Housing data for ZIP code 55040

ZIP code 55040 has an estimated 14,837 residents and 5,732 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Athens Township, Isanti County.

10.7% of households rent.

The median gross rent is $1,264 (±$124) a month.

The median home value is $314,000 (±$14,491).

The median household income is $90,900 (±$9,541) a year.

Figures last updated on .

Residents
14,837 (±524)
Median gross rent
$1,264
Median home value
$314,000
Households that rent
10.7%

How ZIP code 55040 compares

Estimate (90% margin of error)
ZIP 55040Athens TownshipIsanti CountyMinnesotaUnited States
Residents14,837 (±524)2,20342,5965,739,445334,922,499
Housing units5,732 (±292)84117,2682,545,030143,775,355
Households that rent10.7% (±3.0 points)3.2%16.3%27.8%34.8%
Median gross rent$1,264 (±$124)—$1,273$1,280$1,413
Median home value$314,000 (±$14,491)$324,000$306,200$329,300$332,700
Median household income$90,900 (±$9,541)$87,917$87,440$89,062$80,734
Median real estate taxes (a year)$3,080 (±$145)$3,133$3,081$3,357$3,119
Renters paying 30% or more of income35.5% (±16.4 points)0.0%49.8%48.1%51.1%
Built before 198035.1% (±5.0 points)53.7%42.1%52.1%49.7%
Average commute29.6 minutes (±2.1)31.0 minutes30.7 minutes22.7 minutes26.4 minutes
Households with broadband93.8% (±1.8 points)88.0%90.7%91.6%91.0%
Median age of residents38.7 years (±2.3)40.8 years40.2 years38.8 years38.9 years

In ZIP 55040, median gross rent is not measurably different from Isanti County ($1,273).

It is not measurably different from Minnesota ($1,280).

It is lower than the national figure ($1,413).

Its median home value is not measurably different from Athens Township as a whole ($324,000).

Among the 4 ZIP codes in Isanti County with a published estimate, ZIP 55040 ranks 4 from highest to lowest median gross rent.

Among the 4 ZIP codes in Isanti County with a published estimate, ZIP 55040 ranks 3 from highest to lowest median home value.

Among the 5 ZIP codes in Isanti County with a published estimate, ZIP 55040 ranks 2 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 55040

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 55040Isanti CountyMinnesotaUnited States
Less than $5003.9% (±4.6 points)8.2%8.4%6.3%
$500 to $99925.3% (±14.6 points)17.8%21.5%20.2%
$1,000 to $1,49964.6% (±14.4 points)48.7%33.6%28.1%
$1,500 to $1,9993.3% (±5.5 points)16.9%21.4%21.1%
$2,000 to $2,4992.9% (±2.5 points)6.1%9.2%12.0%
$2,500 to $2,9990.0% (±4.0 points)0.4%3.0%5.5%
$3,000 or more0.0% (±4.0 points)1.9%3.0%6.8%

The most common range is $1,000 to $1,499, paid by 64.6% of renting households.

Rent by bedrooms in ZIP code 55040

Median gross rent by number of bedrooms, estimate (90% margin of error)
BedroomsCensus median
1 bedroom$639 (±$250)
2 bedrooms$1,305 (±$73)
3 bedrooms$1,461 (±$1,158)

Rent burden in ZIP code 55040

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 55040Isanti CountyMinnesotaUnited States
Less than 15%9.2% (±9.5 points)10.5%12.9%12.6%
15% to 19.9%14.1% (±10.7 points)11.6%12.9%12.2%
20% to 24.9%21.7% (±14.4 points)17.4%13.9%12.6%
25% to 29.9%19.5% (±15.9 points)10.7%12.1%11.5%
30% to 34.9%5.0% (±6.2 points)8.3%9.7%9.2%
35% or more30.5% (±15.2 points)41.5%38.4%41.9%

35.5% (±16.4 points) of renting households in ZIP code 55040 spend 30% or more of their income on gross rent.

Home values in ZIP code 55040

Owner-occupied homes by value, 2020–2024
ValueZIP 55040Isanti CountyMinnesotaUnited States
Less than $50,0004.2% (±2.5 points)4.1%4.0%5.3%
$50,000 to $99,9990.6% (±0.4 points)1.3%3.7%6.1%
$100,000 to $149,9993.4% (±2.2 points)3.0%5.2%6.8%
$150,000 to $199,9994.0% (±1.4 points)7.8%8.1%9.0%
$200,000 to $299,99933.2% (±4.9 points)32.1%22.6%17.8%
$300,000 to $499,99946.1% (±5.0 points)40.8%36.9%26.9%
$500,000 to $999,9997.5% (±2.6 points)10.0%17.0%20.9%
$1,000,000 or more0.9% (±0.9 points)0.9%2.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 55040

