Housing data for Crystal Lakes, MO
Crystal Lakes, MO has an estimated 436 residents and 180 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Ray County.
6.6% of households rent.
Figures last updated on .
- Residents
- 436 (±140)
- Housing units
- 180 (±54)
- Households that rent
- 6.6%
- Residents since 2015–2019
- +26.0%
What stands out in Crystal Lakes
Households that rent: 6.6% (±6.3 points) in Crystal Lakes, lower than in Ray County (22.7%).
Working from home: 1.1% (±1.7 points) in Crystal Lakes, lower than in Ray County (10.6%).
Average commute: 27.3 minutes (±3.8) in Crystal Lakes, lower than in Ray County (34.3 minutes).
Housing in Crystal Lakes at a glance
- Rent burden: 0.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 6.6% of households rent (Small sample: wide margin of error)
- Income and affordability: $69,107 median household income (Small sample: wide margin of error)
- Home values: $152,300 median home value
- Homeowner costs: $1,403 median monthly cost with a mortgage
- Property taxes: $1,491 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units (Small sample: wide margin of error)
- Bedrooms: 65.6% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 43.4% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 64.7% heat with electricity (Small sample: wide margin of error)
- Commute and cars: 27.3 minutes average trip to work (Small sample: wide margin of error)
- Crime reported to police: 0 violent crimes per 100,000 residents (Small sample: wide margin of error)
- Growth: +26.0% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 9.6% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.6% of homes have more than 1 person per room (Small sample: wide margin of error)
Crystal Lakes against Ray County, its state and the nation
| Crystal Lakes | Ray County | Missouri | United States | |
|---|---|---|---|---|
| Residents | 436 (±140) | 23,145 (exact) | 6,191,814 (exact) | 334,922,499 |
| Housing units | 180 (±54) | 9,931 (±43) | 2,825,287 (±1,043) | 143,775,355 |
| Households that rent | 6.6% (±6.3 points) | 22.7% (±2.5 points) | 31.9% (±0.2 points) | 34.8% |
| Median gross rent | — | $782 (±$74) | $1,033 (±$6) | $1,413 |
| Median household income | $69,107 (±$26,953) | $74,573 (±$5,326) | $70,702 (±$325) | $80,734 |
| Median home value | $152,300 (±$65,016) | $198,800 (±$13,993) | $230,300 (±$880) | $332,700 |
| Median real estate taxes (a year) | $1,491 (±$264) | $1,594 (±$91) | $1,948 (±$11) | $3,119 |
| Built before 1980 | 43.4% (±29.6 points) | 59.4% (±4.6 points) | 52.8% (±0.4 points) | 49.7% |
| Average commute | 27.3 minutes (±3.8) | 34.3 minutes (±2.9) | 23.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 85.0% (±12.1 points) | 84.0% (±2.4 points) | 89.3% (±0.2 points) | 91.0% |
| Median age of residents | 33.9 years (±10.2) | 41.9 years (±0.6) | 39.0 years (±0.2) | 38.9 years |
Crystal Lakes covers 1.1 square miles of land, about 397 residents per square mile (Census Bureau Gazetteer).
How Crystal Lakes has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 346 (±78) | 436 (±140) | +26.0% | Not a measurable change |
| Housing units | 138 (±36) | 180 (±54) | +30.4% | Not a measurable change |
| Median home value | $116,000 (±$16,890) | $152,300 (±$65,016) | +31.3% | No measurable change after inflation |
| Median household income | $65,500 (±$11,633) | $69,107 (±$26,953) | +5.5% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,059 (±$134) | $1,403 (±$286) | +32.5% | No measurable change after inflation |
| Median real estate taxes | $1,260 (±$114) | $1,491 (±$264) | +18.3% | No measurable change after inflation |
| Households that rent | 12.5% (±8.0 points) | 6.6% (±6.3 points) | −5.9 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±71.2 points) | 0.0% (±92.8 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Crystal Lakes
In 2025, the Crystal Lakes Police Department reported 0 violent and 503 property crimes per 100,000 residents to the FBI.
Across Ray County, the departments that report recorded 161 violent and 370 property crimes per 100,000 residents that year.
Places near Crystal Lakes
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Homestead | 0.8 mi | $633 | $131,300 | 16.7% |
| Wood Heights | 1.7 mi | $1,446 | $212,800 | 5.5% |
| Excelsior Estates | 2.5 mi | $1,305 | $53,500 | 60.0% |
| Excelsior Springs | 3.2 mi | $975 | $186,800 | 31.8% |
| Lawson | 5.5 mi | $1,005 | $186,000 | 27.7% |
| Prathersville | 5.5 mi | $1,125 | $240,000 | 18.2% |
| Mosby | 7.1 mi | — | — | 13.0% |
| Kearney | 9.2 mi | $1,251 | $298,400 | 25.5% |
HUD Fair Market Rent for Crystal Lakes, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,257 | $1,366 | $1,546 | $2,020 | $2,419 |
HUD income limits for Crystal Lakes, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $23,800 | $39,700 | $63,500 |
| 2 people | $27,200 | $45,400 | $72,600 |
| 3 people | $30,600 | $51,050 | $81,650 |
| 4 people | $34,000 | $56,700 | $90,700 |
| 5 people | $38,680 | $61,250 | $98,000 |
| 6 people | $44,360 | $65,800 | $105,250 |
| 7 people | $50,040 | $70,350 | $112,500 |
| 8 people | $55,720 | $74,850 | $119,750 |
These are the limits HUD sets for its housing programs in the Kansas City, MO-KS HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $113,400.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Crystal Lakes
What is the average home value in Crystal Lakes, MO?
The Census Bureau publishes the median: $152,300 (±$65,016) for owner-occupied homes in Crystal Lakes (2020–2024 American Community Survey).
What is the average mortgage payment in Crystal Lakes?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Crystal Lakes, MO is $1,403 (±$286) a month, including taxes, insurance and utilities.
How much are property taxes in Crystal Lakes?
The median real estate tax paid by homeowners in Crystal Lakes, MO is $1,491 (±$264) a year (2020–2024 American Community Survey).
Is Crystal Lakes growing?
In Crystal Lakes, the number of residents went from 346 in 2015–2019 to 436 in 2020–2024 (+26.0%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Crystal Lakes city, Missouri
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Crystal Lakes city, Missouri
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Crystal Lakes city, Missouri
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Crystal Lakes city, Missouri
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Crystal Lakes city, Missouri
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Crystal Lakes city, Missouri
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Crystal Lakes city, Missouri
- HUD Fair Market Rents, fiscal year 2027: Kansas City, MO-KS HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Kansas City, MO-KS HUD Metro FMR Area
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Crystal Lakes Police Department (ORI MO0891300)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Crystal Lakes city, Missouri (place:17660, in state:29).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .