CFR 745.83).

Certification comes from EPA, or from the state where EPA has authorized the state to run the program.

The Census Bureau groups construction by decade, so the share built before 1978 lies between the share built before 1970 (32.7%) and the share built before 1980 (48.4%).

Homes built before 1980 in places near St. Cloud

Nearest places with a published estimate, compared with St. Cloud
Place	Distance	Homes built before 1980	Compared with this place
St. Cloud	—	48.4% (±3.3 points)	—
Waite Park	3.5 mi	28.8% (±6.9 points)	Lower
Haven Township	4.7 mi	55.7% (±11.8 points)	Not measurably different
Sauk Rapids	4.8 mi	35.0% (±6.1 points)	Lower
St. Augusta	5.4 mi	27.6% (±10.9 points)	Lower
Sartell	6.6 mi	14.1% (±3.4 points)	Lower
St. Joseph	6.9 mi	34.7% (±10.2 points)	Lower
Sauk Rapids Township	7.3 mi	60.3% (±15.6 points)	Not measurably different
St. Joseph Township (Stearns County)	7.8 mi	59.3% (±11.1 points)	Not measurably different

Nearby places with a measurably lower figure: Waite Park, MN (28.8%), Sauk Rapids, MN (35.0%), St. Augusta, MN (27.6%).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Homes built before 1980 across Stearns County, place by place

Rank	Place	Homes built before 1980
36	Elrosa	50.5% (±22.0 points)
37	Lake Henry Township	50.0% (±16.5 points)
38	Getty Township	49.9% (±17.3 points)
39	Munson Township	49.5% (±9.4 points)
40	Sauk Centre Township	48.8% (±12.4 points)
41	Crow River Township	48.5% (±15.6 points)
42	St. Cloud	48.4% (±3.3 points)
43	Albany	47.6% (±10.8 points)
44	Oak Township	47.5% (±14.2 points)
45	Rockville	47.1% (±9.9 points)
46	Millwood Township	46.9% (±10.4 points)
47	Eden Lake Township	45.9% (±8.3 points)
48	Avon	45.7% (±10.2 points)

Showing 13 of 63 places in Stearns County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about St. Cloud

How old are most homes in St. Cloud?

48.4% of homes in St. Cloud, MN were built before 1980 (2020–2024 American Community Survey).

Do homes in St. Cloud need a lead paint disclosure?

A home built before 1978 does, before it is rented or sold, unless an exemption applies (42 U.S.C. § 4852d); between 32.7% and 48.4% of homes in St. Cloud were built before then.

Does a contractor need lead certification to work on older homes in St. Cloud?

Yes, when the job disturbs more than 6 square feet of paint in a room or 20 square feet outside, or replaces a window: the firm must be certified and a certified renovator must direct the work under the Renovation, Repair and Painting Rule (40 CFR part 745, subpart E).

Sources

Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — St. Cloud city, Minnesota

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for St. Cloud city, Minnesota (place:56896, in state:27).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP04_0017PE, DP04_0017PM, DP04_0018PE, DP04_0018PM, DP04_0019PE, DP04_0019PM, DP04_0020PE, DP04_0020PM, DP04_0021PE, DP04_0021PM, DP04_0022PE, DP04_0022PM, DP04_0023PE, DP04_0023PM, DP04_0024PE, DP04_0024PM, DP04_0025PE, DP04_0025PM, DP04_0026PE, DP04_0026PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.