Housing data for Two Harbors, MN
Two Harbors, MN has an estimated 3,567 residents and 1,785 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Lake County.
31.8% of households rent.
The median gross rent is $1,079 a month.
Figures last updated on .
- Residents
- 3,567 (±19)
- Housing units
- 1,785 (±129)
- Households that rent
- 31.8%
- Median gross rent
- $1,079
- Residents since 2015–2019
- +1.7%
What stands out in Two Harbors
Homes in buildings of 5 or more units: 18.2% (±6.1 points) in Two Harbors, higher than in Lake County (5.5%).
Households that rent: 31.8% (±6.9 points) in Two Harbors, higher than in Lake County (16.5%).
Working from home: 4.0% (±2.2 points) in Two Harbors, lower than in Lake County (13.2%).
Homes built before 1980: 84.7% (±12.2 points) in Two Harbors, higher than in Lake County (65.8%).
- Types of homes in Two Harbors
- Renters and owners in Two Harbors
- Commute and cars in Two Harbors
- Age of homes in Two Harbors
Housing in Two Harbors at a glance
- Median rent: $1,079 median gross rent a month
- Rent by bedrooms: $1,176 median gross rent, 2 bedrooms
- Rent burden: 57.0% of renters pay 30% or more of income
- Renters and owners: 31.8% of households rent
- Income and affordability: $65,625 median household income
- Home values: $206,800 median home value
- Homeowner costs: $1,373 median monthly cost with a mortgage
- Property taxes: $1,524 median real estate taxes a year
- Types of homes: 18.2% of homes are in buildings of 5 or more units
- Bedrooms: 53.3% of homes have 3 or more bedrooms
- Age of homes: 84.7% of homes were built before 1980
- Vacancy rate: 9.2% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 76.2% heat with utility gas
- Commute and cars: 25.3 minutes average trip to work
- Crime reported to police: 59 violent crimes per 100,000 residents
- Growth: +1.7% residents since 2015–2019
- How long people stay: 22.8% moved in since 2020
- Crowding and facilities: 0.5% of homes have more than 1 person per room
Two Harbors against Lake County, its state and the nation
| Two Harbors | Lake County | Minnesota | United States | |
|---|---|---|---|---|
| Residents | 3,567 (±19) | 10,879 (exact) | 5,739,445 (exact) | 334,922,499 |
| Housing units | 1,785 (±129) | 7,449 (±39) | 2,545,030 (±1,535) | 143,775,355 |
| Households that rent | 31.8% (±6.9 points) | 16.5% (±2.7 points) | 27.8% (±0.2 points) | 34.8% |
| Median gross rent | $1,079 (±$82) | $1,093 (±$57) | $1,280 (±$7) | $1,413 |
| Median household income | $65,625 (±$7,338) | $75,541 (±$4,705) | $89,062 (±$409) | $80,734 |
| Median home value | $206,800 (±$15,458) | $241,300 (±$10,335) | $329,300 (±$903) | $332,700 |
| Median real estate taxes (a year) | $1,524 (±$229) | $1,765 (±$80) | $3,357 (±$10) | $3,119 |
| Built before 1980 | 84.7% (±12.2 points) | 65.8% (±4.8 points) | 52.1% (±0.3 points) | 49.7% |
| Average commute | 25.3 minutes (±4.2) | 24.8 minutes (±2.0) | 22.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 87.8% (±4.7 points) | 87.6% (±2.6 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 41.2 years (±2.4) | 49.4 years (±0.5) | 38.8 years (±0.1) | 38.9 years |
Two Harbors covers 3.3 square miles of land, about 1,090 residents per square mile (Census Bureau Gazetteer).
