Housing data for St. Stephen, MN
St. Stephen, MN has an estimated 694 residents and 266 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Stearns County.
3.4% of households rent.
The median gross rent is $1,292 a month.
Its population shrank measurably since 2015–2019 (−27.9%).
Figures last updated on .
- Residents
- 694 (±114)
- Housing units
- 266 (±53)
- Households that rent
- 3.4%
- Median gross rent
- $1,292
- Residents since 2015–2019
- −27.9%
What stands out in St. Stephen
Households that rent: 3.4% (±2.9 points) in St. Stephen, lower than in Stearns County (32.1%).
Homes in buildings of 5 or more units: 1.5% (±11.6 points) in St. Stephen, lower than in Stearns County (22.4%).
Median household income: $105,313 (±$11,331) in St. Stephen, higher than in Stearns County ($77,066).
Households that moved in since 2020: 13.6% (±5.8 points) in St. Stephen, lower than in Stearns County (26.6%).
- Types of homes in St. Stephen
- Income and affordability in St. Stephen
- How long people stay in St. Stephen
Housing in St. Stephen at a glance
- Median rent: $1,292 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 22.2% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 3.4% of households rent (Small sample: wide margin of error)
- Income and affordability: $105,313 median household income
- Home values: $262,100 median home value
- Homeowner costs: $1,544 median monthly cost with a mortgage
- Property taxes: $2,640 median real estate taxes a year
- Types of homes: 1.5% of homes are in buildings of 5 or more units
- Bedrooms: 83.9% of homes have 3 or more bedrooms
- Age of homes: 39.1% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 79.3% heat with utility gas
- Commute and cars: 28.1 minutes average trip to work
- Growth: −27.9% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 13.6% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
St. Stephen against Stearns County, its state and the nation
| St. Stephen | Stearns County | Minnesota | United States | |
|---|---|---|---|---|
| Residents | 694 (±114) | 160,865 (exact) | 5,739,445 (exact) | 334,922,499 |
| Housing units | 266 (±53) | 66,625 (±93) | 2,545,030 (±1,535) | 143,775,355 |
| Households that rent | 3.4% (±2.9 points) | 32.1% (±1.1 points) | 27.8% (±0.2 points) | 34.8% |
| Median gross rent | $1,292 (±$702) | $1,068 (±$42) | $1,280 (±$7) | $1,413 |
| Median household income | $105,313 (±$11,331) | $77,066 (±$1,832) | $89,062 (±$409) | $80,734 |
| Median home value | $262,100 (±$21,170) | $273,400 (±$5,311) | $329,300 (±$903) | $332,700 |
| Median real estate taxes (a year) | $2,640 (±$131) | $2,742 (±$53) | $3,357 (±$10) | $3,119 |
| Built before 1980 | 39.1% (±15.5 points) | 44.2% (±1.7 points) | 52.1% (±0.3 points) | 49.7% |
| Average commute | 28.1 minutes (±3.9) | 21.7 minutes (±0.7) | 22.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 95.1% (±2.8 points) | 90.6% (±0.7 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 40.0 years (±5.7) | 35.1 years (±0.2) | 38.8 years (±0.1) | 38.9 years |
St. Stephen covers 3.7 square miles of land, about 186 residents per square mile (Census Bureau Gazetteer).