Housing units by units in structure, 2020–2024
Building typeZIP 55040Isanti CountyMinnesotaUnited States
Single-family, detached86.9% (±3.0 points)82.4%66.0%61.3%
Single-family, attached (townhouse, rowhouse)3.7% (±1.8 points)4.4%7.4%6.2%
2 units0.0% (±0.4 points)0.3%2.1%3.4%
3 or 4 units0.1% (±0.2 points)1.0%2.1%4.3%
5 to 9 units0.2% (±0.4 points)0.6%2.2%4.5%
10 to 19 units0.5% (±0.6 points)1.3%3.2%4.3%
20 or more units7.0% (±2.7 points)7.5%14.0%10.3%
Mobile home1.5% (±0.9 points)2.5%2.9%5.6%
Boat, RV, van, etc.0.0% (±0.4 points)0.0%0.0%0.1%

When the homes in ZIP code 55040 were built

Housing units by year structure built, 2020–2024
Year builtZIP 55040Isanti CountyMinnesotaUnited States
2020 or later3.1% (±1.5 points)2.9%1.9%2.0%
2010 to 201911.7% (±2.8 points)10.1%8.5%9.4%
2000 to 200921.2% (±4.1 points)20.1%13.3%13.6%
1990 to 199918.9% (±4.6 points)15.4%12.2%12.4%
1980 to 19899.9% (±2.5 points)9.3%12.0%12.9%
1970 to 197919.6% (±3.6 points)18.1%14.2%14.2%
1960 to 19694.5% (±1.6 points)6.4%9.1%9.9%
1950 to 19594.0% (±1.7 points)5.2%9.1%9.5%
1940 to 19490.6% (±0.6 points)2.0%4.1%4.4%
1939 or earlier6.4% (±2.4 points)10.4%15.6%11.7%

35.1% of the homes in ZIP code 55040 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 55040

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 55040Isanti CountyMinnesotaUnited States
Utility gas58.4% (±3.4 points)50.9%65.1%46.5%
Fuel oil, kerosene, etc.0.9% (±0.6 points)1.0%1.3%3.9%
Electricity9.0% (±2.8 points)11.2%19.4%41.3%
Bottled or tank gas (propane)28.6% (±3.2 points)31.1%10.8%4.9%
Wood2.3% (±0.8 points)3.5%1.6%1.4%
Solar energy0.0% (±0.4 points)0.1%0.1%0.3%
Coal or coke0.0% (±0.4 points)0.0%0.0%0.1%
Other fuel0.4% (±0.4 points)0.9%0.9%0.5%
No fuel used0.3% (±0.4 points)1.2%0.9%1.2%

How people in ZIP code 55040 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 55040Isanti CountyMinnesotaUnited States
Drove alone77.1% (±3.9 points)76.4%68.9%68.8%
Carpooled6.3% (±2.4 points)7.4%7.5%8.5%
Public transportation0.5% (±0.6 points)0.7%1.8%3.2%
Walked1.7% (±1.3 points)1.9%2.5%2.4%
Other means (bicycle, taxi, motorcycle)0.6% (±0.6 points)1.5%1.7%2.0%
Worked from home13.8% (±3.4 points)12.2%17.6%15.1%

Workers who live in ZIP code 55040 take an average of 29.6 minutes to get to work.

Places in ZIP code 55040

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Athens Township31%—3.2%
Stanford Township20%—9.8%
Bradford Township (Isanti County)19%$1,3715.7%
Isanti Township16%—2.3%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 55040

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
550704.5 mi$1,204$328,500$108,75013.7%
550055.8 mi$1,810$340,600$109,10711.5%
550087.0 mi$1,325$290,700$84,51324.3%
550118.7 mi$1,869$405,300$121,4344.4%
5502912 mi——$74,16730.0%
5507912 mi—$352,200$114,6147.3%
5509213 mi$1,436$363,900$95,33710.4%
5508014 mi$1,278$355,900$101,96411.1%

Crime reported to police in Isanti County

In 2025, the police departments that report for Isanti County recorded 61 violent and 399 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 55040 is reported as ZIP Code Tabulation Area 55040: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 55040

What is the median rent in ZIP code 55040?

The median gross rent in ZIP Code Tabulation Area 55040 is $1,264 (±$124) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 55040?

The median value of owner-occupied homes in ZIP code 55040 is $314,000 (±$14,491) (2020–2024 American Community Survey).

What is the median household income in ZIP code 55040?

The median household income in ZIP code 55040 is $90,900 (±$9,541) a year (2020–2024 American Community Survey).

What town is ZIP code 55040 in?

Most of ZIP code 55040’s land lies in Athens Township; it also covers Stanford Township, Bradford Township (Isanti County), Isanti Township.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 55040 (zip code tabulation area:55040).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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