How Two Harbors has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 3,509 (±73) | 3,567 (±19) | +1.7% | Not a measurable change |
| Housing units | 1,857 (±133) | 1,785 (±129) | −3.9% | Not a measurable change |
| Median gross rent | $648 (±$55) | $1,079 (±$82) | +66.5% | Up after inflation |
| Median home value | $149,900 (±$11,069) | $206,800 (±$15,458) | +38.0% | Up after inflation |
| Median household income | $55,813 (±$8,764) | $65,625 (±$7,338) | +17.6% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,067 (±$82) | $1,373 (±$175) | +28.7% | No measurable change after inflation |
| Median real estate taxes | $1,120 (±$149) | $1,524 (±$229) | +36.1% | No measurable change after inflation |
| Households that rent | 36.3% (±6.3 points) | 31.8% (±6.9 points) | −4.5 percentage points | Not a measurable change |
| Rental vacancy rate | 5.0% (±7.0 points) | 9.2% (±8.9 points) | +4.2 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Two Harbors
In 2025, the Two Harbors Police Department reported 59 violent and 88 property crimes per 100,000 residents to the FBI.
Across Lake County, the departments that report recorded 84 violent and 112 property crimes per 100,000 residents that year.
Places near Two Harbors
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Duluth Township | 10 mi | $1,160 | $329,000 | 8.3% |
| Alden Township (St. Louis County) | 10 mi | — | $275,000 | 5.9% |
| Pequaywan Township | 12 mi | — | $355,000 | 0.0% |
| Normanna Township | 14 mi | $1,607 | $382,200 | 9.7% |
| North Star Township (St. Louis County) | 15 mi | — | $352,600 | 2.7% |
| Silver Creek Township (Lake County) | 15 mi | — | $369,900 | 4.7% |
| Lakewood Township | 17 mi | — | $378,200 | 2.2% |
| Ault Township | 19 mi | — | $247,500 | 2.4% |
Places in Minnesota most like Two Harbors
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Long Prairie | $1,033 | $152,000 | $58,786 | 34.3% |
| Carlton | $970 | $201,400 | $63,375 | 32.8% |
| Hayfield | $935 | $186,600 | $69,313 | 33.3% |
| Hokah | $912 | $188,700 | $60,781 | 39.6% |
| Hamburg | $955 | $239,900 | $72,188 | 25.6% |
| Houston | $928 | $180,100 | $55,759 | 23.6% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Minnesota.
HUD Fair Market Rent for Two Harbors, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $946 | $1,038 | $1,358 | $1,618 | $1,983 |
HUD income limits for Two Harbors, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,000 | $35,000 | $55,950 |
| 2 people | $24,000 | $40,000 | $63,950 |
| 3 people | $27,320 | $45,000 | $71,950 |
| 4 people | $33,000 | $49,950 | $79,900 |
| 5 people | $38,680 | $53,950 | $86,300 |
| 6 people | $44,360 | $57,950 | $92,700 |
| 7 people | $50,040 | $61,950 | $99,100 |
| 8 people | $55,720 | $65,950 | $105,500 |
These are the limits HUD sets for its housing programs in the Lake County, MN, where HUD’s median family income for fiscal year 2026 is $99,900.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Two Harbors
What is the average rent in Two Harbors, MN?
The Census Bureau publishes the median rather than the average: the median gross rent in Two Harbors is $1,079 (±$82) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Two Harbors?
The median gross rent for a one-bedroom home in Two Harbors, MN is $684 (±$120) a month (2020–2024 American Community Survey).
Are renters in Two Harbors rent-burdened?
57.0% of renting households in Two Harbors pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Two Harbors?
Two Harbors has an estimated 491 (±116) renting households, 31.8% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Two Harbors?
The median household income in Two Harbors is $65,625 (±$7,338) a year (2020–2024 American Community Survey).
What is the average home value in Two Harbors, MN?
The Census Bureau publishes the median: $206,800 (±$15,458) for owner-occupied homes in Two Harbors (2020–2024 American Community Survey).
Is Two Harbors growing?
In Two Harbors, the number of residents went from 3,509 in 2015–2019 to 3,567 in 2020–2024 (+1.7%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Two Harbors city, Minnesota
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Two Harbors city, Minnesota
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Two Harbors city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Two Harbors city, Minnesota
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Two Harbors city, Minnesota
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Two Harbors city, Minnesota
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Two Harbors city, Minnesota
- HUD Fair Market Rents, fiscal year 2027: Lake County, MN
- HUD Income Limits, fiscal year 2026: Lake County, MN
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Two Harbors Police Department (ORI MN0380200)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Two Harbors city, Minnesota (place:65956, in state:27).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .