How much do homeowners pay a month in Blue Springs, MO?

Name: Homeowner costs in Blue Springs, MO, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Blue Springs, MO pay a median of $1,699 (±$41) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $682 (±$25).

69.2% of owned homes carry a mortgage.

In Blue Springs, the median monthly cost with a mortgage went from $1,435 in 2015–2019 to $1,699 in 2020–2024 (+18.4%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,699 (±$41)
Without a mortgage: $682 (±$25)
Owned with a mortgage: 69.2%

Monthly owner costs in Blue Springs

Median selected monthly owner costs, estimate (90% margin of error)
	Blue Springs	Jackson County	Missouri	United States
With a mortgage	$1,699 (±$41)	$1,639 (±$16)	$1,524 (±$7)	$1,963
Without a mortgage	$682 (±$25)	$626 (±$9)	$546 (±$3)	$638
Owned homes with a mortgage	69.2% (±3.2 points)	62.3% (±0.9 points)	60.2% (±0.3 points)	60.6%
Median real estate taxes (a year)	$3,324 (±$111)	$2,575 (±$36)	$1,948 (±$11)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Blue Springs, the median cost with a mortgage is higher than in Jackson County ($1,639).

It is also higher than in Missouri ($1,524).

It is lower than the national figure ($1,963).

In Jackson County, Blue Springs ranks 8 of 16 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 125 of 1,092.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Blue Springs have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,435 (±$28)	$1,699 (±$41)	+18.4%	Down after inflation
Median real estate taxes	$2,584 (±$52)	$3,324 (±$111)	+28.6%	Up after inflation
Median home value	$166,000 (±$3,602)	$263,100 (±$8,926)	+58.5%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Blue Springs

Nearest places with a published estimate, compared with Blue Springs
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Blue Springs	—	$1,699 (±$41)	—
Lake Tapawingo	2.6 mi	$2,250 (±$334)	Higher
Grain Valley	2.8 mi	$1,726 (±$80)	Not measurably different
Independence	6.8 mi	$1,387 (±$23)	Lower
Oak Grove	7.5 mi	$1,454 (±$164)	Lower
Lake Lotawana	7.5 mi	$3,187 (±$218)	Higher
Lee's Summit	8.9 mi	$2,062 (±$46)	Higher
Buckner	9.1 mi	$1,318 (±$238)	Lower
Raytown	10 mi	$1,339 (±$52)	Lower

Nearby places with a measurably lower figure: Independence, MO ($1,387), Oak Grove, MO ($1,454), Buckner, MO ($1,318).

Nearby places with a measurably higher figure: Lake Tapawingo, MO ($2,250), Lake Lotawana, MO ($3,187), Lee's Summit, MO ($2,062).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Jackson County, place by place

Rank	Place	Median monthly cost with a mortgage
2	Lake Tapawingo	$2,250 (±$334)
3	Lee's Summit	$2,062 (±$46)
4	Lone Jack	$1,986 (±$161)
5	Grain Valley	$1,726 (±$80)
6 (tie)	Greenwood	$1,709 (±$87)
6 (tie)	Kansas City	$1,709 (±$26)
8	Blue Springs	$1,699 (±$41)
9	Grandview	$1,482 (±$69)
10	Oak Grove	$1,454 (±$164)
11	Independence	$1,387 (±$23)
12	Raytown	$1,339 (±$52)
13	Buckner	$1,318 (±$238)
14	Sibley	$1,315 (±$116)

Showing 13 of 16 places in Jackson County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Blue Springs

What is the average mortgage payment in Blue Springs?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Blue Springs, MO is $1,699 (±$41) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Blue Springs?

Owners without a mortgage in Blue Springs pay a median of $682 (±$25) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Blue Springs gone up?

In Blue Springs, the median monthly cost with a mortgage went from $1,435 in 2015–2019 to $1,699 in 2020–2024 (+18.4%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Blue Springs city, Missouri (place:06652, in state:29).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.