How St. Stephen has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 963 (±96) | 694 (±114) | −27.9% | Measurable decrease |
| Housing units | 351 (±33) | 266 (±53) | −24.2% | Measurable decrease |
| Median gross rent | $675 (±$86) | $1,292 (±$702) | +91.4% | No measurable change after inflation |
| Median home value | $171,700 (±$6,416) | $262,100 (±$21,170) | +52.6% | Up after inflation |
| Median household income | $83,661 (±$4,879) | $105,313 (±$11,331) | +25.9% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,256 (±$77) | $1,544 (±$103) | +22.9% | No measurable change after inflation |
| Median real estate taxes | $1,946 (±$112) | $2,640 (±$131) | +35.7% | Up after inflation |
| Households that rent | 9.6% (±4.4 points) | 3.4% (±2.9 points) | −6.2 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±37.9 points) | 0.0% (±82.3 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
ZIP codes in St. Stephen
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 56375 | 98% | 694 | $1,292 | $262,100 | $105,313 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near St. Stephen
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Brockway Township | 2.1 mi | $1,705 | $363,000 | 6.9% |
| Le Sauk Township | 4.0 mi | $1,667 | $296,300 | 6.8% |
| Rice | 4.3 mi | $1,144 | $266,600 | 11.4% |
| Watab Township | 4.9 mi | $959 | $318,200 | 4.7% |
| St. Wendel Township | 5.6 mi | $1,122 | $331,500 | 17.5% |
| Langola Township | 6.4 mi | — | $369,600 | 4.4% |
| Sartell | 6.5 mi | $1,275 | $297,300 | 38.2% |
| Sauk Rapids Township | 7.1 mi | $825 | $338,000 | 7.6% |
Places in Minnesota most like St. Stephen
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Little Falls Township | $1,400 | $301,100 | $108,333 | 5.1% |
| Wrenshall | $1,292 | $243,200 | $98,750 | 4.3% |
| Blackhoof Township | $1,550 | $269,400 | $105,000 | 3.6% |
| Milaca Township | $1,188 | $294,000 | $99,583 | 9.3% |
| Rockwood Township (Hubbard County) | $1,075 | $322,600 | $103,542 | 8.4% |
| Eden Lake Township | $1,225 | $360,900 | $106,518 | 6.0% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Minnesota.
HUD Fair Market Rent for St. Stephen, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $884 | $961 | $1,233 | $1,656 | $1,961 |
HUD income limits for St. Stephen, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $22,550 | $37,500 | $60,000 |
| 2 people | $25,750 | $42,850 | $68,600 |
| 3 people | $28,950 | $48,200 | $77,150 |
| 4 people | $33,000 | $53,550 | $85,700 |
| 5 people | $38,680 | $57,850 | $92,600 |
| 6 people | $44,360 | $62,150 | $99,450 |
| 7 people | $50,040 | $66,450 | $106,300 |
| 8 people | $55,720 | $70,700 | $113,150 |
These are the limits HUD sets for its housing programs in the St. Cloud, MN MSA, where HUD’s median family income for fiscal year 2026 is $107,100.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about St. Stephen
What is the median household income in St. Stephen?
The median household income in St. Stephen is $105,313 (±$11,331) a year (2020–2024 American Community Survey).
What is the average home value in St. Stephen, MN?
The Census Bureau publishes the median: $262,100 (±$21,170) for owner-occupied homes in St. Stephen (2020–2024 American Community Survey).
What is the average mortgage payment in St. Stephen?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in St. Stephen, MN is $1,544 (±$103) a month, including taxes, insurance and utilities.
How much are property taxes in St. Stephen?
The median real estate tax paid by homeowners in St. Stephen, MN is $2,640 (±$131) a year (2020–2024 American Community Survey).
How many homes are in St. Stephen?
St. Stephen, MN has an estimated 266 (±53) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in St. Stephen?
The most common size is 3 bedrooms, 51.9% of homes in St. Stephen, MN.
Is St. Stephen growing?
In St. Stephen, the number of residents went from 963 in 2015–2019 to 694 in 2020–2024 (−27.9%), a measurable decrease.
What ZIP codes are in St. Stephen?
The ZIP code that covers St. Stephen is 56375.
What is the median rent in ZIP code 56375?
The median gross rent in ZIP Code Tabulation Area 56375 is $1,292 (±$702) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — St. Stephen city, Minnesota
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — St. Stephen city, Minnesota
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — St. Stephen city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — St. Stephen city, Minnesota
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — St. Stephen city, Minnesota
- Total Population (B01003), 2015–2019 ACS 5-year estimates — St. Stephen city, Minnesota
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — St. Stephen city, Minnesota
- HUD Fair Market Rents, fiscal year 2027: St. Cloud, MN MSA
- HUD Income Limits, fiscal year 2026: St. Cloud, MN MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for St. Stephen city, Minnesota (place:58090, in state:27).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .